# How Deep Are You In: $how Me The Money

**URL:** <https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175>\
**Category:** Shift518 Off Topic\
**Created:** [September 29, 2009, 5:55am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175 "2009-09-29T05:55:11Z")\
**Posts on this page:** 1\
**Showing post:** 44

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**Author:** ![Ilya](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ilya/32/6404_2.png) [@Ilya](https://forums.speedlife.net/u/Ilya)\
**Post date:** [September 29, 2009, 8:20am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/44 "2009-09-29T08:20:52Z")

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> [@My 1968 Mustang Fastback (now Satin Black).](https://forums.speedlife.net/t/my-1968-mustang-fastback-now-satin-black/23335/20):
>
> Debt to income is not based on total debt vs. income. It is based on what a consumer spends monthly.
> 
> ex:
> 
> You spend $1500 in the month on just your debts, car, house, CC bills, etc.  
> You make $4000 in monthly income.
> 
> Your DTI is 38%, which is acceptable.

My DTI is 9% according to the google calculator I just used. I don’t pay rent or mortgage (parents refuse to accept it), I have no car loans, I only have 11k of school and CC debt. Boy do I hate CC’s. Once I pay em all off, I’m keeping one to maintain good credit (buy gas and such) and then cutting up the rest. CC’s are the devil!

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