# How much did you spend? **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [December 27, 2007, 8:56am UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840 "2007-12-27T08:56:05Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![87FOXGT](https://avatars.discourse-cdn.com/v4/letter/8/ecd19e/32.png) [@87FOXGT](https://forums.speedlife.net/u/87FOXGT)\ **Post date:** [December 27, 2007, 10:41am UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/21 "2007-12-27T10:41:18Z")
When I bought my Cobra I paid 39 out the door. Put down 24k cash, Financed the rest and had i think 230 a month payments. Paid it off in a year anyways. Next nice car I get I’d like to do something similar hopefully. It’s just a car, not worth overextending yourself financially just to have a nice car, but lots of people still do it. :gotme: ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [December 27, 2007, 10:43am UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/22 "2007-12-27T10:43:06Z")
1/5 of monthly net ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [December 27, 2007, 10:55am UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/23 "2007-12-27T10:55:41Z")
13% net, but I’ve paid extra every month. I would be more like 9-10% if I paid the actual payment. ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [December 27, 2007, 11:11am UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/24 "2007-12-27T11:11:15Z")
For the people who have sated a percentage of their car payments, mind saying how much of their monthly net they pay for other expenses too on average for things like rent/morgage? ---
**Author:** ![66impalass](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/66impalass/32/7429_2.png) [@66impalass](https://forums.speedlife.net/u/66impalass)\ **Post date:** [December 27, 2007, 11:13am UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/25 "2007-12-27T11:13:53Z")
car payment is 10% of monthly take home Living expenses are about 16% on net Student loan is 3% total of about 30% going to debt/living… ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [December 27, 2007, 11:22am UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/26 "2007-12-27T11:22:38Z")
my house payment 1189.85 car payment 189.93 home gas 487.58 (budget) car gas 450 month food 500 ish electric 120.00 ish car insurance 1300 year home insurance 750 year babysitting 450 month income both me and the wife make over 70k a year together we rent out a room and get 1800 a year we also have 2 kids :gotme: does that help ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [December 27, 2007, 12:25pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/27 "2007-12-27T12:25:54Z")
Roughly 7% of our take home goes into car payments. ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [December 27, 2007, 12:29pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/28 "2007-12-27T12:29:47Z")
yea i think think the ave person can spend 15-20% and still pay for everything else ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [December 27, 2007, 12:33pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/29 "2007-12-27T12:33:15Z")
:lol: Some shit’s deferred right now because I’m in grad school, but at some point our student loan payments are going to close in on $800 bucks a month. ---
**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\ **Post date:** [December 27, 2007, 12:35pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/30 "2007-12-27T12:35:50Z")
> [@Fry](#): > > :lol: Some shit’s deferred right now because I’m in grad school, but at some point our student loan payments are going to close in on $800 bucks a month. jeez that better be combined between you and the wife… that’s nuts. bought the wife an 07 Kia this year, $22k, put $7k down. other than that i have always bought cars outright and then dumped crazy loot into mods. I have never spent a dollar of debt on a car or mods other than the wifes…as a rule I dont spend $5k unless i have $10k chillin. ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [December 27, 2007, 12:40pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/31 "2007-12-27T12:40:21Z")
> [@bing](#): > > jeez that better be combined between you and the wife… that’s nuts. Yep. 2 people, 4 degrees. ---
