# I need a Credit Card, which one to get?

**URL:** <https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623>\
**Category:** NYSpeed Off Topic\
**Created:** [September 19, 2007, 8:04am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623 "2007-09-19T08:04:15Z")\
**Posts on this page:** 1\
**Showing post:** 10

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**Author:** ![cougarspeed](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cougarspeed/32/7468_2.png) [@cougarspeed](https://forums.speedlife.net/u/cougarspeed)\
**Post date:** [September 19, 2007, 8:48am UTC](https://forums.speedlife.net/t/i-need-a-credit-card-which-one-to-get/35623/10 "2007-09-19T08:48:30Z")

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Yea im in the same boat. I suppose i dont really care about interest as much since i dont plan to buy anything i wont pay off immediatley. I just think i should build some credit as i plan to buy a house in a year. Do i really need to do this when applying for a home loan, cant i just show them i have money in the bank i dont really want a credit card.

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