# Housing. It's an expense. **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [December 14, 2009, 7:57am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218 "2009-12-14T07:57:06Z")\ **Posts on this page:** 16\ **Page:** 7
**Author:** ![Carnut](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/carnut/32/7590_2.png) [@Carnut](https://forums.speedlife.net/u/Carnut)\ **Post date:** [December 23, 2009, 10:27am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/121 "2009-12-23T10:27:32Z")
I \<3 Bing. Probably one of the few people on here that see the big picture. ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [December 23, 2009, 10:28am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/122 "2009-12-23T10:28:06Z")
> [@bing](#): > > ah ethnocentricism… you have it in spades. > > Go to Europe and see how people live. > > Homes are multi-generational. Every family i visited in Austria (related to by marriage) had at least 2 and sometimes 3 generations under a single roof. > > Its more the norm. Same with China, India, Russia… you know… 85% of the world’s population and growing in number and influence, as opposed to Canada and the US… But hey, you’ve got it all figured out man. > > Of my parent’s generation… all of them own homes and do not live in them and yet do not pay rent in the homes they live in. The same is true for many of my colleagues and friends. > > you guys need to expand your scope of experience. :cjerk: I’ve spent more time in Europe in the last 6 months than you’ve probably spent there in your entire life. Keep up with the assumptions. :bloated: ---
**Author:** ![Carnut](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/carnut/32/7590_2.png) [@Carnut](https://forums.speedlife.net/u/Carnut)\ **Post date:** [December 23, 2009, 10:33am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/123 "2009-12-23T10:33:16Z")
That doesn’t necessarily give you the exact same point of view. ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [December 23, 2009, 10:35am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/124 "2009-12-23T10:35:03Z")
> [@Carnut](#): > > That doesn’t necessarily give you the exact same point of view. :picard: His posts in this thread are akin to an automotive thread going like this. “Hey guys, should I get a 'vette or a mustang to build a track car out of?” “Hai, I’m Bing, you should get a festiva.” “That makes no fucking sense” “Yes it does, festiva’s get great gas mileage, gas costs $6/gallon in Europe” ---
**Author:** ![Carnut](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/carnut/32/7590_2.png) [@Carnut](https://forums.speedlife.net/u/Carnut)\ **Post date:** [December 23, 2009, 10:36am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/125 "2009-12-23T10:36:58Z")
That wasn’t my point but it doesn’t matter. ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [December 23, 2009, 10:44am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/126 "2009-12-23T10:44:24Z")
> [@Carnut](#): > > That wasn’t my point but it doesn’t matter. He said > Go to Europe and see how people live. > you guys need to expand your scope of experience. As justification for his off-the wall arguments he is making in this thread. Trying to imply that I “just don’t get it” when the assumptions that he is making about my experience, or even my thoughts about the whole process are completely wrong. Both of you are assuming that I am some how less culturally experienced, thus that is the reason for my point of view, which is a bit brazen, and quite moronic in this particular situation. Lets ignore the fact that he is arguing something that wasn’t even a point of discussion in the thread. He is completely overlooking why family structures are what they are in other parts of the world, like I said, he is doing a rather piss poor job of picking and choosing components of his argument, that he is having with himself for the most part. Kind of curious why someone so high up on why you shouldn’t be owning a house is for some reason running a not-for-profit website. Gee, that seems pretty dumb if you ask me. :picard: ---
**Author:** ![Carnut](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/carnut/32/7590_2.png) [@Carnut](https://forums.speedlife.net/u/Carnut)\ **Post date:** [December 23, 2009, 10:46am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/127 "2009-12-23T10:46:40Z")
touche salesman ---
**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\ **Post date:** [December 23, 2009, 11:10am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/128 "2009-12-23T11:10:06Z")
> [@bing](#): > > …that they do not own and do not pay rent for… you keep saying this over and over. someone has to own it, pay for it, and maintain it. when thinking of overall cost, somethings do not hold a monetary value. aka I believe most people would rather pay to not have to deal with family _all_ the time. sure living nearby is great, but living with is a totally different animal. kind of like economic profit vs accounting profit ---
**Author:** ![ubengineering](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ubengineering/32/5171_2.png) [@ubengineering](https://forums.speedlife.net/u/ubengineering)\ **Post date:** [December 23, 2009, 12:57pm UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/129 "2009-12-23T12:57:06Z")
you could just go buy a 5 bedroom house on the eastside for 600$ ---
