# Insurance Question **URL:** \ **Category:** SON240sx Automotive\ **Created:** [February 13, 2009, 2:33pm UTC](https://forums.speedlife.net/t/insurance-question/121818 "2009-02-13T14:33:57Z")\ **Posts on this page:** 15\ **Page:** 1
**Author:** ![Wongger](https://avatars.discourse-cdn.com/v4/letter/w/41988e/32.png) [@Wongger](https://forums.speedlife.net/u/Wongger)\ **Post date:** [February 13, 2009, 2:33pm UTC](https://forums.speedlife.net/t/insurance-question/121818/1 "2009-02-13T14:33:57Z")
Alright, so my question is, if I get coilovers on my car should I tell the insurance company? If I get into an accident can my insurance drop me if they find out? Im just wondering this because my friend said that if I tell my company that I have gotten coilovers they wont insure me anymore, because lower = racing. Just need some input. THANKS ---
**Author:** ![Hacknik](https://avatars.discourse-cdn.com/v4/letter/h/ba9def/32.png) [@Hacknik](https://forums.speedlife.net/u/Hacknik)\ **Post date:** [February 13, 2009, 2:47pm UTC](https://forums.speedlife.net/t/insurance-question/121818/2 "2009-02-13T14:47:18Z")
3 things to tell you sir. 1 - Dont EVER tell you insurance broker/company that you have modified your car. 99% of the time it is immidiate cancelation of your policy. The other 1% would be paying an ass load to stay insured. 2 - Dont get into an accident. If you do, your screwed. 3 - If you DO get into an accident, pay whoever it is you hit money so that they dont get your/their insurance company involved. This is the way of a modified car. Remember, technically, most shit on our cars is illegal in some way or form. And in this world, everyone is out to butt fuck you, someway, somehow. Have a nice day 🙂 ---
**Author:** ![jacktherabbit](https://avatars.discourse-cdn.com/v4/letter/j/22d042/32.png) [@jacktherabbit](https://forums.speedlife.net/u/jacktherabbit)\ **Post date:** [February 13, 2009, 3:22pm UTC](https://forums.speedlife.net/t/insurance-question/121818/3 "2009-02-13T15:22:26Z")
A++ Sad but true. dam mto rules ---
**Author:** ![sidewayz240](https://avatars.discourse-cdn.com/v4/letter/s/e99b99/32.png) [@sidewayz240](https://forums.speedlife.net/u/sidewayz240)\ **Post date:** [February 13, 2009, 3:25pm UTC](https://forums.speedlife.net/t/insurance-question/121818/4 "2009-02-13T15:25:30Z")
Dont overthink stuff, just do it. F\*\*k insurance companies. ---
**Author:** ![Hacknik](https://avatars.discourse-cdn.com/v4/letter/h/ba9def/32.png) [@Hacknik](https://forums.speedlife.net/u/Hacknik)\ **Post date:** [February 13, 2009, 4:22pm UTC](https://forums.speedlife.net/t/insurance-question/121818/5 "2009-02-13T16:22:55Z")
Lol, spoken like a true SON o.g. ---
**Author:** ![Wongger](https://avatars.discourse-cdn.com/v4/letter/w/41988e/32.png) [@Wongger](https://forums.speedlife.net/u/Wongger)\ **Post date:** [February 13, 2009, 4:36pm UTC](https://forums.speedlife.net/t/insurance-question/121818/6 "2009-02-13T16:36:13Z")
Haha, Ya. Thats what I thought. THanks for the help 🙂 ---
**Author:** ![i-Drift](https://avatars.discourse-cdn.com/v4/letter/i/cdc98d/32.png) [@i-Drift](https://forums.speedlife.net/u/i-Drift)\ **Post date:** [February 13, 2009, 10:48pm UTC](https://forums.speedlife.net/t/insurance-question/121818/7 "2009-02-13T22:48:36Z")
you dont need to tell the insurance companies anything really. Adding cup holders is Modifying or changing the car, there shouldnt be any difference if you put an intake or headers or different springs. you wont get paid for those parts if your car gets wrecked but the vehicle should still be covered regardless. ---
