# How Are You Paying for Christmas?
**URL:** https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667
**Category:** NYSpeed Off Topic
**Created:** [November 30, 2010, 6:05am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667 "2010-11-30T06:05:37Z")
**Posts on this page:** 16
**Page:** 2
### Author:  [@Saxon](https://forums.speedlife.net/u/Saxon)
#### Post date: [November 30, 2010, 7:00am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/21 "2010-11-30T07:00:30Z")
cash money, if i cant afford it than why should i buy it?
---
### Author:  [@tpgsr](https://forums.speedlife.net/u/tpgsr)
#### Post date: [November 30, 2010, 7:01am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/22 "2010-11-30T07:01:59Z")
Cash.
---
### Author:  [@Joe](https://forums.speedlife.net/u/Joe)
#### Post date: [November 30, 2010, 7:03am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/23 "2010-11-30T07:03:54Z")
Usually get my parents electronic shit that they would never know to buy on their own but then use all the time once they have it and I give them the old person’s lesson on how to use it.
I have just as hard of a time coming up with shit to ask for. Anything I want that’s a couple hundred bucks or less I just buy online at work over the course of the year when I’m bored.
One good way to save money is to break up with your chick shortly before christmas. Particularly when she has a December birthday too.
---
### Author:  [@Xander](https://forums.speedlife.net/u/Xander)
#### Post date: [November 30, 2010, 7:21am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/24 "2010-11-30T07:21:24Z")
Usually use discovers 1% plus whatever cash back and pay it off each month. Although for the $300-$400 a year is it really worth it…? 😕
X…
---
### Author:  [@boxxa](https://forums.speedlife.net/u/boxxa)
#### Post date: [November 30, 2010, 7:23am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/25 "2010-11-30T07:23:02Z")
Cash. I hate credit cards and will never let any child of mine own one.
---
### Author:  [@Tbirdsc1](https://forums.speedlife.net/u/Tbirdsc1)
#### Post date: [November 30, 2010, 7:30am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/26 "2010-11-30T07:30:26Z")
Cash…90% of people who open those 6-12 month 0% interest cards never pay them off in the promotion period. I fall into the 10%, interest is for suckers.
---
### Author:  [@Joe](https://forums.speedlife.net/u/Joe)
#### Post date: [November 30, 2010, 7:35am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/27 "2010-11-30T07:35:45Z")
> [@boxxa](#):
>
> Cash. I hate credit cards and will never let any child of mine own one.
Just need a little willpower and financial sense. Cash back + perks + not being liable if lost/stolen + convienience online \> Cash
---
### Author:  [@drvnkd](https://forums.speedlife.net/u/drvnkd)
#### Post date: [November 30, 2010, 8:02am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/28 "2010-11-30T08:02:06Z")
I’m going to charge everything then get a promoition at work to pay for it.
---
### Author:  [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)
#### Post date: [November 30, 2010, 8:08am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/29 "2010-11-30T08:08:52Z")
> [@boardjnky4](#):
>
> It definitely is expensive, but gift giving is awesome. When you give a good gift and the person gets really excited, that’s a great feeling.
>
> There are definitely ways to give good gifts without overspending.
>
> I’m surprised with the amount of engineers/mechanics/carpenters on here, that more people don’t build cool shit as gifts.
>
> Last year, my fiancee’s father built gifts instead of buying and he blew EVERY other gift I received out of the water. He built us a bird house that was an exact replica of our house. It’s seriously badass and you can tell that he spent MONTHS working on it. He built fiancee’s sister an awesome corn-hole set, bills themed, spec’d to regulation size, with regulation weight bean bags and everything. WAY better gifts than I could buy/build. You should have seen the look on my face when I saw that bird house. I was blown away.
My fiancee’s dad does that stuff, he either picks up stuff from the garbage or garage sales and refinishes them to look new, or he’ll custom build stuff for people. He always has great ideas and does nice work.
> [@Motocrossx23](#):
>
> $100 for a shirt and tie?? I’m talking like JC Penny’s stuff lol.
Nothing wrong with that. You can walk into JC pennys with a couple 20s and get a shirt and tie with money to spare.
> [@Joe](#):
>
> Just need a little willpower and financial sense. Cash back + perks + not being liable if lost/stolen + convienience online \> Cash
I thought by law you were only liable for $50 of fraudulent purchases regardless of bank or card policy?
---
### Author:  [@Joe](https://forums.speedlife.net/u/Joe)
#### Post date: [November 30, 2010, 8:10am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/30 "2010-11-30T08:10:07Z")
At worst. With cash, if you get mugged or whatever, or you lose it, you’re fucked.
---
### Author:  [@Jon](https://forums.speedlife.net/u/Jon)
#### Post date: [November 30, 2010, 8:21am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/31 "2010-11-30T08:21:31Z")
Another good poll would be on how much people plan to spend,I only have to buy for my parents so like $250 max on the BOA rewards card.
---
### Author:  [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)
#### Post date: [November 30, 2010, 8:24am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/32 "2010-11-30T08:24:31Z")
> [@Jon](#):
>
> Another good poll would be on how much people plan to spend,I only have to buy for my parents so like $250 max on the BOA rewards card.
we do that every year and it turns into a boner size/pissing match
BTW, there is a show on History Channel tonight called “The Real Story of Christmas”. The preview showed them talking about how shopping for christmas has progressed, and how different it is now, than it was 10-20 years ago. I’ll be watching, and hoping for a dose of reality.
---
### Author:  [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)
#### Post date: [November 30, 2010, 10:04am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/33 "2010-11-30T10:04:28Z")
I charge almost everything whether it’s online or in store with my Discover card. Pretty much the same with most purchases I make throughout the year. But then again I pay my card off in full every month. I’ll never see the day I can’t pay off my credit card.
---
### Author:  [@See4Ways](https://forums.speedlife.net/u/See4Ways)
#### Post date: [November 30, 2010, 10:10am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/34 "2010-11-30T10:10:40Z")
i have 1 credit card, has a limit of 300 for emergencies. xmas is not one of them, i only roll in cash, period…end of story…
---
### Author:  [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)
#### Post date: [November 30, 2010, 10:12am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/35 "2010-11-30T10:12:22Z")
I usually just re-gift the gift cards I received the year before. If we all did this it would save a ton of money… and collapse the economy. oops.
---
### Author:  [@TrueBlue](https://forums.speedlife.net/u/TrueBlue)
#### Post date: [November 30, 2010, 10:20am UTC](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667/36 "2010-11-30T10:20:18Z")
**IN BLOOD.**
[Previous page](https://forums.speedlife.net/t/how-are-you-paying-for-christmas/206667.md?page=1)