# Insurance questions, (what do you pay) **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [February 26, 2010, 12:47am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737 "2010-02-26T00:47:55Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![snowracer101](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@snowracer101](https://forums.speedlife.net/u/snowracer101)\ **Post date:** [February 26, 2010, 12:47am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/1 "2010-02-26T00:47:55Z")
So, i’m about to make a move on a left over CBR 1000rr, but I’m getting quoted at about $1100 a year just for comprehensive w/ $1k deductible. It’s only $250 for liability, but I live too close to mexico to go with out. What type of insurance do you guys have and what do you pay a year? include your bike ---
**Author:** ![Paulo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/paulo/32/7328_2.png) [@Paulo](https://forums.speedlife.net/u/Paulo)\ **Post date:** [February 26, 2010, 12:55am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/2 "2010-02-26T00:55:56Z")
I paid $109 for the year on the '03 600rr. That was just liability, though. ---
**Author:** ![snowracer101](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@snowracer101](https://forums.speedlife.net/u/snowracer101)\ **Post date:** [February 26, 2010, 1:07am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/3 "2010-02-26T01:07:47Z")
ugh, I’m so scared because I don’t have a garage down here, and I live on the border of Mexico…ugh ---
**Author:** ![Shrives](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shrives/32/7250_2.png) [@Shrives](https://forums.speedlife.net/u/Shrives)\ **Post date:** [February 26, 2010, 1:14am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/4 "2010-02-26T01:14:53Z")
I pay $21.50 a month for full coverage on my 06 636 with progressive ---
**Author:** ![snowracer101](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@snowracer101](https://forums.speedlife.net/u/snowracer101)\ **Post date:** [February 26, 2010, 1:55am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/5 "2010-02-26T01:55:51Z")
> [@Shrives](#): > > I pay $21.50 a month for full coverage on my 06 636 with progressive wtf, i got quotes 2500 a yr for full coverage ---
**Author:** ![Paulo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/paulo/32/7328_2.png) [@Paulo](https://forums.speedlife.net/u/Paulo)\ **Post date:** [February 26, 2010, 1:57am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/6 "2010-02-26T01:57:58Z")
> [@sedlmeier101](#): > > wtf, i got quotes 2500 a yr for full coverage You have quite a history… I can understand why. lol ---
**Author:** ![Bull49](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bull49/32/7381_2.png) [@Bull49](https://forums.speedlife.net/u/Bull49)\ **Post date:** [February 26, 2010, 2:08am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/7 "2010-02-26T02:08:24Z")
plus bigger bike and likely higher risk living area. i think i remember being asked if my bikes would be garaged when i got my insurance, that will affect your rate as well. ---
**Author:** ![snowracer101](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@snowracer101](https://forums.speedlife.net/u/snowracer101)\ **Post date:** [February 26, 2010, 2:08am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/8 "2010-02-26T02:08:47Z")
> [@Paulo](#): > > You have quite a history… I can understand why. lol i dont have much on my license, but I didn’t even put down any violations and thats what they quoted me ---
**Author:** ![frofan](https://avatars.discourse-cdn.com/v4/letter/f/9de053/32.png) [@frofan](https://forums.speedlife.net/u/frofan)\ **Post date:** [February 26, 2010, 2:41am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/9 "2010-02-26T02:41:46Z")
State farm was cheapest for me. Was paying $250 for full coverage on a 600rr. When you turn 25 the insurance goes way down! ---
**Author:** ![ieatpaint](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ieatpaint/32/7311_2.png) [@ieatpaint](https://forums.speedlife.net/u/ieatpaint)\ **Post date:** [February 26, 2010, 3:44am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/10 "2010-02-26T03:44:41Z")
Progressive is cheapest for me. $400/yr for everything except collision. Credit score hurts your premiums too. ---
