# home buying help

**URL:** <https://forums.speedlife.net/t/home-buying-help/201916>\
**Category:** PittSpeed Off Topic\
**Created:** [February 18, 2009, 1:43pm UTC](https://forums.speedlife.net/t/home-buying-help/201916 "2009-02-18T13:43:34Z")\
**Posts on this page:** 1\
**Showing post:** 8

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**Author:** ![jph102900](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jph102900/32/6049_2.png) [@jph102900](https://forums.speedlife.net/u/jph102900)\
**Post date:** [February 19, 2009, 8:27am UTC](https://forums.speedlife.net/t/home-buying-help/201916/8 "2009-02-19T08:27:50Z")

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> [@Year end / Christmas Bonus...](https://forums.speedlife.net/t/year-end-christmas-bonus/39547/89):
>
> Go get quotes from more than one lender!!!
> 
> Closing costs can vary greatly from one lender to another…you want the lowest interest rate you can get, no points, and low closing costs.
> 
> Oh yeah, unless you have 20% down, most of them will tell you that you have to pay PMI as well.
> 
> From my past experience, most of the ones on the Internet are rip-offs. Stay with a local company!!

Agreed. Rates and closing costs can really vary from company to company. I saw a huge swing in the money I needed at closing and the monthly payment that I would end up with when I got quotes from multiple companies. You would be surprised how different the results can be considering that they are all using the same information that you provide.

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