# FYI: HSBC Online-Only Savings 4.25% APY

**URL:** <https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158>\
**Category:** NYSpeed Off Topic\
**Created:** [January 3, 2008, 11:09am UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158 "2008-01-03T11:09:47Z")\
**Posts on this page:** 1\
**Showing post:** 31

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [January 4, 2008, 7:08am UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/31 "2008-01-04T07:08:13Z")

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I’ve had HSBC my whole life. My wife has had M&T her whole life.

From my average consumer point of view:  
They’re both banks. They both do the same shit. They both offer the same services. Neither is better nor worse.

But there are more HSBC branches, which is convenient. Plus they’re worldwide, and so am I. :pimp:

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