# I need a new bank **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [July 12, 2008, 9:14pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385 "2008-07-12T21:14:45Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [July 12, 2008, 9:14pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/1 "2008-07-12T21:14:45Z")
Well I logged into my online banking at Key and found my account is locked AGAIN and I need to wait to Monday to speak with someone who can unlock it. This is the 4th time its happened in 3 months on top of getting my cards canceled and having my account actually closed for no reason other than their own mix up, I need to find a new bank. People have good and bad experiences so I am just looking for people with account somewhere that meet the following: \*24/7 customer service - I travel regularly so I need to be able to speak with someone if I have problems with my card or account so I do not get stranded somewhere in the middle of the night. \*No maintenance/min balance fees - I do not care about earning interest on my checking, I just need no fees or min balance. \*Local and national branches - Again, I travel all over during the year so I need to at least have access to my bank in person at least in western new york. \*No fees - I know people with accounts and debt cards that charge them fees if they use them at different ATMs and also if they run the card as a credit instead of a debt. I need one that wont charge me to spend my money. Shoot me with what you have. Any new account specials would be cool too that give me free stuff. ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [July 12, 2008, 9:16pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/2 "2008-07-12T21:16:40Z")
[http://nyspeed.com/forums/showthread.php?t=52711&highlight=reccomend+bank](http://nyspeed.com/forums/showthread.php?t=52711&highlight=reccomend+bank) search ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [July 12, 2008, 9:16pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/3 "2008-07-12T21:16:51Z")
God these threads blow. Everyone has a different bank, often for a really shitty reason. HSBC has what you need. Especially if you travel. I dare you to find a reason to not go with them. ---
**Author:** ![misteroman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/misteroman/32/7423_2.png) [@misteroman](https://forums.speedlife.net/u/misteroman)\ **Post date:** [July 12, 2008, 9:21pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/4 "2008-07-12T21:21:27Z")
Had HSBC since it was Marine Midland or whatever it was called back then.Very happy ---
**Author:** ![Jon](https://avatars.discourse-cdn.com/v4/letter/j/3bc359/32.png) [@Jon](https://forums.speedlife.net/u/Jon)\ **Post date:** [July 12, 2008, 9:24pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/5 "2008-07-12T21:24:11Z")
Bank of America. I’ve never had any problems with them,free checking and savings (savings is useless anyway). Branches out the ass. Very good online banking interface,ties in with my BoA credit card.Lots of investing options too. I’ve never had any odd fees,no debit/credit fees. I signed up because: -They gave me my 1st credit card with no hassle and I liked the online interface. -offered me $125 cash to sign up -M&T pissed me off at the moment ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [July 12, 2008, 9:39pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/6 "2008-07-12T21:39:24Z")
> [@Jon](#): > > Bank of America. > > I’ve never had any problems with them,free checking and savings (savings is useless anyway). > > Branches out the ass. > > Very good online banking interface,ties in with my BoA credit card.Lots of investing options too. > > I’ve never had any odd fees,no debit/credit fees. > > I signed up because: > > -They gave me my 1st credit card with no hassle and I liked the online interface. > -offered me $125 cash to sign up > -M&T pissed me off at the moment sounds like me. ---
**Author:** ![maverick27](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maverick27/32/4946_2.png) [@maverick27](https://forums.speedlife.net/u/maverick27)\ **Post date:** [July 12, 2008, 10:03pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/7 "2008-07-12T22:03:37Z")
hsbc for me. ---
**Author:** ![Roush97](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/roush97/32/7424_2.png) [@Roush97](https://forums.speedlife.net/u/Roush97)\ **Post date:** [July 12, 2008, 10:11pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/8 "2008-07-12T22:11:33Z")
I use M&T since my grandma used to work there but if I had to change banks I’d probably go with HSBC. ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [July 12, 2008, 10:18pm UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/9 "2008-07-12T22:18:42Z")
So far I have it down to BoA, Citi, and HSBC. ---
