# Health Care

**URL:** <https://forums.speedlife.net/t/health-care/200532>\
**Category:** PittSpeed Off Topic\
**Created:** [November 5, 2008, 7:13am UTC](https://forums.speedlife.net/t/health-care/200532 "2008-11-05T07:13:23Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![bics56](https://avatars.discourse-cdn.com/v4/letter/b/47e85d/32.png) [@bics56](https://forums.speedlife.net/u/bics56)\
**Post date:** [November 5, 2008, 7:13am UTC](https://forums.speedlife.net/t/health-care/200532/1 "2008-11-05T07:13:23Z")

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Anyone on here have their health care costs double? I am curious of what everyone on here is paying for a HMO. My wife and I are planning on trying to have a child in the near future and wanted to move from my PPO to the HMO. Well it is open enrollment now and our HMO rates doubled. It is $62/pay (2weeks) for a single person, $126/pay for a married couple, and $150/pay for a family. So when we have a kid we will be paying roughly $300 per month for health insurance. This is getting ridicules…to pay between $3,300-3,900 /yr to have health insurance. I realize this is actually “good” compared to what others pay because my employer contributes over $340/pay…so the “real cost” is $450-$500 every two weeks…or $13,000 per year…give me a break.

But I read on the Oboma site that if I pay for health care then I can expect my cost to decrease by $2,500 per year…so I guess in no time I will only be paying like $30-$50 for my coverage a 75% decrease. This guy must be a god…I wonder when I can expect my 75% decrease???

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**Author:** ![77rednecktruck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/77rednecktruck/32/5966_2.png) [@77rednecktruck](https://forums.speedlife.net/u/77rednecktruck)\
**Post date:** [November 5, 2008, 7:17am UTC](https://forums.speedlife.net/t/health-care/200532/2 "2008-11-05T07:17:08Z")

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I pay around $250/month for me, the wife, and 3 kids.

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**Author:** ![foxrus14](https://avatars.discourse-cdn.com/v4/letter/f/f05b48/32.png) [@foxrus14](https://forums.speedlife.net/u/foxrus14)\
**Post date:** [November 5, 2008, 7:27am UTC](https://forums.speedlife.net/t/health-care/200532/3 "2008-11-05T07:27:02Z")

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Mine is $120 a month and my Fiance is no extra charge. If we would have a child, it would be $10 more per month. This is Eye, Dental and my PPO/HMO not even sure which.  
Don’t hold your breath on the 75% decrease on health insurance. Obama is allah not god…

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**Author:** ![bics56](https://avatars.discourse-cdn.com/v4/letter/b/47e85d/32.png) [@bics56](https://forums.speedlife.net/u/bics56)\
**Post date:** [November 5, 2008, 7:35am UTC](https://forums.speedlife.net/t/health-care/200532/4 "2008-11-05T07:35:52Z")

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Wow $120/month is good. That is what ours WAS…now it is open enrollment and the HMO pretty much doubled and the PPO (90/70) stayed the same (86/pay for married couple).

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**Author:** ![foxrus14](https://avatars.discourse-cdn.com/v4/letter/f/f05b48/32.png) [@foxrus14](https://forums.speedlife.net/u/foxrus14)\
**Post date:** [November 5, 2008, 7:45am UTC](https://forums.speedlife.net/t/health-care/200532/5 "2008-11-05T07:45:09Z")

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the question is, what are your copays? you can have cheaper insurance if you have a little bit higher copays. I am not worried about copays this time in my life, very healthy and my fiance is as well. 25 copay for Rx, $100 ER copay… so not too bad.

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**Author:** ![jph102900](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jph102900/32/6049_2.png) [@jph102900](https://forums.speedlife.net/u/jph102900)\
**Post date:** [November 5, 2008, 7:53am UTC](https://forums.speedlife.net/t/health-care/200532/6 "2008-11-05T07:53:56Z")

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Yeah, my wife and I have been considering kids and I don’t want her working anymore after we have our first kid. But I think my health insurance payment would be like 200 bucks before taxes coming out of my pay. That is the only barrier to us having kids. The plan has great coverage and low copays which is good, but it is just a ton of money per month. I also have the option for a cheaper plan that would cost me more out of pocket if we actually had to get medical care, but I think I would be willing to do that instead of paying $500 per month.

