# Insurance help? **URL:** \ **Category:** SON240sx Automotive\ **Created:** [May 10, 2007, 6:43am UTC](https://forums.speedlife.net/t/insurance-help/106422 "2007-05-10T06:43:49Z")\ **Posts on this page:** 13\ **Page:** 1
**Author:** ![Mozus](https://avatars.discourse-cdn.com/v4/letter/m/71c47a/32.png) [@Mozus](https://forums.speedlife.net/u/Mozus)\ **Post date:** [May 10, 2007, 6:43am UTC](https://forums.speedlife.net/t/insurance-help/106422/1 "2007-05-10T06:43:49Z")
Ok guys, well Im going to buy a Nissan 240 come Saturday, But I did a insurance quate, it says for 6 months would be 6,242.00 with full coverage including collision and comprehensive, Liability is 200,000 only, with out collision and comprehensive, its 4,816.00 for 6 months and a 15 surcharge is applied to my first year class of g2 driving. There is no way in hell I can afford that, So im wondering if people around my age (17) can name some insurance company’s that they use that they find are good/cheap, Other Info: its going to be under my dads name, so that will save me allot of money too, and I took drivers ed. I no I shouldent be paying more than 2000 a year I think:( so yeah any help would be appreciated. ---
**Author:** ![JamesS](https://avatars.discourse-cdn.com/v4/letter/j/87869e/32.png) [@JamesS](https://forums.speedlife.net/u/JamesS)\ **Post date:** [May 10, 2007, 6:47am UTC](https://forums.speedlife.net/t/insurance-help/106422/2 "2007-05-10T06:47:12Z")
This has been asked lots of times here before. Try [http://www.insurancehotline.com/](http://www.insurancehotline.com/) Being 17 with a 240 is not good for insurance. ---
**Author:** ![93\_240sex](https://avatars.discourse-cdn.com/v4/letter/9/e274bd/32.png) [@93\_240sex](https://forums.speedlife.net/u/93_240sex)\ **Post date:** [May 10, 2007, 7:13am UTC](https://forums.speedlife.net/t/insurance-help/106422/3 "2007-05-10T07:13:10Z")
I pay close to 3000 a year for my insurance, and that is only because my mom has to be on my insurance since she is a licensed driver that resides in the same house, and mine is the only car. My mom has had a couple of accidents and a ticket or two, so she raises my insurance by about $75 a month. I am 22 with my G. ---
**Author:** ![D\_Fresh](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/d_fresh/32/5542_2.png) [@D\_Fresh](https://forums.speedlife.net/u/D_Fresh)\ **Post date:** [May 10, 2007, 9:13am UTC](https://forums.speedlife.net/t/insurance-help/106422/4 "2007-05-10T09:13:17Z")
Pafco, Pilot. those 2 come to mind first ---
**Author:** ![93\_240sex](https://avatars.discourse-cdn.com/v4/letter/9/e274bd/32.png) [@93\_240sex](https://forums.speedlife.net/u/93_240sex)\ **Post date:** [May 10, 2007, 9:53am UTC](https://forums.speedlife.net/t/insurance-help/106422/5 "2007-05-10T09:53:29Z")
I got the cheapest quotes from Belair Direct, but I was unable to switch at the time. I am with Pilot at the moment. ---
**Author:** ![Jesse\_Jericho](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jesse_jericho/32/5533_2.png) [@Jesse\_Jericho](https://forums.speedlife.net/u/Jesse_Jericho)\ **Post date:** [May 10, 2007, 10:00am UTC](https://forums.speedlife.net/t/insurance-help/106422/6 "2007-05-10T10:00:41Z")
> [@Byron Borwn is a very inconsiderate driver](https://forums.speedlife.net/t/byron-borwn-is-a-very-inconsiderate-driver/12496/4): > > Ok guys, well Im going to buy a Nissan 240 come Saturday, But I did a insurance quate, it says for 6 months would be 6,242.00 with full coverage including collision and comprehensive, Liability is 200,000 only, with out collision and comprehensive, its 4,816.00 for 6 months and a 15 surcharge is applied to my first year class of g2 driving. There is no way in hell I can afford that, So im wondering if people around my age (17) can name some insurance company’s that they use that they find are good/cheap, > > Other Info: its going to be under my dads name, so that will save me allot of money too, and I took drivers ed. > > I no I shouldent be paying more than 2000 a year I think:( so yeah any help would be appreciated. I’m 26, and have had some serious trouble with tickets in the past. All of it is behind me, and I am now down to $2400/year. So expecting to pay $2000/year for a sports car at 17 years old is a little optimistic. The price they are quoting you is their way of saying “forget about it”. You could try getting a quote from RBC Insurance, they have been very good for me, but if your original quote is right, you aren’t going to see any huge difference with another company. ---
