# Home Loans

**URL:** https://forums.speedlife.net/t/home-loans/45140
**Category:** NYSpeed Off Topic
**Created:** [March 17, 2008, 9:38am UTC](https://forums.speedlife.net/t/home-loans/45140 "2008-03-17T09:38:04Z")
**Posts on this page:** 1
**Showing post:** 16

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### Author: ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)
#### Post date: [March 18, 2008, 5:56am UTC](https://forums.speedlife.net/t/home-loans/45140/16 "2008-03-18T05:56:47Z")

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Assuming their credit file is better then yours, yes. It is additional income, and an additional individual to come after if the loan defaults.

Does it help get the loan quicker? Hell no, it adds to the underwriting procedure… anywhere from a couple days to a week or so.

If thats what you’re asking.

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