# Home Insurance Suggestions?

**URL:** <https://forums.speedlife.net/t/home-insurance-suggestions/247584>\
**Category:** Shift518 Off Topic\
**Created:** [October 14, 2009, 4:12pm UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584 "2009-10-14T16:12:33Z")\
**Posts on this page:** 15\
**Page:** 1

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**Author:** ![RocketPunch](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rocketpunch/32/6429_2.png) [@RocketPunch](https://forums.speedlife.net/u/RocketPunch)\
**Post date:** [October 14, 2009, 4:12pm UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/1 "2009-10-14T16:12:33Z")

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Any ideas? Online? Local?

Need to secure a policy asap. Thanks ahead. :clap

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**Author:** ![Wayne64SS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wayne64ss/32/6365_2.png) [@Wayne64SS](https://forums.speedlife.net/u/Wayne64SS)\
**Post date:** [October 14, 2009, 5:42pm UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/2 "2009-10-14T17:42:17Z")

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allstate does mine?

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**Author:** ![JRubino](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jrubino/32/6285_2.png) [@JRubino](https://forums.speedlife.net/u/JRubino)\
**Post date:** [October 15, 2009, 5:15am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/3 "2009-10-15T05:15:39Z")

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> [@Dial Up \> Cable](https://forums.speedlife.net/t/dial-up-cable/24371/34):
>
> Any ideas? Online? Local?
> 
> Need to secure a policy asap. Thanks ahead. :clap

or why not go to who does your auto policy and get an umbrella policy.

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**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\
**Post date:** [October 15, 2009, 5:40am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/4 "2009-10-15T05:40:00Z")

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local, state farm will pay a claim easy, but costs more… Allstate often less money, but harder to get paid…but you will get paid after more hassle. Liberty mutual sucks. Look into Dignum Insurance in Colonie. Good company / agent. I get alot of my stuff from Willy Mirandas (Allstate) in CP or Dan Keegan (State Farm) in Guilderland.

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**Author:** ![Wayne64SS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wayne64ss/32/6365_2.png) [@Wayne64SS](https://forums.speedlife.net/u/Wayne64SS)\
**Post date:** [October 15, 2009, 6:07am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/5 "2009-10-15T06:07:30Z")

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x2 on the Willie Miranda

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**Author:** ![Anthony](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/anthony/32/6541_2.png) [@Anthony](https://forums.speedlife.net/u/Anthony)\
**Post date:** [October 15, 2009, 6:19am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/6 "2009-10-15T06:19:30Z")

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I agree with Jammer about State Farm BUT with my mother who had a couple of claims within the past few years though and she has had State Farm for over 20+ years they dropped her. So even though hey are one of the best hey are still an insurance company if you know what I mean, Now with All State they can give you a great deal BUT they also want you to switch over any other insurance you have, to give you the best deal. like car insurance policy is actually higher than state farm. So you kinda got to shop around for a median

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**Author:** ![JRubino](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jrubino/32/6285_2.png) [@JRubino](https://forums.speedlife.net/u/JRubino)\
**Post date:** [October 15, 2009, 9:51am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/7 "2009-10-15T09:51:30Z")

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> [@My kind of garage!](https://forums.speedlife.net/t/my-kind-of-garage/24482/16):
>
> I agree with Jammer about State Farm BUT with my mother who had a couple of claims within the past few years though and she has had State Farm for over 20+ years they dropped her. So even though hey are one of the best hey are still an insurance company if you know what I mean, Now with All State they can give you a great deal BUT they also want you to switch over any other insurance you have, to give you the best deal. like car insurance policy is actually higher than state farm. So you kinda got to shop around for a median

Your mother’s problem was she had a COUPLE claims. That’s all it takes for an insurance company to drop you.

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**Author:** ![Anthony](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/anthony/32/6541_2.png) [@Anthony](https://forums.speedlife.net/u/Anthony)\
**Post date:** [October 15, 2009, 8:29pm UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/8 "2009-10-15T20:29:18Z")

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Yeah I know I understand how insurance companies work, BUT hypothetically say your roof and home gets wind damage of course you make a claim, Oh shit your Furnace Goes and now you got Soot caked on everything in your whole house of course another claim…Never a claim over little shit in 17 years BUT it is Manditory to have Insurance on your home BUT if something happens you get penalized/dropped for using it, is bullshit. This is where government should get involved. I Understand people take advantage BUT this is where an investigation should be utilized.

> [@Does any one know who parkes in front of south gate plaza in civics](https://forums.speedlife.net/t/does-any-one-know-who-parkes-in-front-of-south-gate-plaza-in-civics/24441/13):
>
> Your mother’s problem was she had a COUPLE claims. That’s all it takes for an insurance company to drop you.

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**Author:** ![Anthony](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/anthony/32/6541_2.png) [@Anthony](https://forums.speedlife.net/u/Anthony)\
**Post date:** [October 15, 2009, 8:33pm UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/9 "2009-10-15T20:33:32Z")

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My favorite State Farm agent is Mike Murphy

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**Author:** ![Allstar\_Graphics](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/allstar_graphics/32/6287_2.png) [@Allstar\_Graphics](https://forums.speedlife.net/u/Allstar_Graphics)\
**Post date:** [October 16, 2009, 4:48am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/10 "2009-10-16T04:48:47Z")

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Allstate, its cheap and i got it fast

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**Author:** ![Alpine](https://avatars.discourse-cdn.com/v4/letter/a/4da419/32.png) [@Alpine](https://forums.speedlife.net/u/Alpine)\
**Post date:** [October 16, 2009, 4:49am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/11 "2009-10-16T04:49:22Z")

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We have state farm home/auto.

No complaints.

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**Author:** ![Boost\_Creep](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boost_creep/32/6366_2.png) [@Boost\_Creep](https://forums.speedlife.net/u/Boost_Creep)\
**Post date:** [October 16, 2009, 5:04am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/12 "2009-10-16T05:04:30Z")

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I have Travelers, and it’s great.

Steve Depaula @ Hamlin Roberts And Ridgeway

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**Author:** ![Allstar\_Graphics](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/allstar_graphics/32/6287_2.png) [@Allstar\_Graphics](https://forums.speedlife.net/u/Allstar_Graphics)\
**Post date:** [October 16, 2009, 5:34am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/13 "2009-10-16T05:34:10Z")

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I have been thinking about calling allstate about maybe puting in a claim for the time my ac got backed up and the water went down inside my walls/cieling and floor or just fix the stupid shit out of pocket

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**Author:** ![Wayne64SS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wayne64ss/32/6365_2.png) [@Wayne64SS](https://forums.speedlife.net/u/Wayne64SS)\
**Post date:** [October 16, 2009, 5:52am UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/14 "2009-10-16T05:52:13Z")

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that’s the way to do it homie. They just put a roof on for me 🙂

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**Author:** ![Allstar\_Graphics](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/allstar_graphics/32/6287_2.png) [@Allstar\_Graphics](https://forums.speedlife.net/u/Allstar_Graphics)\
**Post date:** [October 16, 2009, 2:37pm UTC](https://forums.speedlife.net/t/home-insurance-suggestions/247584/15 "2009-10-16T14:37:37Z")

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seriously, it bugs me that i have this water damage, the paint bubbled and the cieling is water stained
