# I need a new bank v. Online check register

**URL:** <https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412>\
**Category:** NYSpeed Off Topic\
**Created:** [May 22, 2010, 6:13am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412 "2010-05-22T06:13:41Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [May 22, 2010, 6:13am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/1 "2010-05-22T06:13:41Z")

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I am currently with HSBC and I have never had any problems. But today I receive a message stating that they are getting rid of the online check register in a month.

Anyone know of a bank that offers online check registers?

(for anyone who doesnt know what an online check register is: say you purchase something for 10 bucks. You go home and enter it to the register and when it clears the item shows as such. Its great because sometimes checks take forever to clear and its a really efficient way to see exactly how much money I have.)

ugh I am going to be pissed if i cant find one. afaik ESL, M&T, chase, and BofA dont have it.

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [May 22, 2010, 7:53am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/2 "2010-05-22T07:53:21Z")

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Stop writing checks.

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**Author:** ![MaximaSE98](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maximase98/32/7600_2.png) [@MaximaSE98](https://forums.speedlife.net/u/MaximaSE98)\
**Post date:** [May 22, 2010, 8:04am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/3 "2010-05-22T08:04:17Z")

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checkcard ftw…

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**Author:** ![Z\_PHAT\_Z](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/z_phat_z/32/7293_2.png) [@Z\_PHAT\_Z](https://forums.speedlife.net/u/Z_PHAT_Z)\
**Post date:** [May 22, 2010, 8:05am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/4 "2010-05-22T08:05:01Z")

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I haven’t write checks in years. Just use the online banking to pay for all my stuffs. It’s easy to manage and you can scheduled payments and such.

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**Author:** ![Hass](https://avatars.discourse-cdn.com/v4/letter/h/51bf81/32.png) [@Hass](https://forums.speedlife.net/u/Hass)\
**Post date:** [May 22, 2010, 8:05am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/5 "2010-05-22T08:05:21Z")

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> [@walter](#):
>
> Stop writing checks.

yeah, stop living in the 90s.

checkcards ftw for sure.

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**Author:** ![nappy1380](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nappy1380/32/7502_2.png) [@nappy1380](https://forums.speedlife.net/u/nappy1380)\
**Post date:** [May 22, 2010, 9:02am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/6 "2010-05-22T09:02:39Z")

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Get a back with some type of online BillPay service. They send checks for you.

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**Author:** ![Jam](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jam/32/7235_2.png) [@Jam](https://forums.speedlife.net/u/Jam)\
**Post date:** [May 22, 2010, 10:45am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/7 "2010-05-22T10:45:43Z")

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wait, people still write checks? my mom doesnt even write checks anymore

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**Author:** ![97FormulaWS-6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/97formulaws-6/32/7384_2.png) [@97FormulaWS-6](https://forums.speedlife.net/u/97FormulaWS-6)\
**Post date:** [May 22, 2010, 11:04am UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/8 "2010-05-22T11:04:19Z")

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No clue, and good luck finding that. Never seen or heard of it before.

As for checks… The only time I ever write a check anymore is for Drs co-pays.

I use a simple Excel Spreadsheet to track my checkbook/accounts; works great for me.

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [May 22, 2010, 1:42pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/9 "2010-05-22T13:42:25Z")

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woa. I never said anything about checks. I write about 2 checks a month. one for rent and one for my storage unit.

I am talking about keeping track of what you buy over all, not an excel sheet because it would show it clears as it does online. some things take 4-5 days to show up and i am poor so its nice to know exactly how much I have left.

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**Author:** ![Spam16v](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/spam16v/32/5287_2.png) [@Spam16v](https://forums.speedlife.net/u/Spam16v)\
**Post date:** [May 22, 2010, 1:49pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/10 "2010-05-22T13:49:16Z")

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Bank Of America has stepped up their game with their online banking, added all sorts of notes and info on transactions. like for example restaurants who offer tip on the receipt it’ll have a note under the pending transaction that : Amount may change - waiting for final amount from merchant, which is handy.

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [May 22, 2010, 1:58pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/11 "2010-05-22T13:58:28Z")

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> [@travisn](#):
>
> woa. I never said anything about checks. I write about 2 checks a month. one for rent and one for my storage unit.
> 
> I am talking about keeping track of what you buy over all, not an excel sheet because it would show it clears as it does online. some things take 4-5 days to show up and i am poor so its nice to know exactly how much I have left.

Uhh

> [@travisn"](#):
>
> Anyone know of a bank that offers online check registers?
> 
> (for anyone who doesnt know what an online check register is: say you purchase something for 10 bucks. You go home and enter it to the register and when it clears the item shows as such. **Its great because sometimes checks take forever to clear and its a really efficient way to see exactly how much money I have**.)  
> .

If you don’t write checks and can’t keep track of it, then stop being so fucking poor. Everything posts within 24 hrs to my BoA account, if you’re worried about overdrafting you need to overhaul your money management skills, not find an online check register.

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [May 22, 2010, 2:08pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/12 "2010-05-22T14:08:14Z")

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lol my bad. checks, transactions, close enough. its just nice to know I guess. I have never bounced anything… I am looking for a bank that offers it, not financial advice. 🙂

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**Author:** ![ProgRocker](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/progrocker/32/5434_2.png) [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)\
**Post date:** [May 22, 2010, 2:22pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/13 "2010-05-22T14:22:24Z")

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I ordered like 500 checks when I opened my bank account like…7 years ago. If I’ve used 10 that would be a shitload. Online banking/billing ftw.

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**Author:** ![KuntryQuestTSi](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kuntryquesttsi/32/5010_2.png) [@KuntryQuestTSi](https://forums.speedlife.net/u/KuntryQuestTSi)\
**Post date:** [May 22, 2010, 2:24pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/14 "2010-05-22T14:24:37Z")

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I went from M&T to bank of America. Way better there I suggest it. say I recommend you I think we both get like $50 or something.

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [May 22, 2010, 8:18pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/15 "2010-05-22T20:18:44Z")

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ha. Ill definitely do that if I go to bofa

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**Author:** ![95civiclx](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/95civiclx/32/7343_2.png) [@95civiclx](https://forums.speedlife.net/u/95civiclx)\
**Post date:** [May 22, 2010, 9:01pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/16 "2010-05-22T21:01:53Z")

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Bank of America has the best online banking I’ve used.

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [May 23, 2010, 3:54pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/17 "2010-05-23T15:54:23Z")

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I use bank of america, because when I travel there is usually an ATM close by…

I started using ALLY for my money market savings, they offer free atm use anywhere, and free checks. They used to be called GMAC bank before they were “rebranded”…

I use online bill pay from bank of america, I probably write two checks per year now. Usually to contractors…

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**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [May 23, 2010, 6:05pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/18 "2010-05-23T18:05:22Z")

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> [@travisn](#):
>
> lol my bad. checks, transactions, close enough. its just nice to know I guess. I have never bounced anything… I am looking for a bank that offers it, not financial advice. 🙂

I am with wachovia, and they always show adjusted available balance IMMEDIATELY whenever a charge is made.

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [May 23, 2010, 6:15pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/19 "2010-05-23T18:15:03Z")

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so basically, no one knows of a bank that offers the ability to do this?

ugh

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**Author:** ![cobalt300z](https://avatars.discourse-cdn.com/v4/letter/c/858c86/32.png) [@cobalt300z](https://forums.speedlife.net/u/cobalt300z)\
**Post date:** [May 23, 2010, 6:23pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank-v-online-check-register/155412/20 "2010-05-23T18:23:54Z")

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try citizens? their online is pretty good. all transactions post immediately. and shows actual balance and available balance
