# I bought a 2007 STi in hopes I could continue my lifestyle of turbos

**URL:** <https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061>\
**Category:** NYSpeed Automotive\
**Created:** [June 12, 2009, 12:51pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061 "2009-06-12T12:51:07Z")\
**Posts on this page:** 20\
**Page:** 3

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**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\
**Post date:** [June 12, 2009, 2:13pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/41 "2009-06-12T14:13:00Z")

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> [@Beck](#):
>
> It’s b/c of the big rebate Subby offered last year. If/when Mitsu offer’s a huge rebate on the Evo X’s…the prev. gen’s will fall.
> 
> If I wasn’t increasing my insurance from $900/year to $3,500 - I’d probably be interested in buying one.

your INS would jump that much??? holy hell

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**Author:** ![khoveraki](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/khoveraki/32/5131_2.png) [@khoveraki](https://forums.speedlife.net/u/khoveraki)\
**Post date:** [June 12, 2009, 2:13pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/42 "2009-06-12T14:13:20Z")

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> [@Beck](#):
>
> You’re right. I ended up buying a DD which cost’s more than all of them. (Other than IS-F) So it’s not so much talk, rather than ideas that don’t end up making sense after thinking about them a little more. It’s not like I talk about them and then buy a 00 Impala.
> 
> \<3
> 
> I’d rather have a nicer DD, rather than a nicer toy I drive 4 months out of the year and pay out the ass for insurance. I mean, it’s not like I’m rocking a sports car and DD’ing a 140k mile Lumina. I’m not about being hood rich. Every vehicle I’ve spoken about buying didn’t make as much sense as my recent purchase. :gotme:

Lmao, the first year I had my car I was DD’ing a lumina that died at 141k.

So what’s the Highlander for anyway? Knock up a few bitches and need seating for 15? Towing a boat? jw.

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**Author:** ![Beck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/beck/32/28683_2.png) [@Beck](https://forums.speedlife.net/u/Beck)\
**Post date:** [June 12, 2009, 2:17pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/43 "2009-06-12T14:17:51Z")

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> [@khoveraki](#):
>
> Lmao, the first year I had my car I was DD’ing a lumina that died at 141k.
> 
> So what’s the Highlander for anyway? Knock up a few bitches and need seating for 15? Towing a boat? jw.

AWD: Check  
Factory Nav: Check (It’s extra sweet because it’s Lexus based and prob. the best nav software ever created)  
7/100K Bumper to Bumper: Check  
Reliable: Check  
Resale: Check  
Cheap Insurance: Check  
Leather: Check  
Toyota: Check (Work reasons)  
TFS giving me financing terms that no consumer could acquire: Check  
Towing: Check

\<3333

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**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\
**Post date:** [June 12, 2009, 2:35pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/44 "2009-06-12T14:35:20Z")

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> [@Beck](#):
>
> on a loan, secured by mom and dad. \<333333
> 
> I’m not knocking you. I couldn’t care less. I just don’t think you have the legitmacy to bet against someone who needs to make smarter financial decisions than you.

> [@Beck](#):
>
> I’m just glad that Toyota hasn’t thrown a $2,000 rebate on the 09 Highlander’s yet. I’d be PISSED if I missed it by a couple months, not to mention it would make my 09 worth atleast $4,000 less.

> [@Beck](#):
>
> You’re right. I ended up buying a DD which cost’s more than all of them. (Other than IS-F) So it’s not so much talk, rather than ideas that don’t end up making sense after thinking about them a little more. It’s not like I talk about them and then buy a 00 Impala.
> 
> \<3
> 
> I’d rather have a nicer DD, rather than a nicer toy I drive 4 months out of the year and pay out the ass for insurance. I mean, it’s not like I’m rocking a sports car and DD’ing a 140k mile Lumina. I’m not about being hood rich. Every vehicle I’ve spoken about buying didn’t make as much sense as my recent purchase. :gotme:

The funny part of this banter is you’re calling him out for making poor financial decisions yet you invested in a brand new car that devalued horribly right off the lot. Let some sap pay depreciation and buy slightly used. Just had to comment about pot meeting kettle. 😉

Did you pay cash and own outright?

edit—  
NM…just read the below in newer post. So you financed. IMO loans on devaluing _investments_ means you can’t afford the toy. JMHO

> TFS giving me financing terms that no consumer could acquire: Check

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**Author:** ![Jack](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jack/32/7613_2.png) [@Jack](https://forums.speedlife.net/u/Jack)\
**Post date:** [June 12, 2009, 3:22pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/45 "2009-06-12T15:22:48Z")

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> [@TradersBASE](#):
>
> NM…just read the below in newer post. So you financed. IMO loans on devaluing _investments_ means you can’t afford the toy. JMHO

No… its a DD not a toy.

