# Insurance and Aftermarket Wheels. Do they mix? **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [September 8, 2006, 10:42am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172 "2006-09-08T10:42:17Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 8, 2006, 10:42am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/1 "2006-09-08T10:42:17Z")
Brett’s car (Big Tymer) got hit by a kid in his ECC class about 10 minutes ago. It wasn’t bad, and some paint was scraped off his front bumper. But worst of all, his wheel got scratched really bad. He has 18" BBS CH’s as shown below. ![http://files.turbosquid.com/Preview/Content_on_11_19_2004_16_35_41/BBS_CH_1.jpg0ab12439-a35d-487a-8e22-6cbba6d42114Large.jpg](http://files.turbosquid.com/Preview/Content_on_11_19_2004_16_35_41/BBS_CH_1.jpg0ab12439-a35d-487a-8e22-6cbba6d42114Large.jpg) He got the kids information. And when Brett goes to file the claim against the other kids insurance… will they cover the wheel? They are $600 a peice wheels. The agency SHOULD cover it, right? ---
**Author:** ![RuBiCaNT](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rubicant/32/7622_2.png) [@RuBiCaNT](https://forums.speedlife.net/u/RuBiCaNT)\ **Post date:** [September 8, 2006, 10:43am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/2 "2006-09-08T10:43:36Z")
Unless the are included in his insurance policy, any wheel damage that results in the wheel not operating the way it used to gets replaced with factory or they give him money towards a factory wheel. In some cases that’s big coin but not likely in this one. ---
**Author:** ![Viper966](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/viper966/32/7268_2.png) [@Viper966](https://forums.speedlife.net/u/Viper966)\ **Post date:** [September 8, 2006, 10:47am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/3 "2006-09-08T10:47:08Z")
umm since the other kid hit him… it doesnt matter what your friend has for his insurane policy, the other company has to repair the car to the way it was before the accident ---
**Author:** ![The\_Russian](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/the_russian/32/7414_2.png) [@The\_Russian](https://forums.speedlife.net/u/The_Russian)\ **Post date:** [September 8, 2006, 10:47am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/4 "2006-09-08T10:47:42Z")
You need to have it included in your policy Edit : rubi beat me ---
**Author:** ![newman](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/newman/32/7569_2.png) [@newman](https://forums.speedlife.net/u/newman)\ **Post date:** [September 8, 2006, 10:48am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/5 "2006-09-08T10:48:44Z")
he wanted to take my car to schoool… this is why i didn’t want him to. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 8, 2006, 10:49am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/6 "2006-09-08T10:49:38Z")
> [@newman](#): > > he wanted to take my car to schoool… this is why i didn’t want him to. 🙂 ---
**Author:** ![myHonda1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/myhonda1/32/4960_2.png) [@myHonda1](https://forums.speedlife.net/u/myHonda1)\ **Post date:** [September 8, 2006, 10:57am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/7 "2006-09-08T10:57:33Z")
> [@Viper966](#): > > umm since the other kid hit him… it doesnt matter what your friend has for his insurane policy, the other company has to repair the car to the way it was before the accident yep happened to my buddy, he got hit by a drunk driver with his 18" modera’s on his accord. they wrote him a check no problem. ---
**Author:** ![MaximaSE98](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maximase98/32/7600_2.png) [@MaximaSE98](https://forums.speedlife.net/u/MaximaSE98)\ **Post date:** [September 8, 2006, 11:02am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/8 "2006-09-08T11:02:40Z")
like said before it will be covered if he was hit by someone…but if it was ur friends fault and not stated in his policy they wont cover it ---
**Author:** ![66impalass](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/66impalass/32/7429_2.png) [@66impalass](https://forums.speedlife.net/u/66impalass)\ **Post date:** [September 8, 2006, 11:12am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/9 "2006-09-08T11:12:55Z")
you need to show proof of purchase usually. I had to have that when I got hit with my running boards on my truck ---
**Author:** ![jay\_g](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jay_g/32/111288_2.png) [@jay\_g](https://forums.speedlife.net/u/jay_g)\ **Post date:** [September 8, 2006, 11:18am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/10 "2006-09-08T11:18:22Z")
1010 tires has them from $449-$510. Why would he put wheels that are that expensive and that heavy on a street car :stupid: ---
