# I just saved a bunch of money switching to..... **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [January 30, 2008, 11:45am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694 "2008-01-30T11:45:25Z")\ **Posts on this page:** 7\ **Page:** 3
**Author:** ![Clean\_Baldy](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/clean_baldy/32/7308_2.png) [@Clean\_Baldy](https://forums.speedlife.net/u/Clean_Baldy)\ **Post date:** [February 1, 2008, 6:02am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/41 "2008-02-01T06:02:33Z")
Whenever you fill out a quote for insurance online, NEVER give any of your accidents or previous tickets, etc. Those get included in your quote and policy price, regardless of whether they have it on your DMV record or not! I was fighting with them for a month when a few years ago, I switched to Geico. They had duplicate tickets and accidents on my record because my dates were off! Just get the initial quote and let them re-quote the price with the information they end up getting. Geico didn’t know about an accident and 2 tickets I had after I redid my policy without giving them any information! I pay barely $630 for 6 months on my speed6 for full coverage with the low deductibles. ---
**Author:** ![rdandy5875](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rdandy5875/32/7511_2.png) [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)\ **Post date:** [February 1, 2008, 7:04am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/42 "2008-02-01T07:04:15Z")
> [@Clean Baldy](#): > > I pay barely $630 for 6 months on my speed6 for full coverage with the low deductibles. I was right around there too, $562/month for the ms6. The actual prices came yesterday in the mail, I’ll be paying only $325/6m for the speed6 and $250/6m for the mini-van. 100/300 with $500 ded, married 29 no accidents no tickets. I just have to decide whether I want to add the multi-accident forgiveness and deductable reduction thing where they reduce your deductable $100 per year of no claims. It’s like $50/6m extra for both cars. What do you guys think would you add it…??? ---
**Author:** ![Dr.Stevil](https://avatars.discourse-cdn.com/v4/letter/d/da6949/32.png) [@Dr.Stevil](https://forums.speedlife.net/u/Dr.Stevil)\ **Post date:** [February 1, 2008, 7:25am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/43 "2008-02-01T07:25:12Z")
1200 /yr for full coverage on the GTO along with life insurance through state farm My deductible is 1K though :tdown: ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [February 4, 2008, 9:43am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/44 "2008-02-04T09:43:30Z")
> [@Clean Baldy](#): > > Whenever you fill out a quote for insurance online, NEVER give any of your accidents or previous tickets, etc. > > Those get included in your quote and policy price, regardless of whether they have it on your DMV record or not! > > I was fighting with them for a month when a few years ago, I switched to Geico. They had duplicate tickets and accidents on my record because my dates were off! > > Just get the initial quote and let them re-quote the price with the information they end up getting. Geico didn’t know about an accident and 2 tickets I had after I redid my policy without giving them any information! > > I pay barely $630 for 6 months on my speed6 for full coverage with the low deductibles. i called on the phone and they ran my license. Quote jumped from 664 to 1850 for 6 months. ---
**Author:** ![Twizted](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/twizted/32/7206_2.png) [@Twizted](https://forums.speedlife.net/u/Twizted)\ **Post date:** [February 4, 2008, 10:13am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/45 "2008-02-04T10:13:15Z")
> [@POOPRA](#): > > Testicle hooked me up at allstate :tup: ME TOO ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [February 4, 2008, 10:16am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/46 "2008-02-04T10:16:11Z")
tried unitrin: 1265/6 months… ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [February 4, 2008, 10:24am UTC](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694/47 "2008-02-04T10:24:37Z")
lol newman. Obv you can not state the info on the quote, when they run the license they’ll update the quote to whatever has been attached to your record. IOW, the $234536 ticket you got last week may not be on there now. When it hits your record, and the Ins Co runs the license again (at least once/year update), your rate will reflect it. Oh, and I pay: Homeowners: $650 / year Auto: $1500 / yr for full coverage on (3) vehicles. No blemishes in at least 5 years. Way back when, I was paying $3800 / yr for a Grand Am GT. carrying 10-11 pts and one fender bender. :mamoru: [Previous page](https://forums.speedlife.net/t/i-just-saved-a-bunch-of-money-switching-to/42694.md?page=2)