**Author:** ![goff](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/goff/32/7494_2.png) [@goff](https://forums.speedlife.net/u/goff)\ **Post date:** [February 26, 2010, 3:47am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/11 "2010-02-26T03:47:39Z")
$75 a month for full coverage. '08 600rr with Progressive. ---
**Author:** ![97FormulaWS-6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/97formulaws-6/32/7384_2.png) [@97FormulaWS-6](https://forums.speedlife.net/u/97FormulaWS-6)\ **Post date:** [February 26, 2010, 5:30am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/12 "2010-02-26T05:30:48Z")
How long have you been riding? What’s your age? How’s your Driving record? How’s your Credit? How’s the neighborhood you live in? All these influence your rate. ---
**Author:** ![livin4hockey](https://avatars.discourse-cdn.com/v4/letter/l/d2c977/32.png) [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)\ **Post date:** [February 26, 2010, 5:40am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/13 "2010-02-26T05:40:50Z")
> [@Shrives](#): > > I pay $21.50 a month for full coverage on my 06 636 with progressive > [@goff](#): > > $75 a month for full coverage. '08 600rr with Progressive. > [@ieatpaint315](#): > > Progressive is cheapest for me. $400/yr for everything except collision. Credit score hurts your premiums too. Interesting range of quotes here from Progressive. I was quoted a couple months back at roughly $600/year for full coverage on my '05 636. I’m stuck on the fence as to whether or not to put collision on it. I don’t want to go way OT in this thread about it, but what do most people use for their limits/deductibles on liability, comp, collision, ect? ---
**Author:** ![Tim](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tim/32/5211_2.png) [@Tim](https://forums.speedlife.net/u/Tim)\ **Post date:** [February 26, 2010, 6:10am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/14 "2010-02-26T06:10:49Z")
$40/month for full coverage through progressive ---
**Author:** ![mike125k](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mike125k/32/7282_2.png) [@mike125k](https://forums.speedlife.net/u/mike125k)\ **Post date:** [February 26, 2010, 6:19am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/15 "2010-02-26T06:19:03Z")
Progressive Full coverage $500 deductible collision & comp $250k/$500k liability 1000cc bike $350 a year I pay ---
**Author:** ![Geoff](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/geoff/32/6104_2.png) [@Geoff](https://forums.speedlife.net/u/Geoff)\ **Post date:** [February 26, 2010, 6:40am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/16 "2010-02-26T06:40:20Z")
2008 1000RR Progressive: 500 deductible full coverage = 434/year 500 deductible liability and comp = 181/year Homeowner with 0 accidents, 0 tickets, and the MSF. ---
**Author:** ![ieatpaint](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ieatpaint/32/7311_2.png) [@ieatpaint](https://forums.speedlife.net/u/ieatpaint)\ **Post date:** [February 26, 2010, 6:57am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/17 "2010-02-26T06:57:54Z")
I turn 25 this year so I can’t wait for my insurance to drop lol. I do have to call to get the homeowner discount… ---
**Author:** ![Gl1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gl1/32/5471_2.png) [@Gl1](https://forums.speedlife.net/u/Gl1)\ **Post date:** [February 26, 2010, 7:01am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/18 "2010-02-26T07:01:30Z")
$1400 a year just for liability with progressive. I have two tickets from an accident. ---
**Author:** ![ubengineering](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ubengineering/32/5171_2.png) [@ubengineering](https://forums.speedlife.net/u/ubengineering)\ **Post date:** [February 26, 2010, 7:05am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/19 "2010-02-26T07:05:00Z")
707 basic w/theft allstate 02 gix 1000, no tickets, 700 SC ---
**Author:** ![Motocrossx23](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/motocrossx23/32/5120_2.png) [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)\ **Post date:** [February 26, 2010, 8:00am UTC](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737/20 "2010-02-26T08:00:15Z")
$142.00 a year for comp 04 636, msf course and multi-vehicle discount tho [Next page](https://forums.speedlife.net/t/insurance-questions-what-do-you-pay/79737.md?page=2)