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**Author:** ![Jeff95TA](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeff95ta/32/5935_2.png) [@Jeff95TA](https://forums.speedlife.net/u/Jeff95TA)\
**Post date:** [November 5, 2008, 8:01am UTC](https://forums.speedlife.net/t/health-care/200532/7 "2008-11-05T08:01:20Z")

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We’re about $122 every two weeks with two kids, but it’s not an HMO, and we have a weird split because we’re both employees at the same company. I have the girls on mine and my wife is on her own since it’s slightly cheaper.

$15 copay for regular visits. Medical only. Dental/vision is separate. That’s about another $30 every 2 weeks.

You need to be a teacher so you can complain if you have to pay anything.

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**Author:** ![noahTHEpurdy](https://avatars.discourse-cdn.com/v4/letter/n/87869e/32.png) [@noahTHEpurdy](https://forums.speedlife.net/u/noahTHEpurdy)\
**Post date:** [November 5, 2008, 8:12am UTC](https://forums.speedlife.net/t/health-care/200532/8 "2008-11-05T08:12:53Z")

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> [@Adam Vinatieri](https://forums.speedlife.net/t/adam-vinatieri/38581/21):
>
> Obama is allah not god…

Do you even know the first damn thing about Islam? You are such a \*\*\*\*ing idiot. It’s the same God.

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**Author:** ![BlkP42E](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blkp42e/32/5938_2.png) [@BlkP42E](https://forums.speedlife.net/u/BlkP42E)\
**Post date:** [November 5, 2008, 8:17am UTC](https://forums.speedlife.net/t/health-care/200532/9 "2008-11-05T08:17:50Z")

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Mine blows. im paying close to $400 a month for my wife, Kid coming, and I.

on top of that i have a $2,000 deductable.

its rediculous.

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**Author:** ![bics56](https://avatars.discourse-cdn.com/v4/letter/b/47e85d/32.png) [@bics56](https://forums.speedlife.net/u/bics56)\
**Post date:** [November 5, 2008, 8:19am UTC](https://forums.speedlife.net/t/health-care/200532/10 "2008-11-05T08:19:53Z")

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> [@Hello From Clearwater](https://forums.speedlife.net/t/hello-from-clearwater/38599/24):
>
> Mine blows. im paying close to $400 a month for my wife, Kid coming, and I.
> 
> on top of that i have a $2,000 deductable.
> 
> its rediculous.

Wow that’s rough. What is up with this. I wonder when Oboma’s plan is going to kick in…$2,500 less per year would help out a lot.

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**Author:** ![foxrus14](https://avatars.discourse-cdn.com/v4/letter/f/f05b48/32.png) [@foxrus14](https://forums.speedlife.net/u/foxrus14)\
**Post date:** [November 5, 2008, 8:22am UTC](https://forums.speedlife.net/t/health-care/200532/11 "2008-11-05T08:22:24Z")

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I know it is the same god dip\*\*\*\*… just a different name. the religions are so so very similar. this i know too… DIAF

Damn… BlkP42E that is redonkulous. so you have to pay $2000 out of pocket before the insurance kicks in? that is like the teachers benefits in NC except they have to pay $3000 i believe.

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**Author:** ![BlkP42E](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blkp42e/32/5938_2.png) [@BlkP42E](https://forums.speedlife.net/u/BlkP42E)\
**Post date:** [November 5, 2008, 11:06am UTC](https://forums.speedlife.net/t/health-care/200532/12 "2008-11-05T11:06:12Z")

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yep. it blows…

if wife gets in with the pgh boe. benifits are a TON cheaper with no deductable.

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**Author:** ![BlkP42E](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blkp42e/32/5938_2.png) [@BlkP42E](https://forums.speedlife.net/u/BlkP42E)\
**Post date:** [November 5, 2008, 11:07am UTC](https://forums.speedlife.net/t/health-care/200532/13 "2008-11-05T11:07:53Z")

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yep. it blows…

if wife gets in with the pgh boe. benifits are a TON cheaper with no deductable.

