# homeowner insurance question..

**URL:** <https://forums.speedlife.net/t/homeowner-insurance-question/44774>\
**Category:** NYSpeed Off Topic\
**Created:** [March 10, 2008, 5:50pm UTC](https://forums.speedlife.net/t/homeowner-insurance-question/44774 "2008-03-10T17:50:00Z")\
**Posts on this page:** 1\
**Showing post:** 9

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**Author:** ![Terry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/terry/32/7207_2.png) [@Terry](https://forums.speedlife.net/u/Terry)\
**Post date:** [March 11, 2008, 5:50am UTC](https://forums.speedlife.net/t/homeowner-insurance-question/44774/9 "2008-03-11T05:50:27Z")

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> [@chino](#):
>
> you’re missing the point, the insurance is to build a replacement home, not move to another home.

No, I get that. Buy why pay twice the amount of insurance if I don’t need to? There are obvious benefits to it but $225k is going to buy a lot more house than I need around here.

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