# I know it sounds Cliche, but........

**URL:** <https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894>\
**Category:** NYSpeed Off Topic\
**Created:** [August 26, 2008, 11:36am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894 "2008-08-26T11:36:00Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![AKA-FERRARI](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/aka-ferrari/32/7260_2.png) [@AKA-FERRARI](https://forums.speedlife.net/u/AKA-FERRARI)\
**Post date:** [August 26, 2008, 11:36am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/1 "2008-08-26T11:36:00Z")

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Saved a assload of money switching to Geico!  
Saved over 50% a year (1000.00) to be exact, and cut my collision/comp deductable in half. WOOT!

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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [August 26, 2008, 11:38am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/2 "2008-08-26T11:38:45Z")

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I just switched from geico to allstate and saved a bunch.

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [August 26, 2008, 11:45am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/3 "2008-08-26T11:45:26Z")

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does anyone work at geico ?

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**Author:** ![sureshot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sureshot/32/7578_2.png) [@sureshot](https://forums.speedlife.net/u/sureshot)\
**Post date:** [August 26, 2008, 11:48am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/4 "2008-08-26T11:48:53Z")

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> [@justa4door](#):
>
> does anyone work at geico ?

I’m sure Geico has to employ someone, even if it’s just the owner.

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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [August 26, 2008, 11:49am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/5 "2008-08-26T11:49:22Z")

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lolz, ok that gets you +karma

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [August 26, 2008, 11:52am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/6 "2008-08-26T11:52:52Z")

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Who did you switch from? Insurance IMO is about price just about last. Having good insurance \> having cheap insurance. I’ve heard enough horror stories about geico to stay away.

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**Author:** ![Boomin99GT](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boomin99gt/32/7306_2.png) [@Boomin99GT](https://forums.speedlife.net/u/Boomin99GT)\
**Post date:** [August 26, 2008, 11:54am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/7 "2008-08-26T11:54:59Z")

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I’ve noticed that depending on the State I live in Geico can either be great or really expensive.

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**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\
**Post date:** [August 26, 2008, 11:55am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/8 "2008-08-26T11:55:32Z")

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ok anyone on nyspeed work at geico???

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**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\
**Post date:** [August 26, 2008, 12:01pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/9 "2008-08-26T12:01:05Z")

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I am on Geico and pay $40 a month…

I dont have collision since I own my car and I have a work vehicle so I only use my car for pleasure. Its pretty sweet.

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**Author:** ![AKA-FERRARI](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/aka-ferrari/32/7260_2.png) [@AKA-FERRARI](https://forums.speedlife.net/u/AKA-FERRARI)\
**Post date:** [August 26, 2008, 12:03pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/10 "2008-08-26T12:03:42Z")

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> [@walter](#):
>
> Who did you switch from? Insurance IMO is about price just about last. Having good insurance \> having cheap insurance. I’ve heard enough horror stories about geico to stay away.

Switch from Unitin-direct. I know all the in’s and out’s of the ins deal in reguards to repairs/claims. Unitin is mainly a lateral move for me at a way cheaper price.

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**Author:** ![Terry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/terry/32/7207_2.png) [@Terry](https://forums.speedlife.net/u/Terry)\
**Post date:** [August 26, 2008, 12:07pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/11 "2008-08-26T12:07:18Z")

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It’s easy for them to be cheap when they don’t pay you when you file a claim.

I had a friend in PA who’s car was f’d from a hail storm. The geico lady literally told him over the phone that she should total it but it’s too late in the day to do all that paperwork so she’s just going to give him the money for paintless dent repair (which would have kept it under the amount to consider it totaled).

I think after fighting it for about 6 months he ended up getting a bit more out of them but not much.

I switched from Liberty Mutual to AllState and saved about $500 every year…just got my new policy and it was an additional $400 a year off. Went from about $1600 a year to $700.

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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [August 26, 2008, 12:07pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/12 "2008-08-26T12:07:31Z")

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this reminds me - don’t pay for insurance monthly… it’s cheaper to put the 6mo. on a credit card if you factor what they charge you to play bank and take a payment monthly.

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**Author:** ![Jagermeister](https://avatars.discourse-cdn.com/v4/letter/j/f19dbf/32.png) [@Jagermeister](https://forums.speedlife.net/u/Jagermeister)\
**Post date:** [August 26, 2008, 12:42pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/13 "2008-08-26T12:42:31Z")

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Geico can lick my balls.

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**Author:** ![Xander](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xander/32/7597_2.png) [@Xander](https://forums.speedlife.net/u/Xander)\
**Post date:** [August 26, 2008, 12:50pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/14 "2008-08-26T12:50:41Z")

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That’s what happens when those 21 tickets come off your insurance. :lol:

X…

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**Author:** ![llink78](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/llink78/32/8037_2.png) [@llink78](https://forums.speedlife.net/u/llink78)\
**Post date:** [August 26, 2008, 12:53pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/15 "2008-08-26T12:53:01Z")

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i have geico. my car was parked on a corner some guy hit me and left. called my insurance someone came and took pics handed me a paper and i had my money in like 2 weeks. i opted to just get a new bumper myself

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**Author:** ![j\_espo1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/j_espo1/32/7291_2.png) [@j\_espo1](https://forums.speedlife.net/u/j_espo1)\
**Post date:** [August 26, 2008, 12:55pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/16 "2008-08-26T12:55:16Z")

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im switching from Progressive to Unitrendirect and its saving me $500 a year for the same coverage.

edit: Geico will save me another $101 every 6 months over Unitrendirect!!! looks like im going with them.

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**Author:** ![MOBOOST4U](https://avatars.discourse-cdn.com/v4/letter/m/f4b2a3/32.png) [@MOBOOST4U](https://forums.speedlife.net/u/MOBOOST4U)\
**Post date:** [August 26, 2008, 1:04pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/17 "2008-08-26T13:04:19Z")

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I wish I could be insured by anyone but Progressive lol.

Damn assigned risk pool!

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**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [August 26, 2008, 1:07pm UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/18 "2008-08-26T13:07:33Z")

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i deal with all major insurance companies up in Canada and i dont get the impression that any of them are not concerned about client satisfaction… they’re all clamouring for new and more accurate ways to measure it…

they all do things differently, but for the most part they all want to close files as soon as possible, so leverage that and be patient.

i’ve never had a problem with claims (only ever made 3, not of which were at fault)

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**Author:** ![L8APEX1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/l8apex1/32/7276_2.png) [@L8APEX1](https://forums.speedlife.net/u/L8APEX1)\
**Post date:** [August 27, 2008, 9:39am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/19 "2008-08-27T09:39:07Z")

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> [@Xander](#):
>
> That’s what happens when those 21 tickets come off your insurance. :lol:
> 
> X…

:mamoru:

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**Author:** ![JEG](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeg/32/7246_2.png) [@JEG](https://forums.speedlife.net/u/JEG)\
**Post date:** [August 27, 2008, 10:18am UTC](https://forums.speedlife.net/t/i-know-it-sounds-cliche-but/53894/20 "2008-08-27T10:18:19Z")

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I pay $900 a year for basic liability.

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