# FYI: HSBC Online-Only Savings 4.25% APY

**URL:** <https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158>\
**Category:** NYSpeed Off Topic\
**Created:** [January 3, 2008, 11:09am UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158 "2008-01-03T11:09:47Z")\
**Posts on this page:** 1\
**Showing post:** 37

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**Author:** ![ultradriver10000](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ultradriver10000/32/7397_2.png) [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)\
**Post date:** [January 29, 2008, 1:56pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/37 "2008-01-29T13:56:13Z")

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I have had the HSBC online saving account since it came out. The bank has given me close to $1000 to store my money for me.

M+T keep messing up my checking account I had with them when I was young so F-them. They kept charging me $20 because they thought my account was inactive. This was their mistake, I would deposit my checks into the account weekly and over a period of about 8 months they charged me the $20 fee twice, so I told them got my money and closed out the account. Ever since then its been HSBC for most everything.

Also the cash back credit cards are nice too. 🙂

My HSBC savings generally has a higher rate then most 1 year cd’s and I can actually use my money any time I want to.

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