# How Deep Are You In: $how Me The Money **URL:** \ **Category:** Shift518 Off Topic\ **Created:** [September 29, 2009, 5:55am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175 "2009-09-29T05:55:11Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![Shawn96VR-4](https://avatars.discourse-cdn.com/v4/letter/s/eada6e/32.png) [@Shawn96VR-4](https://forums.speedlife.net/u/Shawn96VR-4)\ **Post date:** [September 29, 2009, 7:06am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/21 "2009-09-29T07:06:06Z")
Not money to age but the original calc relative to age. ---
**Author:** ![OsoiNA6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/osoina6/32/6301_2.png) [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)\ **Post date:** [September 29, 2009, 7:06am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/22 "2009-09-29T07:06:51Z")
> [@OMG! What I woke up to this morning..](https://forums.speedlife.net/t/omg-what-i-woke-up-to-this-morning/23705/5): > > I’d love to know: > > Travis’s ratio > Age vs ratio > > I bet we’d see some interesting results. Wouldn’t we all? :lol As for Age vs. Ratio, I can’t speak for all but I have been D,C,B at one point… I’d expect to see D and C for younger people and more A and B among the (ahem) “senior” members… ---
**Author:** ![bennyfizzle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bennyfizzle/32/6291_2.png) [@bennyfizzle](https://forums.speedlife.net/u/bennyfizzle)\ **Post date:** [September 29, 2009, 7:07am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/23 "2009-09-29T07:07:16Z")
wat ---
**Author:** ![Shady](https://avatars.discourse-cdn.com/v4/letter/s/6de8d8/32.png) [@Shady](https://forums.speedlife.net/u/Shady)\ **Post date:** [September 29, 2009, 7:08am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/24 "2009-09-29T07:08:58Z")
Ahh Im a B ---
**Author:** ![Shawn96VR-4](https://avatars.discourse-cdn.com/v4/letter/s/eada6e/32.png) [@Shawn96VR-4](https://forums.speedlife.net/u/Shawn96VR-4)\ **Post date:** [September 29, 2009, 7:11am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/25 "2009-09-29T07:11:11Z")
> [@PS3 will sell out like crazy!](https://forums.speedlife.net/t/ps3-will-sell-out-like-crazy/23535/63): > > Wouldn’t we all? :lol > > As for Age vs. Ratio, I can’t speak for all but I have been D,C,B at one point… I’d expect to see D and C for younger people and more A and B among the (ahem) “senior” members… I seez where you are going with this :ahh ---
**Author:** ![OsoiNA6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/osoina6/32/6301_2.png) [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)\ **Post date:** [September 29, 2009, 7:12am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/26 "2009-09-29T07:12:11Z")
> [@OMG! What I woke up to this morning..](https://forums.speedlife.net/t/omg-what-i-woke-up-to-this-morning/23705/7): > > I seez where you are going with this :ahh Don’t be mad on the “senior” comment… I’m older than you probably… Hahaha ---
**Author:** ![Shady](https://avatars.discourse-cdn.com/v4/letter/s/6de8d8/32.png) [@Shady](https://forums.speedlife.net/u/Shady)\ **Post date:** [September 29, 2009, 7:13am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/27 "2009-09-29T07:13:26Z")
Oh nvm i lied I’m a C Unfortunatly that means I make shit and spend 35% of it on my car ---
**Author:** ![Shawn96VR-4](https://avatars.discourse-cdn.com/v4/letter/s/eada6e/32.png) [@Shawn96VR-4](https://forums.speedlife.net/u/Shawn96VR-4)\ **Post date:** [September 29, 2009, 7:22am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/28 "2009-09-29T07:22:34Z")
> [@FS: Valentine 1 (V1.8 WITH POP)](https://forums.speedlife.net/t/fs-valentine-1-v1-8-with-pop/23706/5): > > Don’t be mad on the “senior” comment… I’m older than you probably… Hahaha I’ll tell if you tell… :ohnoes ---
