# How Deep Are You In: $how Me The Money

**URL:** <https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175>\
**Category:** Shift518 Off Topic\
**Created:** [September 29, 2009, 5:55am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175 "2009-09-29T05:55:11Z")\
**Posts on this page:** 1\
**Showing post:** 42

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**Author:** ![99FRC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99frc/32/6335_2.png) [@99FRC](https://forums.speedlife.net/u/99FRC)\
**Post date:** [September 29, 2009, 8:15am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/42 "2009-09-29T08:15:21Z")

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> [@SIQQQ FBODY MOVIE](https://forums.speedlife.net/t/siqqq-fbody-movie/23710/8):
>
> how do you calculate debt to income when you have a mortgage? isn’t it all debt. lol

Debt to income is not based on total debt vs. income. It is based on what a consumer spends monthly.

ex:

You spend $1500 in the month on just your debts, car, house, CC bills, etc.  
You make $4000 in monthly income.

Your DTI is 38%, which is acceptable.

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