# How much did you spend?

**URL:** <https://forums.speedlife.net/t/how-much-did-you-spend/40840>\
**Category:** NYSpeed Automotive\
**Created:** [December 27, 2007, 8:56am UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840 "2007-12-27T08:56:05Z")\
**Posts on this page:** 1\
**Showing post:** 34

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**Author:** ![JoesTypeS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joestypes/32/7190_2.png) [@JoesTypeS](https://forums.speedlife.net/u/JoesTypeS)\
**Post date:** [December 27, 2007, 1:12pm UTC](https://forums.speedlife.net/t/how-much-did-you-spend/40840/34 "2007-12-27T13:12:09Z")

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0%, I own the bitch.

I would recommend you never spend more than 30% of your net monthly take home.

My mortgage is ~14% my net take home every month, I’m also in a very inexpensive home in respect to my income. Considering my tenants pay approx 80% of my mortgage, my out of pocket is an extremely low %.

Unfortunately I spend about 90% of my cash on hand because I’m an impulse buying jerk, otherwise I’d have a nice savings account

> [@Viper966](#):
>
> i paid 28k for the car + taxes, so ~30k all together put down 10k, paying 354 a month for 5 years
> 
> what i was saying is anything more then that per month is 2 much for a car.

Not trying to be an asshole, but I don’t believe your monthly payment. Financing 20K for 60 mos w/ a 354 payment is like 3% APR

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