**Author:** ![99FRC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99frc/32/6335_2.png) [@99FRC](https://forums.speedlife.net/u/99FRC)\ **Post date:** [September 29, 2009, 7:23am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/29 "2009-09-29T07:23:49Z")
> [@do not call](https://forums.speedlife.net/t/do-not-call/23698/2): > > With the economy being all screwed up and $ harder to come by than ever, I think it would be interesting to see how much people have sunk into rides in proportion to income. > > I realize income is very private to most so let’s use the 3 steps below: > > (1) Estimated Combined Value of **YOUR CAR(S) (including mods)** = X > (2) Income per year, before taxes = Y > (3) **X/Y = %** (used for below A,B,C,D,E) > > **Which category are you in? Pick one of the 5 options (A,B,C,D,E) below.** > > A. Way Cheap A$$ - 1% or under > B. Frugal and Practical - 1.1% to 2.5% > C. Swagger Is Necessary - 2.6% to 5.0% > D. Livin’ Lavish - 5.1% to 7.5% > E. Ballin’ Out of Control - 7.6% and up! > > _Any other information on your situation is optional, but realize people will comment since this is a public forum!!_ I just realized that this is a pointless thread. Why you ask? Because the above equation is assuming that people have spent the value of their car in one year. For people who have owned and have been modding their cars for say 5 years, the calculation will be way off. This is how it should be done… (1) Estimated Combined Value of **YOUR CAR(S) (including mods)** = X (2) Income per year, before taxes \* # years owned/modifying = Y (3) **X/Y = %** (used for below A,B,C,D,E) A. Way Cheap A$$ - 1% or under B. Frugal and Practical - 1.1% to 2.5% C. Swagger Is Necessary - 2.6% to 5.0% D. Livin’ Lavish - 5.1% to 7.5% E. Ballin’ Out of Control - 7.6% and up! ---
**Author:** ![JClark](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jclark/32/6309_2.png) [@JClark](https://forums.speedlife.net/u/JClark)\ **Post date:** [September 29, 2009, 7:26am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/30 "2009-09-29T07:26:20Z")
Not playing this game. ---
**Author:** ![OsoiNA6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/osoina6/32/6301_2.png) [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)\ **Post date:** [September 29, 2009, 7:35am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/31 "2009-09-29T07:35:59Z")
> [@PS3 will sell out like crazy!](https://forums.speedlife.net/t/ps3-will-sell-out-like-crazy/23535/65): > > I just realized that this is a pointless thread. Why you ask? > > Because the above equation is assuming that people have spent the value of their car in one year. For people who have owned and have been modding their cars for say 5 years, the calculation will be way off. This is how it should be done… I don’t think many people (myself included) want to turn this into a huge exercise. If you want to be all “realistic” why don’t you throw NPV, interest rates, Ebay buyer fees, maintenance costs, and Vlad’s bowling average in there? As for whether this thread has a point or not, people are responding to it so that’s all I am concerned about. ---
**Author:** ![votblindub](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/votblindub/32/6280_2.png) [@votblindub](https://forums.speedlife.net/u/votblindub)\ **Post date:** [September 29, 2009, 7:36am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/32 "2009-09-29T07:36:22Z")
D i make little money and it goes into the car. FUCK, I’m an idiot and I need to stop spending money on it already. ---
**Author:** ![n\_cole](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/n_cole/32/6382_2.png) [@n\_cole](https://forums.speedlife.net/u/n_cole)\ **Post date:** [September 29, 2009, 7:36am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/33 "2009-09-29T07:36:36Z")
:rofl @ Vlad’s bowling average. Money spent on my car vs. everything else - for me that’s about to go way out of balance. ---
**Author:** ![99FRC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99frc/32/6335_2.png) [@99FRC](https://forums.speedlife.net/u/99FRC)\ **Post date:** [September 29, 2009, 7:57am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/34 "2009-09-29T07:57:37Z")
> [@Anybody here have ADD?](https://forums.speedlife.net/t/anybody-here-have-add/23701/17): > > I don’t think many people (myself included) want to turn this into a huge exercise. > > **Why because it involves REAL math?** > > If you want to be all “realistic” why don’t you throw NPV, interest rates, Ebay buyer fees, maintenance costs, and Vlad’s bowling average in there? > > **Sorry that I am pointing out a HUGE flaw in the original equation that only requires one extra math step to fix. If that’s too much for you then fine. Have fun with your 100% inaccurate result.** > > As for whether this thread has a point or not, people are responding to it so that’s all I am concerned about. > > **Good for you.** 2+2 = 10 right? ---
