# Home Loans

**URL:** https://forums.speedlife.net/t/home-loans/45140
**Category:** NYSpeed Off Topic
**Created:** [March 17, 2008, 9:38am UTC](https://forums.speedlife.net/t/home-loans/45140 "2008-03-17T09:38:04Z")
**Posts on this page:** 1
**Showing post:** 19

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### Author: ![Viper966](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/viper966/32/7268_2.png) [@Viper966](https://forums.speedlife.net/u/Viper966)
#### Post date: [March 18, 2008, 8:39pm UTC](https://forums.speedlife.net/t/home-loans/45140/19 "2008-03-18T20:39:21Z")

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> [@d3x](#):
>
> just so you know, credit only plays a minor role in landing a mortgage. i have some pretty bad credit (around 500 FICO score) and i landed a mortgage at the going rate. they are looking at your income more than anything. at worse they may ask you to put a little down on the house.

not anymore… you better have at least a 620 fico to got a decent mortgage now… sub prime loans are NOT going to happen easily…

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