**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\ **Post date:** [December 24, 2009, 6:53am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/130 "2009-12-24T06:53:58Z")
> [@walter](#): > > :picard: > > His posts in this thread are akin to an automotive thread going like this. > > “Hey guys, should I get a 'vette or a mustang to build a track car out of?” > “Hai, I’m Bing, you should get a festiva.” > “That makes no fucking sense” > “Yes it does, festiva’s get great gas mileage, gas costs $6/gallon in Europe” That was probably the worst analogy made to date, i believe a person i work with who dropped out of highschool may have made a worse one during a discussion, but either way you are on par with him. ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [December 24, 2009, 7:49am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/131 "2009-12-24T07:49:27Z")
> [@deebo](#): > > That was probably the worst analogy made to date, i believe a person i work with who dropped out of highschool may have made a worse one during a discussion, but either way you are on par with him. ---
**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\ **Post date:** [December 24, 2009, 6:19pm UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/132 "2009-12-24T18:19:12Z")
Considering Bing answered the topic, and discussed completely releavent things, i would say he had answered the original question if bing would have went on a rant about living on an airplane, then the analogy would make sense, because that would be completely offtopic from the purpose of the thread festiva is not a vette or a mustang, airplane is not a home philosophy fail :picard: ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [December 24, 2009, 6:32pm UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/133 "2009-12-24T18:32:48Z")
> [@deebo](#): > > Considering Bing answered the topic, and discussed completely releavent things, i would say he had answered the original question > > if bing would have went on a rant about living on an airplane, then the analogy would make sense, because that would be completely offtopic from the purpose of the thread > > festiva is not a vette or a mustang, airplane is not a home > > philosophy fail :picard: English not your first language? :fail: ---
**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\ **Post date:** [December 24, 2009, 8:03pm UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/134 "2009-12-24T20:03:15Z")
“English not you first language?” is a fragment, if you’re going to nitpick mine… maybe you should fix yours. kthnx ---
**Author:** ![Deathproof](https://avatars.discourse-cdn.com/v4/letter/d/dec6dc/32.png) [@Deathproof](https://forums.speedlife.net/u/Deathproof)\ **Post date:** [December 26, 2009, 11:09am UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/135 "2009-12-26T11:09:20Z")
Am I right in thinking that the rise in the value of the structure itself is due mainly to inflation. I’m thinking that the rise in the price of construction would be because of a rise in the price of materials and labor. So while the house itself is appreciating due to inflation because even at a higher price it is a deal compared to building a new house, it is like a car in the sense that you won’t recoup your money invested in upkeep and remodeling unless the value of the land rises. It just seems to me that the land is the only real investment, speculation and development can cause huge surges in the value of land, but structures themselves can’t appreciate enough to regain the costs. Not that there aren’t increases in the demand for certain architectures of the past, and obviously the site of a historical landmark lends a vast amount of value to the structure itself, but generally an old structure isn’t worth as much as a new one. There are many old homes in great shape that haven’t become an accounting profit if the area hasn’t created a surge in land value. I’m not saying the person should have rented, I’m just making the point. I do realize that renting is an expense, that’s it. By owning a home you are paying for something that will be payed off one day, and have a value that belongs entirely to you. But even after your mortgage is payed off there will be expenses. Should the average person look at it like an expense, yes. Should they look at it like an investment, yes. It is both. I also view renting as an opportunity in and of itself. I know that owning a home will require me to work pretty steady for the rest of my life. I rather enjoy the opportunity renting provides for me to travel. I am not tied to a house. If I wanted to live transiently it would be entirely possible for me to leave. I could tour with a band for months if the opportunity arises. You can make cracks at this as cliche, but I haven’t seen nearly as much as I’d like to of this world and I know I won’t see it from a cubicle from 9-5 and a tv when I get home. ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [December 26, 2009, 1:03pm UTC](https://forums.speedlife.net/t/housing-its-an-expense/77218/136 "2009-12-26T13:03:19Z")
> [@deebo](#): > > “English not you first language?” is a fragment, if you’re going to nitpick mine… maybe you should fix yours. > > kthnx I was pointing out that your reading comprehension skills suck monkey balls, not commenting on the grammar of your post. [Previous page](https://forums.speedlife.net/t/housing-its-an-expense/77218.md?page=6)