# I just switched to Geico. **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [December 4, 2006, 12:54pm UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128 "2006-12-04T12:54:32Z")\ **Posts on this page:** 15\ **Page:** 2
**Author:** ![ShiftDead](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shiftdead/32/7508_2.png) [@ShiftDead](https://forums.speedlife.net/u/ShiftDead)\ **Post date:** [May 19, 2009, 5:17am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/21 "2009-05-19T05:17:26Z")
Geico does a credit check which is what they use to base your monthly charges on. Then they factor in your driving record, and car. ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [May 19, 2009, 5:17am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/22 "2009-05-19T05:17:31Z")
> [@Nikuk](#): > > We switched to geico ~1.5 years ago. I review competitors every 6 months (policy period)… still with them. > > Service, though I’ve only had to use it a couple times for minor things, has been good enough. Their website is powerfu enough. > > Still cheapest (2 full coverage, 1 liability), with more then state minimum coverages. +1, except 3 years ago. My rate has gone down a little bit each year since. 526/6 months, 00 expedition and 05 gto. ---
**Author:** ![Bigairskier1580](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigairskier1580/32/7612_2.png) [@Bigairskier1580](https://forums.speedlife.net/u/Bigairskier1580)\ **Post date:** [May 19, 2009, 5:18am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/23 "2009-05-19T05:18:34Z")
I made the switch to Geico from progressive when I moved. Progressive was not adjusting my rate much. Geico gave me better coverage for $50/month for two cars. That is more than half the price I was paying for one. I am going on 24, all my traffic infractions were 3 years ago. Full coverage as well. $250 deductibles. ---
**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\ **Post date:** [May 19, 2009, 5:29am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/24 "2009-05-19T05:29:00Z")
I am about to look at other options besides Geico. They have me paying $620 ever six months for my 2001 M5 and well I am going to check out other options. I am 24 and do not have any points/tickets. ---
**Author:** ![AfXtc777](https://avatars.discourse-cdn.com/v4/letter/a/a9adbd/32.png) [@AfXtc777](https://forums.speedlife.net/u/AfXtc777)\ **Post date:** [May 19, 2009, 7:01am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/25 "2009-05-19T07:01:19Z")
$356 every 6 months for both jeeps and $250 collision duduct’s and $0 comp,250/500 and all the extras like rental reimbursement, roadside assistance, uninsured motorist coverage etc. ---
**Author:** ![NYstanger](https://avatars.discourse-cdn.com/v4/letter/n/6a8cbe/32.png) [@NYstanger](https://forums.speedlife.net/u/NYstanger)\ **Post date:** [May 19, 2009, 7:55am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/26 "2009-05-19T07:55:21Z")
When I went and got a new quote for geico and allstate, allstate was almost $500 less every 6 months for me. ---
**Author:** ![Wahoo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wahoo/32/8265_2.png) [@Wahoo](https://forums.speedlife.net/u/Wahoo)\ **Post date:** [May 19, 2009, 8:09am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/27 "2009-05-19T08:09:01Z")
Ive been with geico since I was 18, I’m 22 and pay like $92 a month for full cov. On my ws6 and liab. On my 99 escalade. Hasn’t gone down in like a year and a half and My deductibles for my trans am are high like $1,000 so I’ll have to call them up or switch possibly but I do like them… Also have no tickets or points… ---
**Author:** ![96civicexrican](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/96civicexrican/32/5292_2.png) [@96civicexrican](https://forums.speedlife.net/u/96civicexrican)\ **Post date:** [May 19, 2009, 8:41am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/28 "2009-05-19T08:41:07Z")
I have 2 cars on my policy and pay 105.00 a month for both. They have comprehensive coverage w full glass and road side assistant. ---
**Author:** ![Spam16v](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/spam16v/32/5287_2.png) [@Spam16v](https://forums.speedlife.net/u/Spam16v)\ **Post date:** [May 19, 2009, 8:41am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/29 "2009-05-19T08:41:29Z")
> [@Red00WS6](#): > > Ive been with geico since I was 18, I’m 22 and _snip_ been with them since i moved out, 17-28, full coverage, zero deductible, on the '05 Element is \<$80 a month. just switched the bike over last year also, $200 anually, zero deductible also. ---
**Author:** ![Chuck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/chuck/32/7377_2.png) [@Chuck](https://forums.speedlife.net/u/Chuck)\ **Post date:** [May 19, 2009, 9:50am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/30 "2009-05-19T09:50:29Z")
> [@Southtowns27](#): > > Geico = teh suck. They start you out with a great rate, then find stupid reasons to try to increase your rate. Then they drop your trucks because they don’t insure “commercial” vehicles…WTF? You just insured it for over a year and now you can’t… Ok, I can go elsewhere. > I switched to Allstate and got a TON more coverage for $10 less a month, plus they’ll insure all my vehicles and not try to fuck me around. Looking at your collection I see why they would not, have you ever looked into Hagerty Ins Co. they are a specialty insurance company that handles older cars and modified cars. They offer great coverage. ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [May 19, 2009, 9:59am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/31 "2009-05-19T09:59:25Z")
me and the wife pay $121/month 2 cars full cov on one of them …only one driver no pst no nothing … I think we need to look into a new place ---
**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\ **Post date:** [May 19, 2009, 10:09am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/32 "2009-05-19T10:09:03Z")
> [@justa4door](#): > > me and the wife pay $121/month 2 cars full cov on one of them …only one driver no pst no nothing … I think we need to look into a new place How’s your credit rating? Credit plays a huge part in how the insurance company assigns your risk. ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [May 19, 2009, 10:16am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/33 "2009-05-19T10:16:07Z")
its all in her name … her credit was good to get a house w/o out a job … I have no credit (worse then bad credit) I have nothing in my name we have had it for 4 years now and have never looked else where .price has also never really changed (small lke =/- $15 month) I think im going to look tonight … see what we can do … I have never really thought about it … its just something that we pay and dont give a care about you know … its only 120 a month (cheeper then most cell phone bills) not on the top of the list to lower bills you know ---
**Author:** ![spinall4](https://avatars.discourse-cdn.com/v4/letter/s/e47774/32.png) [@spinall4](https://forums.speedlife.net/u/spinall4)\ **Post date:** [May 19, 2009, 10:17am UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/34 "2009-05-19T10:17:27Z")
i spent about 4 hours the other day looking around and [ESURANCE.com](http://ESURANCE.com) was by FAR the cheapest… ---
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [May 19, 2009, 12:19pm UTC](https://forums.speedlife.net/t/i-just-switched-to-geico/21128/35 "2009-05-19T12:19:51Z")
Geico works for me, I just insure a saturn fully with glass and roadside assistance. Its 298 for 6 months, 500 deductible on both. [Previous page](https://forums.speedlife.net/t/i-just-switched-to-geico/21128.md?page=1)