# How Deep Are You In: $how Me The Money

**URL:** <https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175>\
**Category:** Shift518 Off Topic\
**Created:** [September 29, 2009, 5:55am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175 "2009-09-29T05:55:11Z")\
**Posts on this page:** 1\
**Showing post:** 48

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**Author:** ![99FRC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99frc/32/6335_2.png) [@99FRC](https://forums.speedlife.net/u/99FRC)\
**Post date:** [September 29, 2009, 8:24am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/48 "2009-09-29T08:24:38Z")

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> [@what a waste of a good car!!!](https://forums.speedlife.net/t/what-a-waste-of-a-good-car/23711/4):
>
> Are things to keep the house functioning part of the above formula? For example, electricity and water and heat?
> 
> what about things like cable, phone, internet? Should they be included in that 35% number?
> 
> I’m curious about this stuff.

No because they are not debt. Now you are talking about Expense-to-Income Ratio. Which is different that DTI.

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