# How Deep Are You In: $how Me The Money

**URL:** <https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175>\
**Category:** Shift518 Off Topic\
**Created:** [September 29, 2009, 5:55am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175 "2009-09-29T05:55:11Z")\
**Posts on this page:** 1\
**Showing post:** 55

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**Author:** ![OsoiNA6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/osoina6/32/6301_2.png) [@OsoiNA6](https://forums.speedlife.net/u/OsoiNA6)\
**Post date:** [September 29, 2009, 8:57am UTC](https://forums.speedlife.net/t/how-deep-are-you-in-how-me-the-money/247175/55 "2009-09-29T08:57:30Z")

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> [@omfg! massive brawl!!!!!!!](https://forums.speedlife.net/t/omfg-massive-brawl/23712/5):
>
> My DTI is 9% according to the google calculator I just used. I don’t pay rent or mortgage (parents refuse to accept it), I have no car loans, I only have 11k of school and CC debt. Boy do I hate CC’s. Once I pay em all off, I’m keeping one to maintain good credit (buy gas and such) and then cutting up the rest. CC’s are the devil!

When you get to the point where you can “cut up the rest”- don’t forget that length of credit history is a factor too in your credit score, so closing accounts for cards with a long history may not be as helpful to your credit score than keeping them open and just using them once in awhile.

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