**Author:** ![Viper966](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/viper966/32/7268_2.png) [@Viper966](https://forums.speedlife.net/u/Viper966)\ **Post date:** [September 8, 2006, 11:19am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/11 "2006-09-08T11:19:50Z")
it doesnt need to be on his policy if he got hit by somebody for example… if i didnt have collision on my car… and I got hit i dnot have to pay anything cuz its their comp that pays ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 8, 2006, 11:20am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/12 "2006-09-08T11:20:00Z")
> [@num482](#): > > 1010 tires has them from $449-$510. Why would he put wheels that are that expensive and that heavy on a street car :stupid: why would he stretch the tires? because the car looks fucking hot… :tup: ---
**Author:** ![Shrives](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shrives/32/7250_2.png) [@Shrives](https://forums.speedlife.net/u/Shrives)\ **Post date:** [September 8, 2006, 11:28am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/13 "2006-09-08T11:28:39Z")
> [@num482](#): > > 1010 tires has them from $449-$510. Why would he put wheels that are that expensive and that heavy on a street car :stupid: because you would have to see the car to understand. I hate newer vw’s, but his is redic clean and everything flows on it. Those wheels/tires are worth 3k new. I hope he gets everything takin care of. ECC is horrible, i hate going through there when i take the bike to school. Everyone is leaving and dumb blondes on their cell phones pull out infront like theres no tomorrow… ---
**Author:** ![Tunerfreak](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tunerfreak/32/7427_2.png) [@Tunerfreak](https://forums.speedlife.net/u/Tunerfreak)\ **Post date:** [September 8, 2006, 11:36am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/14 "2006-09-08T11:36:19Z")
our school parking lot is a joke, but i guess that comes with goin to a community college. i am scared for my car everytime i park. i remember some idiot pulled to far up trying to get into a spot behind me and hit my rear bumper while i was in class i still have the marks to show for it. but when i got in an accident a while back they fixed my body kit but i dunno if that is the same or not ---
**Author:** ![JaysGreenLX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jaysgreenlx/32/7321_2.png) [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)\ **Post date:** [September 8, 2006, 11:52am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/15 "2006-09-08T11:52:23Z")
> [@Shrives](#): > > ECC is horrible, i hate going through there when i take the bike to school. Everyone is leaving and dumb blondes on their cell phones pull out infront like theres no tomorrow… UB is no better ---
**Author:** ![MaximaSE98](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maximase98/32/7600_2.png) [@MaximaSE98](https://forums.speedlife.net/u/MaximaSE98)\ **Post date:** [September 8, 2006, 11:55am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/16 "2006-09-08T11:55:23Z")
what he said ^^^^^^^ ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [September 8, 2006, 12:13pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/17 "2006-09-08T12:13:37Z")
honestly. the only people at ecc with nice cars, that care what happen to them…are on this board. Myself, Brett, and JBallz. Thats it. If i have forgotten you, I guess I’m sorry? ---
**Author:** ![Shrives](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shrives/32/7250_2.png) [@Shrives](https://forums.speedlife.net/u/Shrives)\ **Post date:** [September 8, 2006, 12:21pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/18 "2006-09-08T12:21:49Z")
> [@JaysGreenLX](#): > > UB is no better haha yea i can only imagine! beck i have l33t parking up by the door, i dont have to walk biotch! ---
**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\ **Post date:** [September 8, 2006, 12:36pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/19 "2006-09-08T12:36:33Z")
> [@Viper966](#): > > it doesnt need to be on his policy if he got hit by somebody > > for example… if i didnt have collision on my car… and I got hit i dnot have to pay anything cuz its their comp that pays this is untrue. your insurance company and “their” insurance company have to duke it out. what that means, is that in most cases(since NY is no fault insurance), you will only get 60% of the money from the other person’s insurance. The rest of the repairs come out of your pocket re-thinking putting collision on your car yet??? ---
**Author:** ![Blue\_Eyed\_Devil](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blue_eyed_devil/32/7292_2.png) [@Blue\_Eyed\_Devil](https://forums.speedlife.net/u/Blue_Eyed_Devil)\ **Post date:** [September 8, 2006, 1:31pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/20 "2006-09-08T13:31:03Z")
Property damage is property damage. If he hit any of your property and damaged it he is liable. If your car was parked leagally(not moving) he will have to pay because it was not your fault at all. [Next page](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172.md?page=2)