# Insurance and Aftermarket Wheels.  Do they mix?

**URL:** <https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172>\
**Category:** NYSpeed Automotive\
**Created:** [September 8, 2006, 10:42am UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172 "2006-09-08T10:42:17Z")\
**Posts on this page:** 16\
**Page:** 2

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**Author:** ![Rx3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rx3/32/7194_2.png) [@Rx3](https://forums.speedlife.net/u/Rx3)\
**Post date:** [September 8, 2006, 2:17pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/21 "2006-09-08T14:17:10Z")

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> [@boardjnky4](#):
>
> (since NY is no fault insurance), ?

No fault insurance is only reference to MEDICAL bills. Not property damage.

If you get hit by another person, their insurance pays for whatever is on your car (they may ask for proof i.e. receipts). As long as you have receipts to back it up, they cut a check.

“No fault” means if you yourself sustain physical injury, your insurance company covers your medical costs regardless of whether you were hit by someone, or you injured yourself .

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**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [September 8, 2006, 2:18pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/22 "2006-09-08T14:18:25Z")

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i know a few ppl who didnt have collision and they ended up only getting 60%

in theory they should pay for it all, but they don’t

the insurance companies settle between themselves, and the customer gets screwed

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**Author:** ![Rx3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rx3/32/7194_2.png) [@Rx3](https://forums.speedlife.net/u/Rx3)\
**Post date:** [September 8, 2006, 2:30pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/23 "2006-09-08T14:30:29Z")

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> [@boardjnky4](#):
>
> i know a few ppl who didnt have collision and they ended up only getting 60%
> 
> in theory they should pay for it all, but they don’t
> 
> the insurance companies settle between themselves, and the customer gets screwed

If they didn’t have receipts to back up their claims, then of course the insurance company is not going to pay full price. Documentation talks, and bullshit walks. No receipts = whatever the insurance company feels like paying. In which case 60% ain’t half bad. :shrug:

When you buy that bling bling I.C.E. and the spinnin’ wheels, save your receipts kids :fyi:

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**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\
**Post date:** [September 8, 2006, 4:19pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/24 "2006-09-08T16:19:26Z")

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im not really talking in regards to aftermarket parts, overall payout

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**Author:** ![bigtymer7463](https://avatars.discourse-cdn.com/v4/letter/b/7ab992/32.png) [@bigtymer7463](https://forums.speedlife.net/u/bigtymer7463)\
**Post date:** [September 8, 2006, 4:22pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/25 "2006-09-08T16:22:19Z")

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thanks Beck for posting this while i was at practice, and thanks guys for all the help, i wasent actually in the parking lot. I was pumping gas at the gas station parked, and some kid in his mommys taurus who happened to be in my class just before this thought he could make the turn…well he didnt. The front bumper got the least of it but of course the wheel did. So if i have the receipt for the wheels, and show it to the insurance company, i should be ok?

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**Author:** ![bigtymer7463](https://avatars.discourse-cdn.com/v4/letter/b/7ab992/32.png) [@bigtymer7463](https://forums.speedlife.net/u/bigtymer7463)\
**Post date:** [September 8, 2006, 4:26pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/26 "2006-09-08T16:26:58Z")

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> [@newman](#):
>
> he wanted to take my car to schoool… this is why i didn’t want him to.

i just like driving the sti, it wouldnt matter if it was school, or to that car wash right next to the ritz ha

> [@num482](#):
>
> 1010 tires has them from $449-$510. Why would he put wheels that are that expensive and that heavy on a street car :stupid:

haha your right, i dont know what i was thinking, its a stupid vw :biglaugh:

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**Author:** ![Rx3](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/rx3/32/7194_2.png) [@Rx3](https://forums.speedlife.net/u/Rx3)\
**Post date:** [September 8, 2006, 5:03pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/27 "2006-09-08T17:03:48Z")

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> [@bigtymer7463](#):
>
> . So if i have the receipt for the wheels, and show it to the insurance company, i should be ok?

Yes. Make sure you go through the other party’s insurance for the claim, and not yours.