And though it “cost’s” more than the other “toy’s” he listed… I don’t think he would have gotten the same financing on them that he got for the granny mobile.

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**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\
**Post date:** [June 12, 2009, 5:34pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/46 "2009-06-12T17:34:57Z")

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> [@Jack](#):
>
> No… its a DD not a toy.
> 
> And though it “cost’s” more than the other “toy’s” he listed… I don’t think he would have gotten the same financing on them that he got for the granny mobile.

You missed the bigger point.  
Hint: it’s not the one on your head. 😛 J/K

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**Author:** ![TRP951](https://avatars.discourse-cdn.com/v4/letter/t/b77776/32.png) [@TRP951](https://forums.speedlife.net/u/TRP951)\
**Post date:** [June 12, 2009, 6:57pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/47 "2009-06-12T18:57:06Z")

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now you need this shirt  
 ![http://image2.onlineauction.com/auctions//38895/ajny-938458-1.jpg](http://image2.onlineauction.com/auctions//38895/ajny-938458-1.jpg)

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**Author:** ![Sansone](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sansone/32/4970_2.png) [@Sansone](https://forums.speedlife.net/u/Sansone)\
**Post date:** [June 12, 2009, 6:58pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/48 "2009-06-12T18:58:36Z")

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^ no.

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**Author:** ![91MR2](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91mr2/32/7217_2.png) [@91MR2](https://forums.speedlife.net/u/91MR2)\
**Post date:** [June 12, 2009, 7:59pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/49 "2009-06-12T19:59:38Z")

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> [@dreid](#):
>
> your INS would jump that much??? holy hell

When I got a quote for an 08 STi, it was almost double what I was paying. That def. had an impact on my decision to not get one…

The Volvo on the other hand, is basically the same insurance cost as my 1994 Integra was, haha.

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**Author:** ![Djs87](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/djs87/32/5132_2.png) [@Djs87](https://forums.speedlife.net/u/Djs87)\
**Post date:** [June 12, 2009, 9:04pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/50 "2009-06-12T21:04:09Z")

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I would buy an sti if it was 2 door. Itd look awesome.

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**Author:** ![Beck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/beck/32/28683_2.png) [@Beck](https://forums.speedlife.net/u/Beck)\
**Post date:** [June 13, 2009, 2:30pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/51 "2009-06-13T14:30:18Z")

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> [@TradersBASE](#):
>
> The funny part of this banter is you’re calling him out for making poor financial decisions yet you invested in a brand new car that devalued horribly right off the lot. Let some sap pay depreciation and buy slightly used. Just had to comment about pot meeting kettle. 😉
> 
> Did you pay cash and own outright?
> 
> edit—  
> NM…just read the below in newer post. So you financed. IMO loans on devaluing _investments_ means you can’t afford the toy. JMHO

I’m a financial services manager. You’re trying to teach the teacher. I purchased a brand new car, because I was given an APR that even you a so called investment genius wouldn’t have been able to aquire.

Obviously, I know that a new car depreciates off the lot much faster, but if i’m paying $4,000 more in interest, wheres the incentive? Plus I’ll be able to deduct the sales tax next year.

That whole “decpreciation” thing is a mute point in most instances anyways. Obviously I can go buy a one year old domestic and save some big chicken. Trying to find a used 2008 Highlander Sport with my options, you’d be lucky to find one under $30,000. When I’m already spending that much, the $3,000 I could save and have it not make a difference in 3 years, wasn’t worth it IMO.

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**Author:** ![91MR2](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91mr2/32/7217_2.png) [@91MR2](https://forums.speedlife.net/u/91MR2)\
**Post date:** [June 13, 2009, 2:32pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/52 "2009-06-13T14:32:42Z")

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That linked STi is really nice…

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**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\
**Post date:** [June 13, 2009, 5:01pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/53 "2009-06-13T17:01:51Z")

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> [@Beck](#):
>
> I’m a financial services manager. You’re trying to teach the teacher. I purchased a brand new car, because I was given an APR that even you a so called investment genius wouldn’t have been able to aquire.
> 
> Obviously, I know that a new car depreciates off the lot much faster, but if i’m paying $4,000 more in interest, wheres the incentive? Plus I’ll be able to deduct the sales tax next year.
> 
> That whole “decpreciation” thing is a mute point in most instances anyways. Obviously I can go buy a one year old domestic and save some big chicken. Trying to find a used 2008 Highlander Sport with my options, you’d be lucky to find one under $30,000. When I’m already spending that much, the $3,000 I could save and have it not make a difference in 3 years, wasn’t worth it IMO.

