# Insurance Question **URL:** https://forums.speedlife.net/t/insurance-question/201996 **Category:** PittSpeed Off Topic **Created:** [February 24, 2009, 8:17pm UTC](https://forums.speedlife.net/t/insurance-question/201996 "2009-02-24T20:17:41Z") **Posts on this page:** 1 **Showing post:** 13
### Author: ![Jeff95TA](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeff95ta/32/5935_2.png) [@Jeff95TA](https://forums.speedlife.net/u/Jeff95TA) #### Post date: [February 26, 2009, 2:44am UTC](https://forums.speedlife.net/t/insurance-question/201996/13 "2009-02-26T02:44:35Z")
> [@Holy sh!t: Spotted a dodge concept vehicle in cheektowaga. PICS](https://forums.speedlife.net/t/holy-sh-t-spotted-a-dodge-concept-vehicle-in-cheektowaga-pics/39719/5): > > Insurance companies like safe auto are cheap because they have very limited tort. Their claim of state minimum coverage is exactly that. If you were to get into a bad accident with minimum tort and you are at fault you could be fucked. My understanding is that limited tort limits your ability to sue for pain and suffering. If you were in an at-fault accident, how would you be screwed by having limited tort? --- _[View the full topic](https://forums.speedlife.net/t/insurance-question/201996)._