# HEALTH INSURANCE THREAD

**URL:** <https://forums.speedlife.net/t/health-insurance-thread/56487>\
**Category:** NYSpeed Off Topic\
**Created:** [October 15, 2008, 9:36am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487 "2008-10-15T09:36:36Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [October 15, 2008, 9:36am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/1 "2008-10-15T09:36:36Z")

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I didn’t see a thread for this so…

Our Independant Health numbers just in, up 35% for 2009.

1999 family coverage with $7.00 RX co pay was 316.33/month.  
2009 family coverage with $10/$30/$50 RX co pay is $1042.00/month.  
Edit: Single was $117 in 1999 - 2009 it will be $400.

What are NYSPEEDERS paying for coverage?  
Do you even have coverage?  
Are you trying to get a government job?:biglaugh:  
Discuss.

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**Author:** ![BDR5oh](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bdr5oh/32/7315_2.png) [@BDR5oh](https://forums.speedlife.net/u/BDR5oh)\
**Post date:** [October 15, 2008, 9:41am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/2 "2008-10-15T09:41:52Z")

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BC/BS … only $10 co-pay …

My dental and vision is also fully covered

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [October 15, 2008, 9:42am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/3 "2008-10-15T09:42:40Z")

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Mike to make you feal better i work here and they cut our raise this year (09) …now i say our raise but i bet the CEO get his 30% raise

but they also cut our christmas bouns and company christmas party

this is all b/c how much the cost went up to “you”

you also need to think your a small employer …

if you want fire your HR/health Ben person and ill do it :tup:

i cant see what you picked for this year … but if you want info on plans and such let me know …

also new for 09  
this is they new sales pitch you will here about next 6 months or so

i pay 3% if i do not do a Health Risk Ass.  
or i 1% if i do the HSA

so i pay 1% a month any one over 50k a year pays 35% a month anyone over 150K pays 50% and over 1m pays 100%

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [October 15, 2008, 9:48am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/4 "2008-10-15T09:48:39Z")

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Where do you work?(If you don’t mind me asking)  
We are looking into HSA, HRA and other options because the preliminary numbers look good.  
We are exploring all of the options at this point.

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**Author:** ![mike125k](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mike125k/32/7282_2.png) [@mike125k](https://forums.speedlife.net/u/mike125k)\
**Post date:** [October 15, 2008, 9:52am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/5 "2008-10-15T09:52:48Z")

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Funny you post this, as I’m just about to walk into a meeting here at work where they’re telling us how much higher our health insurance is going up by.

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [October 15, 2008, 9:52am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/6 "2008-10-15T09:52:53Z")

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I am on a HSA with the iDirect/Independent Health Plan $2000 year deductible…

$15 bi weekly be in the program and I have it setup to put another $70 into my HSA

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [October 15, 2008, 9:54am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/7 "2008-10-15T09:54:37Z")

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Im at IH… im not in sales but i might as well be

some of the I direct plans are good even if you fund the ded in full or even half… say you pick

plan 1. comes with a 1100 year single and 2200 fam ded (you pay that)  
and you make the cost of the plan go to your employee (say 350 month)

so yea you are driping thatt 2200 per fam say you have 20 fams to pay for = 44k year now you can set it up where if they dont use all the money you get it back or they get it in a hra/hsa… but 44 is less then what your doing…

i will not go to far in the #'s like i said if you want to talk we can

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**Author:** ![micah](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/micah/32/7257_2.png) [@micah](https://forums.speedlife.net/u/micah)\
**Post date:** [October 15, 2008, 10:12am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/8 "2008-10-15T10:12:31Z")

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i have full health BC BS  
vision  
dental

ilism

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**Author:** ![BuickGN](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/buickgn/32/7200_2.png) [@BuickGN](https://forums.speedlife.net/u/BuickGN)\
**Post date:** [October 15, 2008, 10:23am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/9 "2008-10-15T10:23:31Z")

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> [@LZ](#):
>
> I am on a HSA with the iDirect/Independent Health Plan $2000 year deductible…
> 
> $15 bi weekly be in the program and I have it setup to put another $70 into my HSA

idirect going by by

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [October 15, 2008, 10:25am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/10 "2008-10-15T10:25:18Z")

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> [@BuickGN](#):
>
> idirect going by by

your work may be telling you that or they may stop offering it to you

but you know nothing … hmo will go by by b4 the Idirect goes

the idirect plans that we sell have gone up like 600% -1200% a year enrollment not cost

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [October 15, 2008, 10:25am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/11 "2008-10-15T10:25:19Z")

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> [@BuickGN](#):
>
> idirect going by by

They are dropping “idirect” bringing it back with another name and the deductible is going to be $2500-3000

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**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\
**Post date:** [October 15, 2008, 10:26am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/12 "2008-10-15T10:26:13Z")

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The real question is what are YOU paying for my coverage?

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**Author:** ![BuickGN](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/buickgn/32/7200_2.png) [@BuickGN](https://forums.speedlife.net/u/BuickGN)\
**Post date:** [October 15, 2008, 10:31am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/13 "2008-10-15T10:31:18Z")

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> [@justa4door](#):
>
> your work may be telling you that or they may stop offering it to you
> 
> but you know nothing … hmo will go by by b4 the Idirect goes
> 
> the idirect plans that we sell have gone up like 600% -1200% a year enrollment not cost

shut it, i got a letter from IH stating this.

dumbass lol

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**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\
**Post date:** [October 15, 2008, 10:31am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/14 "2008-10-15T10:31:47Z")

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BC/BS in Virginia. Full coverage(single) vision/dental/etc. I believe I pay 33/mo. I’d have to check what my deductibles are I know they aren’t much.

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [October 15, 2008, 10:32am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/15 "2008-10-15T10:32:50Z")

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i pay $14 a month but i dont have a good plan …i still think i should pay $0 just b/c i work here and it should be a perk of the job b/c i make shit for pay … but really the $14 a month is nothing to me and i dont mind … but some people are pissed about the 1% -3% they have to pay (if they make under 50k)… most town,state and fed plans are better then my cov

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [October 15, 2008, 10:33am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/16 "2008-10-15T10:33:13Z")

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> [@BuickGN](#):
>
> shut it, i got a letter from IH stating this.
> 
> dumbass lol

fax it to me… really

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<div class="post-metadata">

**Author:** ![BuickGN](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/buickgn/32/7200_2.png) [@BuickGN](https://forums.speedlife.net/u/BuickGN)\
**Post date:** [October 15, 2008, 10:37am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/17 "2008-10-15T10:37:46Z")

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why, lol ive already picked something else from work, its no biggie to me anymore, im all set with Insurance.

Ill see if i can find the letter at home, but i think its gone in the trash

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [October 15, 2008, 10:48am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/18 "2008-10-15T10:48:55Z")

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ok … its not going anywhere

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**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\
**Post date:** [October 15, 2008, 10:50am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/19 "2008-10-15T10:50:06Z")

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> [@cougarspeed](#):
>
> The real question is what are YOU paying for my coverage?

I don’t even want to know. lol

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**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\
**Post date:** [October 15, 2008, 10:53am UTC](https://forums.speedlife.net/t/health-insurance-thread/56487/20 "2008-10-15T10:53:59Z")

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> [@Blue Eyed Devil](#):
>
> I don’t even want to know. lol

Me neither to be honest. But I had the flu the other week so thanks for the antibiotics! God I do not look forward to paying for this stuff again someday.

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