**Author:** ![touge8](https://avatars.discourse-cdn.com/v4/letter/t/d6d6ee/32.png) [@touge8](https://forums.speedlife.net/u/touge8)\ **Post date:** [February 14, 2009, 12:26am UTC](https://forums.speedlife.net/t/insurance-question/121818/8 "2009-02-14T00:26:35Z")
insurance compnies are legitimate theives IMO. The second you modify your car, theyll buttfuck you…bottom line. ---
**Author:** ![Hacknik](https://avatars.discourse-cdn.com/v4/letter/h/ba9def/32.png) [@Hacknik](https://forums.speedlife.net/u/Hacknik)\ **Post date:** [February 15, 2009, 6:01pm UTC](https://forums.speedlife.net/t/insurance-question/121818/9 "2009-02-15T18:01:33Z")
^ No my good sir, they buttfuck you regardless. As long as your below the age of 25, and drive a 2 door import. Don’t even get me started on bikes. Whoever owns one, and actually pays for insurance is my hero. They must either have loaded pockets, or an extra hole to get fucked in at the end of every month.😃 ---
**Author:** ![CSK-240-R1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/csk-240-r1/32/5698_2.png) [@CSK-240-R1](https://forums.speedlife.net/u/CSK-240-R1)\ **Post date:** [February 15, 2009, 6:33pm UTC](https://forums.speedlife.net/t/insurance-question/121818/10 "2009-02-15T18:33:09Z")
my bike insurance isnt that bad… 2400 per year im under 25 on a liter bike with m2 240’s are almost as bad i think about 1700, about the same as the average priced s13 ---
**Author:** ![91S131](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91s131/32/5732_2.png) [@91S131](https://forums.speedlife.net/u/91S131)\ **Post date:** [February 15, 2009, 8:39pm UTC](https://forums.speedlife.net/t/insurance-question/121818/11 "2009-02-15T20:39:24Z")
my bike insurance isnt that bad… 2400 per year im under 25 on a liter bike with m2 ^^^^^ 240’s are almost as bad i think about 1700, about the same as the average priced s13 what kind of a bike do you ride ? ---
**Author:** ![CSK-240-R1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/csk-240-r1/32/5698_2.png) [@CSK-240-R1](https://forums.speedlife.net/u/CSK-240-R1)\ **Post date:** [February 15, 2009, 8:40pm UTC](https://forums.speedlife.net/t/insurance-question/121818/12 "2009-02-15T20:40:49Z")
yamaha R1 ---
**Author:** ![Wongger](https://avatars.discourse-cdn.com/v4/letter/w/41988e/32.png) [@Wongger](https://forums.speedlife.net/u/Wongger)\ **Post date:** [February 16, 2009, 9:53am UTC](https://forums.speedlife.net/t/insurance-question/121818/13 "2009-02-16T09:53:08Z")
Yah, ive been paying insurance for like 5 months now, its about 190 a month. But my question was about putting upgrades on your car. I was just wondering how bad i will get screwed over if they catch me. lol ---
**Author:** ![Hacknik](https://avatars.discourse-cdn.com/v4/letter/h/ba9def/32.png) [@Hacknik](https://forums.speedlife.net/u/Hacknik)\ **Post date:** [February 16, 2009, 11:53am UTC](https://forums.speedlife.net/t/insurance-question/121818/14 "2009-02-16T11:53:53Z")
^ You’d get screwed hard lol. And CSK-240-R1, i guess your my new hero. I’ve never heard of anyone paying that low for bike insurance. I’ve got buddies that are paying 800+ a month on Honda CBR 125’s, with M2’s. Now that is bullshit. ---
**Author:** ![CSK-240-R1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/csk-240-r1/32/5698_2.png) [@CSK-240-R1](https://forums.speedlife.net/u/CSK-240-R1)\ **Post date:** [February 16, 2009, 3:02pm UTC](https://forums.speedlife.net/t/insurance-question/121818/15 "2009-02-16T15:02:00Z")
pm me if ud like the insurance carrier, they are wicked cheap for bikes