**Author:** ![zero\_assault](https://avatars.discourse-cdn.com/v4/letter/z/dfb087/32.png) [@zero\_assault](https://forums.speedlife.net/u/zero_assault)\ **Post date:** [July 13, 2008, 12:42am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/10 "2008-07-13T00:42:09Z")
BoA :tup: They were always good with fee’s and shady b/s even before I started working for the company. ---
**Author:** ![articzap](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/articzap/32/7361_2.png) [@articzap](https://forums.speedlife.net/u/articzap)\ **Post date:** [July 13, 2008, 12:48am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/11 "2008-07-13T00:48:17Z")
HSBC! ---
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [July 13, 2008, 5:45am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/12 "2008-07-13T05:45:07Z")
Same reason my girlfriend just dumped Key bank last week. I can’t believe how GOD AWFUL their internet banking is. You need to register every computer that you go on to access your account, and if you change service provider (different wifi access point), then they make you re register all over again, then register again when you get home. Half the time it says registration failed and you have to call the number, and they basically ask you why you have so many registrations on your account… Unreal, I told her to dump them, now she is with BOA. Its nice to have a branch right next door when you are in any town in america. BOA now pays $50 to open a new free account. > **[A quick $50 for opening a Bank of America Free Checking.](http://thinkcheaply.blogspot.com/2008/06/quick-50-for-opening-bank-of-america.html)** > > Hey Readers, Well, it used to be $100 for signing up with Bank of America, but since the economy is in the dumper, they are only giving... ---
**Author:** ![FSANE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fsane/32/5234_2.png) [@FSANE](https://forums.speedlife.net/u/FSANE)\ **Post date:** [July 13, 2008, 5:47am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/13 "2008-07-13T05:47:56Z")
no one said Chase? ---
**Author:** ![Penfold](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/penfold/32/5007_2.png) [@Penfold](https://forums.speedlife.net/u/Penfold)\ **Post date:** [July 13, 2008, 5:52am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/14 "2008-07-13T05:52:04Z")
I reccomend Indymac ---
**Author:** ![sureshot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sureshot/32/7578_2.png) [@sureshot](https://forums.speedlife.net/u/sureshot)\ **Post date:** [July 13, 2008, 6:13am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/15 "2008-07-13T06:13:39Z")
BOA has better credit cards than shitty HSBC. ---
**Author:** ![Paulo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/paulo/32/7328_2.png) [@Paulo](https://forums.speedlife.net/u/Paulo)\ **Post date:** [July 13, 2008, 7:04am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/16 "2008-07-13T07:04:14Z")
HSBC has been good to me so far. ---
**Author:** ![Ovrwrkd](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ovrwrkd/32/7586_2.png) [@Ovrwrkd](https://forums.speedlife.net/u/Ovrwrkd)\ **Post date:** [July 13, 2008, 7:21am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/17 "2008-07-13T07:21:13Z")
> [@Penfold](#): > > I reccomend Indymac You mean the IndyMac that was just seized by the FDIC??? I’ve been using HSBC for awhile now and I’m happy with their level of service and availability of branches/ATMs. A friend works for BoA but I’ve never really used their services and Citi doesn’t have any branches locally and probably won’t for awhile. ---
**Author:** ![Nikuk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nikuk/32/7254_2.png) [@Nikuk](https://forums.speedlife.net/u/Nikuk)\ **Post date:** [July 13, 2008, 7:28am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/18 "2008-07-13T07:28:50Z")
> [@cky89](#): > > [http://nyspeed.com/forums/showthread.php?t=52711&highlight=reccomend+bank](http://nyspeed.com/forums/showthread.php?t=52711&highlight=reccomend+bank) > > search :bigclap: ---
**Author:** ![\_Karu](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/_karu/32/7602_2.png) [@\_Karu](https://forums.speedlife.net/u/_Karu)\ **Post date:** [July 13, 2008, 8:02am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/19 "2008-07-13T08:02:43Z")
mine is HSBC and M&T ---
**Author:** ![Joe\_Omerta](https://avatars.discourse-cdn.com/v4/letter/j/ed8c4c/32.png) [@Joe\_Omerta](https://forums.speedlife.net/u/Joe_Omerta)\ **Post date:** [July 13, 2008, 11:29am UTC](https://forums.speedlife.net/t/i-need-a-new-bank/51385/20 "2008-07-13T11:29:50Z")
I use key and have never registered my computers. I haven’t ever had a problem with key and do almost all my banking online. [Next page](https://forums.speedlife.net/t/i-need-a-new-bank/51385.md?page=2)