# Insurance question **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [August 5, 2009, 7:55pm UTC](https://forums.speedlife.net/t/insurance-question/71671 "2009-08-05T19:55:03Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![wnyryder\_05](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wnyryder_05/32/5134_2.png) [@wnyryder\_05](https://forums.speedlife.net/u/wnyryder_05)\ **Post date:** [August 5, 2009, 7:55pm UTC](https://forums.speedlife.net/t/insurance-question/71671/1 "2009-08-05T19:55:03Z")
Insurance agency is allstate… My insurance is due every 6 months, if I don’t own the car for the duration of the 6 months, do I still owe for the 6 months or would it get broken down into the months insurance covered the car? ---
**Author:** ![dawn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dawn/32/7209_2.png) [@dawn](https://forums.speedlife.net/u/dawn)\ **Post date:** [August 5, 2009, 9:02pm UTC](https://forums.speedlife.net/t/insurance-question/71671/2 "2009-08-05T21:02:07Z")
It should get broken down into the months the car was insured. I pay monthly. So much better that way. ---
**Author:** ![tpgsr](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tpgsr/32/7374_2.png) [@tpgsr](https://forums.speedlife.net/u/tpgsr)\ **Post date:** [August 5, 2009, 9:05pm UTC](https://forums.speedlife.net/t/insurance-question/71671/3 "2009-08-05T21:05:33Z")
All you can do is cancel and reinstate the insurance. ---
**Author:** ![wnyryder\_05](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/wnyryder_05/32/5134_2.png) [@wnyryder\_05](https://forums.speedlife.net/u/wnyryder_05)\ **Post date:** [August 5, 2009, 9:11pm UTC](https://forums.speedlife.net/t/insurance-question/71671/4 "2009-08-05T21:11:40Z")
So the balance remaining on my 6 months would be carried onto my next policy? ---
**Author:** ![Matt\_Danger](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/matt_danger/32/4981_2.png) [@Matt\_Danger](https://forums.speedlife.net/u/Matt_Danger)\ **Post date:** [August 5, 2009, 11:32pm UTC](https://forums.speedlife.net/t/insurance-question/71671/5 "2009-08-05T23:32:14Z")
Your insurance will send you a refund check of the difference that you didn’t use. ---
**Author:** ![Bull49](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bull49/32/7381_2.png) [@Bull49](https://forums.speedlife.net/u/Bull49)\ **Post date:** [August 6, 2009, 2:07am UTC](https://forums.speedlife.net/t/insurance-question/71671/6 "2009-08-06T02:07:10Z")
> [@Matt Danger](#): > > Your insurance will send you a refund check of the difference that you didn’t use. this. ---
**Author:** ![TradersBASE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tradersbase/32/5321_2.png) [@TradersBASE](https://forums.speedlife.net/u/TradersBASE)\ **Post date:** [August 6, 2009, 5:56am UTC](https://forums.speedlife.net/t/insurance-question/71671/7 "2009-08-06T05:56:34Z")
You’ll get a pro-rated refund. Anytime you pay for a longer term contract and don’t use it all you are owed the difference between what was used and what wasn’t used. It’s called a pro-rated refund. ---
**Author:** ![fourseasonsandles](https://avatars.discourse-cdn.com/v4/letter/f/90ced4/32.png) [@fourseasonsandles](https://forums.speedlife.net/u/fourseasonsandles)\ **Post date:** [August 6, 2009, 7:14am UTC](https://forums.speedlife.net/t/insurance-question/71671/8 "2009-08-06T07:14:35Z")
> [@Matt Danger](#): > > Your insurance will send you a refund check of the difference that you didn’t use. Correct. Basically the insurance company will “pro=rate” your premium. So just cancel the policy if you are selling the vehicle. If you were just taking the vehicle off of the road, you could suspend coverage, but per the OPs post, sounds like it is for sale. ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [August 6, 2009, 7:27am UTC](https://forums.speedlife.net/t/insurance-question/71671/9 "2009-08-06T07:27:53Z")
> [@dawn](#): > > It should get broken down into the months the car was insured. I pay monthly. So much better that way. Ya for the insurance company cuz they jack you with your service charge each month for the payment. ---
**Author:** ![dawn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dawn/32/7209_2.png) [@dawn](https://forums.speedlife.net/u/dawn)\ **Post date:** [August 6, 2009, 8:10am UTC](https://forums.speedlife.net/t/insurance-question/71671/10 "2009-08-06T08:10:40Z")
Eh, I just give my dad $ for my car.