**Author:** ![OsoiNA6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/osoina6/32/6301_2.png) [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)\ **Post date:** [September 29, 2009, 8:00am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/35 "2009-09-29T08:00:16Z")
> [@99FRC"](#): > > 2+2 = 10 right? $hitty day at work again, or do you just enjoy breaking people’s balls? Hahaha And yes I am having fun with this **100% inaccurate** website - Shift518!!! ---
**Author:** ![99FRC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99frc/32/6335_2.png) [@99FRC](https://forums.speedlife.net/u/99FRC)\ **Post date:** [September 29, 2009, 8:03am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/36 "2009-09-29T08:03:43Z")
> [@SIQQQ FBODY MOVIE](https://forums.speedlife.net/t/siqqq-fbody-movie/23710/3): > > $hitty day at work again, or do you just enjoy breaking people’s balls? Hahaha > > And yes I am having fun with this **100% inaccurate** website - Shift518!!! I just like playing devils advocate. In this case your OP was to find out what ratio of a persons income was put into their car based on a one year income level. In my case I am stating that by adding one extra math step you get an actual semi-accurate result rather than one that is light-years away from even being close. Shame on me for not wanting to take a test in which I answer all questions correctly but only get a score of 35. ---
**Author:** ![Ilya](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ilya/32/6404_2.png) [@Ilya](https://forums.speedlife.net/u/Ilya)\ **Post date:** [September 29, 2009, 8:07am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/37 "2009-09-29T08:07:26Z")
> [@Saturday 1-27-07 Winter Meet @ PM:P](https://forums.speedlife.net/t/saturday-1-27-07-winter-meet-pm-p/22727/157): > > Wow I really hope most of your car expenses aren’t debt. > > A good debt to income ratio, ALL debts assumed is around 35%. Some of you are higher than 35% based on your car alone! (considering you owe the same amount you are posting in this thread). My car is paid for. The only debt I have is some stupid CC debt I accumulated when I was 18-19 and dumb and $3,800k of my college tuition still. I’ve been focusing on those the last year and have cut it down majorly. I should be debt free by the fall of 2010. ---
**Author:** ![Wayne64SS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wayne64ss/32/6365_2.png) [@Wayne64SS](https://forums.speedlife.net/u/Wayne64SS)\ **Post date:** [September 29, 2009, 8:09am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/38 "2009-09-29T08:09:05Z")
how do you calculate debt to income when you have a mortgage? isn’t it all debt. lol ---
**Author:** ![99FRC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99frc/32/6335_2.png) [@99FRC](https://forums.speedlife.net/u/99FRC)\ **Post date:** [September 29, 2009, 8:10am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/39 "2009-09-29T08:10:10Z")
> [@del sol overheating](https://forums.speedlife.net/t/del-sol-overheating/23694/7): > > My car is paid for. > > The only debt I have is some stupid CC debt I accumulated when I was 18-19 and dumb and $3,800k of my college tuition still. > > I’ve been focusing on those the last year and have cut it down majorly. I should be debt free by the fall of 2010. +rep and +1. Having debt is ok as long as you can and are willing to pay it off. Having no debt is better and is one step closer to financial freedom. ---
**Author:** ![Ilya](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ilya/32/6404_2.png) [@Ilya](https://forums.speedlife.net/u/Ilya)\ **Post date:** [September 29, 2009, 8:12am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/40 "2009-09-29T08:12:08Z")
I can’t wait till financial freedom. I can taste it. I’m paying like $2k a month just in bills to try to get rid of it asap. Most of my minimum payments are like $60 but I’m doing like $500x2 each paycheck. [Previous page](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175.md?page=1) [Next page](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175.md?page=3)