# Home Loans

**URL:** https://forums.speedlife.net/t/home-loans/45140
**Category:** NYSpeed Off Topic
**Created:** [March 17, 2008, 9:38am UTC](https://forums.speedlife.net/t/home-loans/45140 "2008-03-17T09:38:04Z")
**Posts on this page:** 1
**Showing post:** 18

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### Author: ![d3x](https://avatars.discourse-cdn.com/v4/letter/d/8491ac/32.png) [@d3x](https://forums.speedlife.net/u/d3x)
#### Post date: [March 18, 2008, 5:08pm UTC](https://forums.speedlife.net/t/home-loans/45140/18 "2008-03-18T17:08:29Z")

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just so you know, credit only plays a minor role in landing a mortgage. i have some pretty bad credit (around 500 FICO score) and i landed a mortgage at the going rate. they are looking at your income more than anything. at worse they may ask you to put a little down on the house.

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