# Insurance Reduction at 25 **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [April 10, 2006, 9:32am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551 "2006-04-10T09:32:29Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![JaysGreenLX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jaysgreenlx/32/7321_2.png) [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)\ **Post date:** [April 10, 2006, 9:32am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/1 "2006-04-10T09:32:29Z")
I turned 25 a few months ago and it has often been told to me that upon doing so, your insurance goes down. I just checked my policy online and Progressive is planning on charging me about 5 bucks less for 6 months. Thats not the kind of reduction I was expecting. Do you have to call and tell them, “Hey I’m 25, shouldn’t my policy cost less now?” How much of a reduction did you over 25 guys see? ---
**Author:** ![j\_espo1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/j_espo1/32/7291_2.png) [@j\_espo1](https://forums.speedlife.net/u/j_espo1)\ **Post date:** [April 10, 2006, 9:35am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/2 "2006-04-10T09:35:56Z")
i was waiting for the big decrease too, but then 9/11happened and my rate actually increased. :mad: ---
**Author:** ![Xrunner](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xrunner/32/7390_2.png) [@Xrunner](https://forums.speedlife.net/u/Xrunner)\ **Post date:** [April 10, 2006, 9:38am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/3 "2006-04-10T09:38:43Z")
Statefarm called me this month to tell me my insurance would drop next month when i turn 25… i will let you know how much I save… ---
**Author:** ![Fetter](https://avatars.discourse-cdn.com/v4/letter/f/c2a13f/32.png) [@Fetter](https://forums.speedlife.net/u/Fetter)\ **Post date:** [April 10, 2006, 9:49am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/4 "2006-04-10T09:49:29Z")
I was told that it’s the big one. I’m not 25 until 1/4/08… but I’ll let you know! 🙂 ---
**Author:** ![Deuce](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deuce/32/7614_2.png) [@Deuce](https://forums.speedlife.net/u/Deuce)\ **Post date:** [April 10, 2006, 9:52am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/5 "2006-04-10T09:52:50Z")
a little OT, but what type of insurance drop do you see when you get married? ---
**Author:** ![Ninja](https://avatars.discourse-cdn.com/v4/letter/n/53a042/32.png) [@Ninja](https://forums.speedlife.net/u/Ninja)\ **Post date:** [April 10, 2006, 9:53am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/6 "2006-04-10T09:53:50Z")
i was told from state farm, mine plans to drop 20-30dollars a month. ---
**Author:** ![chickenball\_z](https://avatars.discourse-cdn.com/v4/letter/c/9f8e36/32.png) [@chickenball\_z](https://forums.speedlife.net/u/chickenball_z)\ **Post date:** [April 10, 2006, 10:01am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/7 "2006-04-10T10:01:45Z")
it’ll be relative to the original cost… so would ppl mind posting that up too? I’m hoping for a 20% decrease… but that won’t be for half a year ---
**Author:** ![GoldRanger](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/goldranger/32/7304_2.png) [@GoldRanger](https://forums.speedlife.net/u/GoldRanger)\ **Post date:** [April 10, 2006, 10:31am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/8 "2006-04-10T10:31:22Z")
mine went from like $920 to like $840 when i hit 25 now (renewed in Nov, first post 25), my renew policy (may 06) is $100 less than it was in Nov 🙂 switch to Geico, shit is fanfuckingtastic ---
**Author:** ![blk300tt](https://avatars.discourse-cdn.com/v4/letter/b/7ab992/32.png) [@blk300tt](https://forums.speedlife.net/u/blk300tt)\ **Post date:** [April 10, 2006, 10:32am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/9 "2006-04-10T10:32:24Z")
i turned 25 in jan. and when my policy renewed in march it dropped about $30 a month. i was surprised but pumped. also some points came off so im sure that helped ---
**Author:** ![Bonger](https://avatars.discourse-cdn.com/v4/letter/b/d9b06d/32.png) [@Bonger](https://forums.speedlife.net/u/Bonger)\ **Post date:** [April 10, 2006, 10:34am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/10 "2006-04-10T10:34:19Z")
My insurance premium drops 5% each time I renew a 6 month policy. ---