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**Author:** ![Sight\_N\_Sound](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sight_n_sound/32/5950_2.png) [@Sight\_N\_Sound](https://forums.speedlife.net/u/Sight_N_Sound)\
**Post date:** [November 5, 2008, 11:12am UTC](https://forums.speedlife.net/t/health-care/200532/14 "2008-11-05T11:12:07Z")

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Mine is an HMO

Single: $17 per pay  
Family w/2 kids: $24 per pay  
Fmaily w/3+ kids: $36 per pay  
Office Visits: $0/10  
ER: $30  
Rx: $10/20/40  
Specialists: $10/10

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**Author:** ![Sight\_N\_Sound](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sight_n_sound/32/5950_2.png) [@Sight\_N\_Sound](https://forums.speedlife.net/u/Sight_N_Sound)\
**Post date:** [November 5, 2008, 11:12am UTC](https://forums.speedlife.net/t/health-care/200532/15 "2008-11-05T11:12:22Z")

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Mine is an HMO

Single: $17 per pay  
Family w/2 kids: $24 per pay  
Fmaily w/3+ kids: $36 per pay  
Office Visits: $0/10  
ER: $30  
Rx: $10/20/40  
Specialists: $10/10

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**Author:** ![Shaggy](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shaggy/32/5945_2.png) [@Shaggy](https://forums.speedlife.net/u/Shaggy)\
**Post date:** [November 5, 2008, 11:17am UTC](https://forums.speedlife.net/t/health-care/200532/16 "2008-11-05T11:17:14Z")

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crazy $ to spend on health care. I’d gladly pay higher taxes for everyone to get same health care.

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**Author:** ![ZEX350Z](https://avatars.discourse-cdn.com/v4/letter/z/87869e/32.png) [@ZEX350Z](https://forums.speedlife.net/u/ZEX350Z)\
**Post date:** [November 5, 2008, 11:17am UTC](https://forums.speedlife.net/t/health-care/200532/17 "2008-11-05T11:17:47Z")

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It all depends on how much your employer is paying for you. Chad, it sounds like they aren’t paying any of your Health Insurance - just offering it.

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**Author:** ![bics56](https://avatars.discourse-cdn.com/v4/letter/b/47e85d/32.png) [@bics56](https://forums.speedlife.net/u/bics56)\
**Post date:** [November 5, 2008, 11:18am UTC](https://forums.speedlife.net/t/health-care/200532/18 "2008-11-05T11:18:56Z")

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> [@Hey F-Body faggor](https://forums.speedlife.net/t/hey-f-body-faggor/38600/9):
>
> Mine is an HMO
> 
> Single: $17 per pay  
> Family w/2 kids: $24 per pay  
> Fmaily w/3+ kids: $36 per pay  
> Office Visits: $0/10  
> ER: $30  
> Rx: $10/20/40  
> Specialists: $10/10

Wow your company must be paying a ton…where do you work…they hiring?

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**Author:** ![BlkP42E](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blkp42e/32/5938_2.png) [@BlkP42E](https://forums.speedlife.net/u/BlkP42E)\
**Post date:** [November 5, 2008, 12:54pm UTC](https://forums.speedlife.net/t/health-care/200532/19 "2008-11-05T12:54:11Z")

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yeah. thats what it sounds like to me too… hopefully Lory gets something soon

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**Author:** ![Sight\_N\_Sound](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sight_n_sound/32/5950_2.png) [@Sight\_N\_Sound](https://forums.speedlife.net/u/Sight_N_Sound)\
**Post date:** [November 5, 2008, 12:57pm UTC](https://forums.speedlife.net/t/health-care/200532/20 "2008-11-05T12:57:43Z")

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> [@Hello From Clearwater](https://forums.speedlife.net/t/hello-from-clearwater/38599/27):
>
> Wow your company must be paying a ton…where do you work…they hiring?

I work in the healthcare field. Yes they pay a ton. On top of it I get 3 weeks vacation a year, 40 hours of Personal time, and right now I have 575 hours of sick time saved and I max out at 960 hours of sick time.

Unfortunatly no they are not hiring. :hs:

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