# Home Loans

**URL:** https://forums.speedlife.net/t/home-loans/45140
**Category:** NYSpeed Off Topic
**Created:** [March 17, 2008, 9:38am UTC](https://forums.speedlife.net/t/home-loans/45140 "2008-03-17T09:38:04Z")
**Posts on this page:** 1
**Showing post:** 17

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### Author: ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)
#### Post date: [March 18, 2008, 4:56pm UTC](https://forums.speedlife.net/t/home-loans/45140/17 "2008-03-18T16:56:57Z")

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If you are going in with your lady, and you plan on getting married down the road, then here is what I did.

Bought the first house in my name, with my credit.

This way the next one goes in her name, and we both get first time buyer benefits.

I have a 760 credit score, and just got a 30 year fixed 5.5% SONYMA loan with a $5000 cash grant.

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