**Author:** ![87FOXGT](https://avatars.discourse-cdn.com/v4/letter/8/ecd19e/32.png) [@87FOXGT](https://forums.speedlife.net/u/87FOXGT)\ **Post date:** [April 10, 2006, 10:34am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/11 "2006-04-10T10:34:54Z")
my shit dropped like 300 a year between the icy hot prizm and the cobra :tup: ---
**Author:** ![JaysGreenLX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jaysgreenlx/32/7321_2.png) [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)\ **Post date:** [April 10, 2006, 10:54am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/12 "2006-04-10T10:54:02Z")
> [@Deuce](#): > > a little OT, but what type of insurance drop do you see when you get married? Also a good question since I am getting married next month. ---
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [April 10, 2006, 11:02am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/13 "2006-04-10T11:02:56Z")
i thought there was a decent drop at 21? thats what ive been hearing and looking forward to. so far though ive had a clean record since i got my liscnece, and my policy goes down about $60/yr each year, then last yeah i did the defensive driving course and got a further %10 off. now im trying for a 3.0GPa to get another %20 off. GL to me on that one ---
**Author:** ![Onyx\_Z32](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/onyx_z32/32/7581_2.png) [@Onyx\_Z32](https://forums.speedlife.net/u/Onyx_Z32)\ **Post date:** [April 10, 2006, 11:09am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/14 "2006-04-10T11:09:07Z")
My drop was quite good - From like $1500 / yr to like $1100 / yr for the Z. I’ve got State Farm. EDIT: Just checked my policy, I’m an idiot - I pay $900 / yr now for the Z 🙂 ---
**Author:** ![Fetter](https://avatars.discourse-cdn.com/v4/letter/f/c2a13f/32.png) [@Fetter](https://forums.speedlife.net/u/Fetter)\ **Post date:** [April 10, 2006, 11:14am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/15 "2006-04-10T11:14:09Z")
State Farm is good… there were little drops at 21 and 23… 25 should be good. I’m at about $625 every six months for the Jeep. It went down after ditching the Kia… didn’t think it would. ---
**Author:** ![Dr.Stevil](https://avatars.discourse-cdn.com/v4/letter/d/da6949/32.png) [@Dr.Stevil](https://forums.speedlife.net/u/Dr.Stevil)\ **Post date:** [April 10, 2006, 11:26am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/16 "2006-04-10T11:26:56Z")
I’m with state farm and my policy is going down around 800 yr I believe when I turn 25 this year ---
**Author:** ![MrFliGSR](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mrfligsr/32/3069_2.png) [@MrFliGSR](https://forums.speedlife.net/u/MrFliGSR)\ **Post date:** [April 10, 2006, 11:38am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/17 "2006-04-10T11:38:01Z")
Mine dropped $50 bux a month. ---
**Author:** ![JaysGreenLX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jaysgreenlx/32/7321_2.png) [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)\ **Post date:** [April 10, 2006, 11:48am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/18 "2006-04-10T11:48:36Z")
So it certainly sounds like my discount hasn’t been applied. I’ll have to call Progressive and inform them of the fact that I am 25 now. ---
**Author:** ![87FOXGT](https://avatars.discourse-cdn.com/v4/letter/8/ecd19e/32.png) [@87FOXGT](https://forums.speedlife.net/u/87FOXGT)\ **Post date:** [April 10, 2006, 11:50am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/19 "2006-04-10T11:50:16Z")
Yeah Jay, do it up, I beleive its something they have to do and wont just happen automatically! ---
**Author:** ![Dr.Stevil](https://avatars.discourse-cdn.com/v4/letter/d/da6949/32.png) [@Dr.Stevil](https://forums.speedlife.net/u/Dr.Stevil)\ **Post date:** [April 10, 2006, 11:57am UTC](https://forums.speedlife.net/t/insurance-reduction-at-25/10551/20 "2006-04-10T11:57:42Z")
on the plus side of things, you’ll probably get a free month of insurance, or atleast discounted for a few months 🙂 [Next page](https://forums.speedlife.net/t/insurance-reduction-at-25/10551.md?page=2)