# I need a Credit Card, which one to get?

**URL:** <https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623>\
**Category:** NYSpeed Off Topic\
**Created:** [September 19, 2007, 8:04am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623 "2007-09-19T08:04:15Z")\
**Posts on this page:** 9\
**Page:** 2

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**Author:** ![SVT3945](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/svt3945/32/7409_2.png) [@SVT3945](https://forums.speedlife.net/u/SVT3945)\
**Post date:** [September 19, 2007, 9:43am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/21 "2007-09-19T09:43:58Z")

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if you truely have 30k in the bank go to the bank and get a secured card with that cash. This will get you your best rate for now and allow you to build a credit history

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**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\
**Post date:** [September 19, 2007, 9:48am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/22 "2007-09-19T09:48:02Z")

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What is this process you speak of, can you elaborate please? Not that i need to validate myslef but yes i have a good chunk of change in the bank, its because i spend far too much time in Iraq where i dont have anything to spend my money on. Give me some time in the states and ill make some dissapear woot BTW edited for the fact of i dont think its a good idea to advertise how much i have in the bank.

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**Author:** ![Zer0DazE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/zer0daze/32/7624_2.png) [@Zer0DazE](https://forums.speedlife.net/u/Zer0DazE)\
**Post date:** [September 19, 2007, 10:04am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/23 "2007-09-19T10:04:28Z")

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i need to spend time some where like that… because the bar isn’t doing it for me

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**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\
**Post date:** [September 19, 2007, 10:09am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/24 "2007-09-19T10:09:50Z")

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Seriousley that it i swear hahahaha i spend wayyyyyyyy to much in bars. I love to party and well drink so i spend too much. The extra pay and tax free dosent hurt but mostly its just lack of stuff to waste it on. Want to come over ill get you the hookup on a six figure civilian job.

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**Author:** ![SVT3945](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/svt3945/32/7409_2.png) [@SVT3945](https://forums.speedlife.net/u/SVT3945)\
**Post date:** [September 19, 2007, 11:03am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/25 "2007-09-19T11:03:43Z")

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[quote=“cougarspeed,post:22,topic:35623"”]

What is this process you speak of, can you elaborate please? Not that i need to validate myslef but yes i have a good chunk of change in the bank, its because i spend far too much time in Iraq where i dont have anything to spend my money on. Give me some time in the states and ill make some dissapear woot BTW edited for the fact of i dont think its a good idea to advertise how much i have in the bank.

[/quote]

go to the bank that is holding your cash and tell them you want a secured credit card. Explain to them what your are trying to do they will understand.

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**Author:** ![slow84ta](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/slow84ta/32/7265_2.png) [@slow84ta](https://forums.speedlife.net/u/slow84ta)\
**Post date:** [September 19, 2007, 11:06am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/26 "2007-09-19T11:06:22Z")

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Only card I had was a MBNA visa card, had it for about 2 years. I dont have any cards anymore, don’t need them thankfully… but they seemed to be good. Mine was a AAA card through MBNA, which is now Bank of America…

My wife used to have one through Washington Mutual, that company seemed to be a good company as well…

just remember be smart, it’s easy to get into Credit Card debt!

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**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\
**Post date:** [September 19, 2007, 11:24am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/27 "2007-09-19T11:24:23Z")

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be real smart. in 5 months I will be completely debt free. Something like 12K i was in total. Only took me like 8 years to pay it off. Be careful. I doubt I will own another one.

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**Author:** ![slow84ta](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/slow84ta/32/7265_2.png) [@slow84ta](https://forums.speedlife.net/u/slow84ta)\
**Post date:** [September 19, 2007, 11:53am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/28 "2007-09-19T11:53:08Z")

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[quote=“dreid,post:27,topic:35623"”]

be real smart. in 5 months I will be completely debt free. Something like 12K i was in total. Only took me like 8 years to pay it off. Be careful. I doubt I will own another one.

[/quote]

:word: being debt free is the best, I been debt free now for about 6 months… :tup:

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**Author:** ![layzie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/layzie/32/7599_2.png) [@layzie](https://forums.speedlife.net/u/layzie)\
**Post date:** [September 19, 2007, 12:36pm UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/29 "2007-09-19T12:36:22Z")

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Chase Freedom

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