# How much for car insurance

**URL:** <https://forums.speedlife.net/t/how-much-for-car-insurance/227589>\
**Category:** NYSpeed Automotive\
**Created:** [December 5, 2012, 7:43am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589 "2012-12-05T07:43:44Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![yamba6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamba6/32/5161_2.png) [@yamba6](https://forums.speedlife.net/u/yamba6)\
**Post date:** [December 5, 2012, 7:43am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/1 "2012-12-05T07:43:44Z")

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This is for those with 2 cars on your insurance and if you are 30yrs old or younger.

What are you paying for insurance on 2 cars? Do you have any tickets or accidents on your insurance. Do you have full coverage on both?

If this is a repost, merg it or close it and point me in the right direction.

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**Author:** ![jgrotkier](https://avatars.discourse-cdn.com/v4/letter/j/e79b87/32.png) [@jgrotkier](https://forums.speedlife.net/u/jgrotkier)\
**Post date:** [December 5, 2012, 7:49am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/2 "2012-12-05T07:49:54Z")

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30, a few tickets, no accidents, maxed out limits of liability, full coverage on Evo, liability only on my winter beater. $700/6 months.

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [December 5, 2012, 7:50am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/3 "2012-12-05T07:50:43Z")

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With my Camaro and Jeep it was $70ish a month.

After I got married with just my Jeep 48 a month

Now with my wife on my insurance its $90 a month because she has tickets and bs.

Married, Under 30, Home owner, a few points on my license.

Full coverage and low deductible

Oh and my home owners and auto are with different companies currently.

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**Author:** ![BOBBYGRV](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BOBBYGRV](https://forums.speedlife.net/u/BOBBYGRV)\
**Post date:** [December 5, 2012, 7:51am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/4 "2012-12-05T07:51:12Z")

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I will be moving into selling auto, home, rv, boat, snowmobile/atv insurance in the next few weeks… My forum sponsor title will be changing to offer you guys discount insurance rates pending Josh’s approval.

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**Author:** ![yamba6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamba6/32/5161_2.png) [@yamba6](https://forums.speedlife.net/u/yamba6)\
**Post date:** [December 5, 2012, 7:52am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/5 "2012-12-05T07:52:49Z")

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I think I have a minor under $1000 on my insurance for a collision a year ago. Otherwise no tickets. $195 a month for the s2k and the 02 forester, full coverage on both.

( I put full on my forester because I flipped the legacy last year in 3 months of owning it, not loosing out on money again) \<---- this didnt go on my insurance and wont.

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**Author:** ![Haenszel](https://avatars.discourse-cdn.com/v4/letter/h/e68b1a/32.png) [@Haenszel](https://forums.speedlife.net/u/Haenszel)\
**Post date:** [December 5, 2012, 7:52am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/6 "2012-12-05T07:52:53Z")

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Mine’s like 1120/yr for 2 cars. Has been since I was 21. I’ve had a bunch of speeding tix (a couple over double the limit), a reckless(yay VA), no accidents. Its never changed.

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**Author:** ![yamba6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamba6/32/5161_2.png) [@yamba6](https://forums.speedlife.net/u/yamba6)\
**Post date:** [December 5, 2012, 7:53am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/7 "2012-12-05T07:53:54Z")

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> [@BOBBYGRV](#):
>
> I will be moving into selling auto, home, rv, boat, snowmobile/atv insurance in the next few weeks… My forum sponsor title will be changing to offer you guys discount insurance rates pending Josh’s approval.

Awesome, definitely pm me when this goes on.

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**Author:** ![XwalkerX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xwalkerx/32/7598_2.png) [@XwalkerX](https://forums.speedlife.net/u/XwalkerX)\
**Post date:** [December 5, 2012, 7:54am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/8 "2012-12-05T07:54:24Z")

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28  
two cars full coverage  
no accidents  
no tickets  
100/300/50  
500/500  
roughly 800/6 mo

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**Author:** ![95dime](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/95dime/32/7514_2.png) [@95dime](https://forums.speedlife.net/u/95dime)\
**Post date:** [December 5, 2012, 8:00am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/9 "2012-12-05T08:00:20Z")

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im 24, own policy through preferred mutual. full coverage on my 2011 ram is $118 a month. when i had my s10 on the road with just liability i was paying $150 a month for 2 vehicles.

plenty of tickets however no points, no accidents where im at fault (1 about 5 years ago, deemed 100% other drivers fault while i was in work van doing deliveries).

this does remind me though that i had taken the insurance reduction class, however i never mentioned that when i opened my new policy. i could be saving money here. crap lol

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**Author:** ![Matt\_Danger](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/matt_danger/32/4981_2.png) [@Matt\_Danger](https://forums.speedlife.net/u/Matt_Danger)\
**Post date:** [December 5, 2012, 8:00am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/10 "2012-12-05T08:00:49Z")