**Author:** ![Toda\_Party](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/toda_party/32/7354_2.png) [@Toda\_Party](https://forums.speedlife.net/u/Toda_Party)\ **Post date:** [December 27, 2007, 12:47pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/32 "2007-12-27T12:47:54Z")
tooooooo much ---
**Author:** ![Johnnylude](https://avatars.discourse-cdn.com/v4/letter/j/2acd7d/32.png) [@Johnnylude](https://forums.speedlife.net/u/Johnnylude)\ **Post date:** [December 27, 2007, 1:00pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/33 "2007-12-27T13:00:47Z")
> [@Toda Party](#): > > tooooooo much :word: ---
**Author:** ![JoesTypeS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joestypes/32/7190_2.png) [@JoesTypeS](https://forums.speedlife.net/u/JoesTypeS)\ **Post date:** [December 27, 2007, 1:12pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/34 "2007-12-27T13:12:09Z")
0%, I own the bitch. I would recommend you never spend more than 30% of your net monthly take home. My mortgage is ~14% my net take home every month, I’m also in a very inexpensive home in respect to my income. Considering my tenants pay approx 80% of my mortgage, my out of pocket is an extremely low %. Unfortunately I spend about 90% of my cash on hand because I’m an impulse buying jerk, otherwise I’d have a nice savings account > [@Viper966](#): > > i paid 28k for the car + taxes, so ~30k all together put down 10k, paying 354 a month for 5 years > > what i was saying is anything more then that per month is 2 much for a car. Not trying to be an asshole, but I don’t believe your monthly payment. Financing 20K for 60 mos w/ a 354 payment is like 3% APR ---
**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\ **Post date:** [December 27, 2007, 1:15pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/35 "2007-12-27T13:15:25Z")
HAHA. I feel like shit. I can wait to go back to school. my little 255 dollar car payment is almost 13 percent of my gross. ---
**Author:** ![Toda\_Party](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/toda_party/32/7354_2.png) [@Toda\_Party](https://forums.speedlife.net/u/Toda_Party)\ **Post date:** [December 27, 2007, 1:19pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/36 "2007-12-27T13:19:46Z")
> [@JoesTypeS](#): > > :blah: yo…ca$hino?? y/n??? ---
**Author:** ![jrod0187](https://avatars.discourse-cdn.com/v4/letter/j/ac91a4/32.png) [@jrod0187](https://forums.speedlife.net/u/jrod0187)\ **Post date:** [December 27, 2007, 1:41pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/37 "2007-12-27T13:41:11Z")
12.9%… but I sometimes pay 20-30% just to get ahead My school loans own me right now ---
**Author:** ![Daddie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/daddie/32/7621_2.png) [@Daddie](https://forums.speedlife.net/u/Daddie)\ **Post date:** [December 27, 2007, 1:53pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/38 "2007-12-27T13:53:03Z")
I’m gonna be an asshole - driving a 30k car (that you paid 30K for) when you make 40K is beyond me… but that’s just me. ---
**Author:** ![JoesTypeS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joestypes/32/7190_2.png) [@JoesTypeS](https://forums.speedlife.net/u/JoesTypeS)\ **Post date:** [December 27, 2007, 1:54pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/39 "2007-12-27T13:54:00Z")
> [@Toda Party](#): > > yo…ca$hino?? y/n??? Y get up here tonight!! ---
**Author:** ![Viper966](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/viper966/32/7268_2.png) [@Viper966](https://forums.speedlife.net/u/Viper966)\ **Post date:** [December 27, 2007, 1:57pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/40 "2007-12-27T13:57:11Z")
> [@JoesTypeS](#): > > 0%, I own the bitch. > > I would recommend you never spend more than 30% of your net monthly take home. > > My mortgage is ~14% my net take home every month, I’m also in a very inexpensive home in respect to my income. Considering my tenants pay approx 80% of my mortgage, my out of pocket is an extremely low %. > > Unfortunately I spend about 90% of my cash on hand because I’m an impulse buying jerk, otherwise I’d have a nice savings account > > Not trying to be an asshole, but I don’t believe your monthly payment. Financing 20K for 60 mos w/ a 354 payment is like 3% APR it was only 18 financed i paid the taxes on my own payment is 354.56 or something like that and my interest was ~5 or 6 im not sure [Previous page](https://forums.speedlife.net/t/how-much-did-you-spend/40840.md?page=1) [Next page](https://forums.speedlife.net/t/how-much-did-you-spend/40840.md?page=3)