**Author:** ![roast](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/roast/32/5498_2.png) [@roast](https://forums.speedlife.net/u/roast)\ **Post date:** [May 10, 2007, 10:16am UTC](https://forums.speedlife.net/t/insurance-help/106422/7 "2007-05-10T10:16:47Z")
I wouldn’t roll with $200,000 liability and if I was your parent, I wouldn’t let you insure it unless it was $2,000,000 especially if I owned the vehicle. Don’t buy the 240sx, back out of the deal and find something more affordable. When calling for insuarance quotes, have the agent quote 5 cars of your choice. Your better off with a 4 door at your age, plus you suck at driving. ---
**Author:** ![shinkutat](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shinkutat/32/3203_2.png) [@shinkutat](https://forums.speedlife.net/u/shinkutat)\ **Post date:** [May 10, 2007, 2:39pm UTC](https://forums.speedlife.net/t/insurance-help/106422/8 "2007-05-10T14:39:29Z")
When I first insured my 240SX as my first car nearly two years ago, it was $2600 for the year. Then again, I had my G license and was 21, nearly 22. I had never been insured under my parents before, and I had to hunt for that rate (that was $1 million liability, fire, and theft - no collision). I’m with Belair Direct now, and I paid $1006 for the past year ($1mil liability only). My rates are going up a bit because I moved to Sudbury (somehow Waterloo is less accident prone?). Still, I can’t complain. So, try Belair Direct. ([www.belairdirect.com](http://www.belairdirect.com)) If not, I was with Echelon my first year. ---
**Author:** ![Keez](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/keez/32/5570_2.png) [@Keez](https://forums.speedlife.net/u/Keez)\ **Post date:** [May 10, 2007, 2:59pm UTC](https://forums.speedlife.net/t/insurance-help/106422/9 "2007-05-10T14:59:17Z")
im using pilot. I am 22 with a fairly clean record one speeding ticket for 10 o ver and im paying 1200 a year and that is in brampton ---
**Author:** ![Mozus](https://avatars.discourse-cdn.com/v4/letter/m/71c47a/32.png) [@Mozus](https://forums.speedlife.net/u/Mozus)\ **Post date:** [May 10, 2007, 7:44pm UTC](https://forums.speedlife.net/t/insurance-help/106422/10 "2007-05-10T19:44:12Z")
Aight thanks guys, yeah I hear that 1 year makes a big difference, 17-18, when your 18 insurance goes down allot apparently, so If i have to I can wait the 1 year, I’m going to check out that belair direct insurance, thanks:D also a different question, when you go to college/move out Can you still be on your parent(s) insurance? ---
**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\ **Post date:** [May 10, 2007, 8:38pm UTC](https://forums.speedlife.net/t/insurance-help/106422/11 "2007-05-10T20:38:13Z")
I’m also 17 and i happen to be picking up an s13 hopefully in the next 2 weeks if i can get a deal with 240sex’s car. I’m going through “the personal” which is a corporate company. For leisure driving, (evenings and weekends) it would cost me 3500 a year. And if i’m going to uni in waterloo it’ll drop 30%. So… its not really 17 w/ 240 = bad… its GTA+17=bad ---
**Author:** ![midnightsky](https://avatars.discourse-cdn.com/v4/letter/m/f14d63/32.png) [@midnightsky](https://forums.speedlife.net/u/midnightsky)\ **Post date:** [May 11, 2007, 5:52pm UTC](https://forums.speedlife.net/t/insurance-help/106422/12 "2007-05-11T17:52:39Z")
Ye, I see why not. ---
**Author:** ![DarkManX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/darkmanx/32/5569_2.png) [@DarkManX](https://forums.speedlife.net/u/DarkManX)\ **Post date:** [May 15, 2007, 3:45pm UTC](https://forums.speedlife.net/t/insurance-help/106422/13 "2007-05-15T15:45:53Z")
drivers ed doesn’t mean shit. when i presented it to: cmd state farm bell air presidents choice all they took off was 15-20$ per year.