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**Author:** ![somedude](https://avatars.discourse-cdn.com/v4/letter/s/ecd19e/32.png) [@somedude](https://forums.speedlife.net/u/somedude)\
**Post date:** [September 8, 2006, 5:28pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/28 "2006-09-08T17:28:22Z")

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> [@beckington](#):
>
> honestly.
> 
> the only people at ecc with nice cars, that care what happen to them…are on this board.
> 
> Myself, Brett, and JBallz.
> 
> Thats it.
> 
> If i have forgotten you, I guess I’m sorry?

thanks beck i’m fealing the love.

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**Author:** ![Jagermeister](https://avatars.discourse-cdn.com/v4/letter/j/f19dbf/32.png) [@Jagermeister](https://forums.speedlife.net/u/Jagermeister)\
**Post date:** [September 8, 2006, 5:47pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/29 "2006-09-08T17:47:31Z")

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I would have punched the kid in the dick several times.

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**Author:** ![Tunerfreak](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tunerfreak/32/7427_2.png) [@Tunerfreak](https://forums.speedlife.net/u/Tunerfreak)\
**Post date:** [September 8, 2006, 7:41pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/30 "2006-09-08T19:41:43Z")

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> [@beckington](#):
>
> honestly.
> 
> the only people at ecc with nice cars, that care what happen to them…are on this board.
> 
> Myself, Brett, and JBallz.
> 
> Thats it.
> 
> If i have forgotten you, I guess I’m sorry?

thx adam

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**Author:** ![jballz86](https://avatars.discourse-cdn.com/v4/letter/j/53a042/32.png) [@jballz86](https://forums.speedlife.net/u/jballz86)\
**Post date:** [September 10, 2006, 3:35pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/31 "2006-09-10T15:35:52Z")

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> [@beckington](#):
>
> honestly.
> 
> the only people at ecc with nice cars, that care what happen to them…are on this board.
> 
> Myself, Brett, and JBallz.
> 
> Thats it.
> 
> If i have forgotten you, I guess I’m sorry?

ecc scares me 😢 …

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**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\
**Post date:** [September 10, 2006, 3:42pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/32 "2006-09-10T15:42:08Z")

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> [@somedude](#):
>
> thanks beck i’m fealing the love.

you don’t have to worry about people hitting your front bumper…

its not even on the car.

and jeff. i’m sorry, i forgot you.

But the kids there see your vinyl, and they think you are one of them. 🙂

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**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\
**Post date:** [September 10, 2006, 4:27pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/33 "2006-09-10T16:27:28Z")

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> [@Viper966](#):
>
> it doesnt need to be on his policy if he got hit by somebody
> 
> for example… if i didnt have collision on my car… and I got hit i dnot have to pay anything cuz its their comp that pays

that’s not how it works, those are two unrelated incidents, they do not compare

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**Author:** ![95Z28](https://avatars.discourse-cdn.com/v4/letter/9/85e7bf/32.png) [@95Z28](https://forums.speedlife.net/u/95Z28)\
**Post date:** [September 10, 2006, 5:31pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/34 "2006-09-10T17:31:06Z")

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> [@num482](#):
>
> 1010 tires has them from $449-$510. Why would he put wheels that are that expensive and that heavy on a street car :stupid:

:roll2: He didn’t put them on, the car came like that. And it’s not stupid at all, they look awesome on his car.

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**Author:** ![MPD47](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mpd47/32/7383_2.png) [@MPD47](https://forums.speedlife.net/u/MPD47)\
**Post date:** [September 10, 2006, 5:41pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/35 "2006-09-10T17:41:59Z")

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> [@num482](#):
>
> 1010 tires has them from $449-$510. Why would he put wheels that are that expensive and that heavy on a street car :stupid:

Why would you put heavy expensive wheels on a track car? Why worry about weight on a street car? :stupid:

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**Author:** ![Tunerfreak](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tunerfreak/32/7427_2.png) [@Tunerfreak](https://forums.speedlife.net/u/Tunerfreak)\
**Post date:** [September 10, 2006, 8:43pm UTC](https://forums.speedlife.net/t/insurance-and-aftermarket-wheels-do-they-mix/17172/36 "2006-09-10T20:43:25Z")

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> [@beckington](#):
>
> you don’t have to worry about people hitting your front bumper…
> 
> its not even on the car.
> 
> and jeff. i’m sorry, i forgot you.
> 
> But the kids there see your vinyl, and they think you are one of them. 🙂

lol untill some girl tries to pull up next to me

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