# I just saved a bunch of money switching to..... **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [January 30, 2008, 11:45am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694 "2008-01-30T11:45:25Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![rdandy5875](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rdandy5875/32/7511_2.png) [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)\ **Post date:** [January 30, 2008, 11:45am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/1 "2008-01-30T11:45:25Z")
ALLSTATE. Damn with state farm I was paying $2300/yr for 2 cars and renters ins. Called Allstate to get a quote, and it’s gonna be about $1400/yr for the same coverage… :carnut ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [January 30, 2008, 11:46am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/2 "2008-01-30T11:46:08Z")
i think i need new insurance. i pay 4000 a year. christ. ---
**Author:** ![Boomin99GT](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boomin99gt/32/7306_2.png) [@Boomin99GT](https://forums.speedlife.net/u/Boomin99GT)\ **Post date:** [January 30, 2008, 11:46am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/3 "2008-01-30T11:46:45Z")
Good deal. I pay $2400/year for 2 cars through Geico but thats the cheapest I found after calling all of the big names. ---
**Author:** ![POOPRA](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/poopra/32/7188_2.png) [@POOPRA](https://forums.speedlife.net/u/POOPRA)\ **Post date:** [January 30, 2008, 11:48am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/4 "2008-01-30T11:48:12Z")
Testicle hooked me up at allstate ---
**Author:** ![Willybeen](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/willybeen/32/7351_2.png) [@Willybeen](https://forums.speedlife.net/u/Willybeen)\ **Post date:** [January 30, 2008, 11:48am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/5 "2008-01-30T11:48:57Z")
1 car = ~500 a year… 2 cars was 720 a year… roughly just liability 1 bike = comp and liability 400 and change… 1 house = ~ 500 a year geico for cars… progressive does well with bikes as does nova if you dont want full coverage ---
**Author:** ![rdandy5875](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rdandy5875/32/7511_2.png) [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)\ **Post date:** [January 30, 2008, 11:52am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/6 "2008-01-30T11:52:28Z")
the reason I switched to state farm in the first place is because they were killing it with the motorcycle insurance back when I got my r1 and wanted full coverage. Every place I called was $2-3k per year just for the bike. State farm was a little more for the cars, but if I did my car ins. through them, they discounted the mc ins. heavily, motorcycle insurance was like $400/yr for full coverage. Since I don’t have a bike anymore I don’t have a reason to stay with them. ---
**Author:** ![jay\_g](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jay_g/32/111288_2.png) [@jay\_g](https://forums.speedlife.net/u/jay_g)\ **Post date:** [January 30, 2008, 11:53am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/7 "2008-01-30T11:53:20Z")
I pay $406 every 6 months with 100k/300k coverage for 2 cars. 27/male clean license. Discounts for having multi vehicle policy and 6 hour driving course. ---
**Author:** ![Toda\_Party](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/toda_party/32/7354_2.png) [@Toda\_Party](https://forums.speedlife.net/u/Toda_Party)\ **Post date:** [January 30, 2008, 11:56am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/8 "2008-01-30T11:56:22Z")
> [@newman](#): > > i think i need new insurance. > > i pay 4000 a year. christ. wtf lol FWIW esurance quotes take like 5 min and was super cheap for me ---
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [January 30, 2008, 11:56am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/9 "2008-01-30T11:56:41Z")
305 per six months to insure my saturn with geico. I pay it off in full to avoid those stubborn 4 dollar installment charges. ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [January 30, 2008, 11:58am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/10 "2008-01-30T11:58:09Z")
let’s say you lie about not having any accidents or speeding tix… what then? i didn’t enter any crash information on geico and my payments are more than halved… ---
**Author:** ![rdandy5875](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rdandy5875/32/7511_2.png) [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)\ **Post date:** [January 30, 2008, 11:58am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/11 "2008-01-30T11:58:55Z")
yeah the cars are $630/6m for my wifes mercury mini-van and my car. 100/300 with $500 ded. State farm had the minivan at $480, and the speed6 at $562 / 6m ---
**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\ **Post date:** [January 30, 2008, 11:59am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/12 "2008-01-30T11:59:20Z")
Then you get a letter saying they adjusted your rates… ---
**Author:** ![rdandy5875](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rdandy5875/32/7511_2.png) [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)\ **Post date:** [January 30, 2008, 12:00pm UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/13 "2008-01-30T12:00:03Z")
> [@newman](#): > > let’s say you lie about not having any accidents or speeding tix… what then? > > i didn’t enter any crash information on geico and my payments are more than halved… When they finalize everything they will run your vins and your liscense # and find out. Most places do a credit check too. They just did mine over the phone. The only thing I claimed in the last 5 years was 3 pieces of glass. She told me I had no accidents or tickets showing… ---
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [January 30, 2008, 12:02pm UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/14 "2008-01-30T12:02:06Z")
they usually run your credit and your license right over the internet, then basically a “you fucking liar” page opens up, and they spell out everything that you did that they found out about, and adjust your rates accordingly. ---
**Author:** ![SkunkApe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/skunkape/32/7575_2.png) [@SkunkApe](https://forums.speedlife.net/u/SkunkApe)\ **Post date:** [January 30, 2008, 12:03pm UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/15 "2008-01-30T12:03:15Z")
> [@POOPRA](#): > > Testicle hooked me up at allstate +1 ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [January 30, 2008, 12:05pm UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/16 "2008-01-30T12:05:07Z")
yeah, it says that they are going to do that, so does that mean i get the insurance at the rate they quoted? EDIT: > We rely on your accurate statements to provide you with a quote. However, we will verify your information through motor vehicle and claims reports, if you decide to purchase a policy from us. ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [January 30, 2008, 12:08pm UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/17 "2008-01-30T12:08:49Z")
> [@newman](#): > > yeah, it says that they are going to do that, so does that mean i get the insurance at the rate they quoted? > > EDIT: Yeah, it means that the rate quote you got when you lied and said you were a good little boy with no tickets will instantly get adjusted. Or, if it’s Geico, they’ll probably just deny you any coverage at all since you had to have done some pretty bad shit to be at 4k a year for insurance. Geico doesn’t like high risk people. ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [January 30, 2008, 12:10pm UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/18 "2008-01-30T12:10:50Z")
yeah. i have a LOT of points on my license. (10) and at least one accident (curb) in the past 2 years and probably one or two more between 2 and 4 years… i also have at least 5 window replacements. ---
**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\ **Post date:** [January 30, 2008, 12:12pm UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/19 "2008-01-30T12:12:04Z")
I quoted with allstate a couple weeks ago and they came in $600 more expensive then geico for me. ---
**Author:** ![speedped79](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/speedped79/32/7491_2.png) [@speedped79](https://forums.speedlife.net/u/speedped79)\ **Post date:** [January 30, 2008, 12:15pm UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/20 "2008-01-30T12:15:00Z")
> [@POOPRA](#): > > Testicle hooked me up at allstate +2 [Next page](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694.md?page=2)