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28  
no accidents, some points  
Allstate

with  
2 vehicles, 1 w/ comp, 1 w/ liability = $450 every 6 months

then with  
3 vehicles, 2 w/ comp, 1 w/ liability = $725 every 6 months

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**Author:** ![Jim1234664](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jim1234664/32/7438_2.png) [@Jim1234664](https://forums.speedlife.net/u/Jim1234664)\
**Post date:** [December 5, 2012, 8:06am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/11 "2012-12-05T08:06:19Z")

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not two cars but im $8X/month on a 06 rsx-s full coverage

24

no tickets no points geico

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**Author:** ![ultradriver10000](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ultradriver10000/32/7397_2.png) [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)\
**Post date:** [December 5, 2012, 8:06am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/12 "2012-12-05T08:06:27Z")

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Me  
27  
Couple tickets  
no accidents  
Wife  
no tickets  
one accident  
Viper/Tran Am/Sierra all full coverage 1K deduct.  
$1700 per year

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [December 5, 2012, 8:26am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/13 "2012-12-05T08:26:45Z")

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2 drivers, both 30 years old, homeowner, no points on licenses, a few accidents but no at-faults, full coverage including glass, loss of use, etc. $500 deductible, $190/mo for '07 Xterra, '10 Legacy, '12 Civic.

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**Author:** ![jay\_g](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jay_g/32/111288_2.png) [@jay\_g](https://forums.speedlife.net/u/jay_g)\
**Post date:** [December 5, 2012, 8:57am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/14 "2012-12-05T08:57:32Z")

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32, home owner, good credit. Geico  
'06 grand cherokee, no tickets, I got rear ended last year, 100/300/250, full coverage, $500 deductible.  
$428 for 6 months on my last renewal after discounts (good driver, anti-lock brakes…)

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**Author:** ![yamba6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamba6/32/5161_2.png) [@yamba6](https://forums.speedlife.net/u/yamba6)\
**Post date:** [December 5, 2012, 8:57am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/15 "2012-12-05T08:57:35Z")

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Who do you guys have insurance with?

> [@Fry](#):
>
> 2 drivers, both 30 years old, homeowner, no points on licenses, a few accidents but no at-faults, full coverage including glass, loss of use, etc. $500 deductible, $190/mo for '07 Xterra, '10 Legacy, '12 Civic.

lol, I’m paying more and I have 2 cars… 1 car is 13 years old, the other is 11 years old. wow I feel screwed over.

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**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\
**Post date:** [December 5, 2012, 9:02am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/16 "2012-12-05T09:02:10Z")

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> [@yamba6](#):
>
> Who do you guys have insurance with?
> 
> lol, I’m paying more and I have 2 cars… 1 car is 13 years old, the other is 11 years old. wow I feel screwed over.

I have Geico but you need to take into account Age, Credit, Marriage, Home ownership, Tickets, Age of cars, etc

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**Author:** ![Beck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/beck/32/28683_2.png) [@Beck](https://forums.speedlife.net/u/Beck)\
**Post date:** [December 5, 2012, 9:07am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/17 "2012-12-05T09:07:32Z")

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$150/mo on the STi. Ugh.

However, that’s $250 deducts on $250k/$500k w/ $1,000,000 Umbrella.

2 pts, no accidents.

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**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\
**Post date:** [December 5, 2012, 9:19am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/18 "2012-12-05T09:19:44Z")

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Funny this comes up, Just got a quote from Geico

2 drivers, married 29, home owner no points no accidents, good credit.

3 cars: 07 Camry, 09 4runner and an 04 Allroad full coverage $500 Ded. for $679/6months

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**Author:** ![livin4hockey](https://avatars.discourse-cdn.com/v4/letter/l/d2c977/32.png) [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)\
**Post date:** [December 5, 2012, 9:21am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/19 "2012-12-05T09:21:40Z")

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Fairly clean records for myself and my wife (accident 5 years ago, cell phone ticket 4 years ago), full coverage with $500 deductible and full glass on both of our vehicles (00 Corolla and 03 Passat) works out to about $1100 per year with Geico.

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**Author:** ![Mr\_T](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mr_t/32/7454_2.png) [@Mr\_T](https://forums.speedlife.net/u/Mr_T)\
**Post date:** [December 5, 2012, 9:26am UTC](https://forums.speedlife.net/t/how-much-for-car-insurance/227589/20 "2012-12-05T09:26:58Z")

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i just turned 25 and the last few years ive been paying anywhere from 1300 slowly dropping to about 950 a year this previous year for just liability alone. No points, no tickets, one accident that I didnt even commit about 7- 8 years ago(did something stupid when I was 18 and lied and said I was driving a car my ex friend slid into a curb in the snow when he was drunk) Ive never even gotten a speeding ticket so Im hoping now that i just turned 25 my insurance goes down a ton or if i get full coverage it wont be anymore than what I was paying for just liability.

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