# FYI: HSBC Online-Only Savings 4.25% APY

**URL:** <https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158>\
**Category:** NYSpeed Off Topic\
**Created:** [January 3, 2008, 11:09am UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158 "2008-01-03T11:09:47Z")\
**Posts on this page:** 1\
**Showing post:** 38

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**Author:** ![eclipsed](https://avatars.discourse-cdn.com/v4/letter/e/bbce88/32.png) [@eclipsed](https://forums.speedlife.net/u/eclipsed)\
**Post date:** [January 29, 2008, 1:59pm UTC](https://forums.speedlife.net/t/fyi-hsbc-online-only-savings-4-25-apy/41158/38 "2008-01-29T13:59:04Z")

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> [@ultradriver10000](#):
>
> My HSBC savings generally has a higher rate then most 1 year cd’s and I can actually use my money any time I want to.

not anymore it isn’t. the last year or so when this was actually the case was extremely rare.

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