Thanks for the education teach. LOL

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**Author:** ![Rojo75](https://avatars.discourse-cdn.com/v4/letter/r/b19c9b/32.png) [@Rojo75](https://forums.speedlife.net/u/Rojo75)\
**Post date:** [June 13, 2009, 5:13pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/54 "2009-06-13T17:13:48Z")

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im pretty sure mitsu had a $7500 rebate on Xs that is still goin on if u can find a brand new one  
(goin back to the first page)

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**Author:** ![snowracer101](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@snowracer101](https://forums.speedlife.net/u/snowracer101)\
**Post date:** [June 14, 2009, 12:19am UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/55 "2009-06-14T00:19:46Z")

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> [@Beck](#):
>
> I’m a financial services manager. You’re trying to teach the teacher. I purchased a brand new car, because I was given an APR that even you a so called investment genius wouldn’t have been able to aquire.
> 
> Obviously, I know that a new car depreciates off the lot much faster, but if i’m paying $4,000 more in interest, wheres the incentive? Plus I’ll be able to deduct the sales tax next year.
> 
> That whole “decpreciation” thing is a mute point in most instances anyways. Obviously I can go buy a one year old domestic and save some big chicken. Trying to find a used 2008 Highlander Sport with my options, you’d be lucky to find one under $30,000. When I’m already spending that much, the $3,000 I could save and have it not make a difference in 3 years, wasn’t worth it IMO.

If anyone, especially at this point in time, is paying ANYTHING over 1.9% financing on a brand new car, they are fucking retarded, or have terrible credit.

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**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [June 14, 2009, 7:09am UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/56 "2009-06-14T07:09:47Z")

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> [@sedlmeier101](#):
>
> If anyone, especially at this point in time, is paying ANYTHING over 1.9% financing on a brand new car, they are fucking retarded, or have terrible credit.

wat?

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**Author:** ![Beck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/beck/32/28683_2.png) [@Beck](https://forums.speedlife.net/u/Beck)\
**Post date:** [June 14, 2009, 8:09am UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/57 "2009-06-14T08:09:06Z")

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> [@sedlmeier101](#):
>
> If anyone, especially at this point in time, is paying ANYTHING over 1.9% financing on a brand new car, they are fucking retarded, or have terrible credit.

What are you talking about?

All due respect to you, but where the hell are you getting these numbers? Rates aren’t even CLOSE to 2%. People come in all the time and talk about how their rates should be about 2% through banks and that used cars have 3% or 4% rates.

The best credit unions are around 4%, give a little…maybe 4.5%.

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**Author:** ![rdandy5875](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rdandy5875/32/7511_2.png) [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)\
**Post date:** [June 14, 2009, 8:12am UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/58 "2009-06-14T08:12:58Z")

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I think he’s talking about brand new cars usually having special financing rates through dealers, 0 to 1.9%…Thats the only way you get such low apr…

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**Author:** ![Beck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/beck/32/28683_2.png) [@Beck](https://forums.speedlife.net/u/Beck)\
**Post date:** [June 14, 2009, 8:43am UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/59 "2009-06-14T08:43:07Z")

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> [@rdandy5875](#):
>
> I think he’s talking about brand new cars usually having special financing rates through dealers, 0 to 1.9%…Thats the only way you get such low apr…

You’re generally better off taking the rebate and getting 4% through an in-direct lender. This depends though, on LTV and other terms.

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**Author:** ![snowracer101](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@snowracer101](https://forums.speedlife.net/u/snowracer101)\
**Post date:** [June 14, 2009, 5:20pm UTC](https://forums.speedlife.net/t/i-bought-a-2007-sti-in-hopes-i-could-continue-my-lifestyle-of-turbos/69061/60 "2009-06-14T17:20:48Z")

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> [@Beck](#):
>
> What are you talking about?
> 
> All due respect to you, but where the hell are you getting these numbers? Rates aren’t even CLOSE to 2%. People come in all the time and talk about how their rates should be about 2% through banks and that used cars have 3% or 4% rates.
> 
> The best credit unions are around 4%, give a little…maybe 4.5%.

What I mean, is, if you shop around for a month or two, you can pretty much find any car with 0% or close to financing.

I’m pretty sure all the domestic manufactures are 0% financing right now…  
I just saw an add for 0% on camrys…Subaru has 0% from month to month…

Hell, even BMW and Mercedes had 1.9% financing on their cars in the past months.

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