# Insurance Suggestions **URL:** \ **Category:** PittSpeed Off Topic\ **Created:** [October 17, 2006, 6:29am UTC](https://forums.speedlife.net/t/insurance-suggestions/185646 "2006-10-17T06:29:49Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![xlogic](https://avatars.discourse-cdn.com/v4/letter/x/59ef9b/32.png) [@xlogic](https://forums.speedlife.net/u/xlogic)\ **Post date:** [October 17, 2006, 6:29am UTC](https://forums.speedlife.net/t/insurance-suggestions/185646/1 "2006-10-17T06:29:49Z")
Ok back when i got let go from Best Lie(Best Buy) i fell behind on a few bills. Now that i have a new job i have to play catch up with my insurance and i think i may be one car note behind. My questions are…I’m 18…insurance isn’t going to be cheap for me and i need to find out what i need and who to get it from. When i had state farm i was paying 236 a month full coverage. I have to have full cvg because of my car being finanaced and i had a deductable do i’m pretty sure i need comp & collsn. I have called places like progressive and metlife and gotten quotes ranging from 498 to 731 a month…yea i can’t handle that type of insurance payments. I know i have like 474 past due with state farm so should i pay that off and get re-instated or should i go to a new company(who has lower rates???)??? Anyone here know what i should be doing? ---
**Author:** ![JackdUp](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jackdup/32/6015_2.png) [@JackdUp](https://forums.speedlife.net/u/JackdUp)\ **Post date:** [October 17, 2006, 6:40am UTC](https://forums.speedlife.net/t/insurance-suggestions/185646/2 "2006-10-17T06:40:16Z")
Can you pay off the car? That goes a long way toward being able to reduce rates on insurance. (I gather from the discussion that this is not possible at this time). ---
**Author:** ![xlogic](https://avatars.discourse-cdn.com/v4/letter/x/59ef9b/32.png) [@xlogic](https://forums.speedlife.net/u/xlogic)\ **Post date:** [October 17, 2006, 7:05am UTC](https://forums.speedlife.net/t/insurance-suggestions/185646/3 "2006-10-17T07:05:47Z")
ran into a problem…they(state farm) are saying that since i had a claim and a coverage lapse that they won’t reinstate…yea that f-ing blows…now i really need insurance because my job requires me to drive daily to and from specified places… ---
**Author:** ![77rednecktruck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/77rednecktruck/32/5966_2.png) [@77rednecktruck](https://forums.speedlife.net/u/77rednecktruck)\ **Post date:** [October 17, 2006, 7:13am UTC](https://forums.speedlife.net/t/insurance-suggestions/185646/4 "2006-10-17T07:13:48Z")
safe auto insurance? they keep you legal for less. 😃 go back on your parents insurance? ---
**Author:** ![JackdUp](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jackdup/32/6015_2.png) [@JackdUp](https://forums.speedlife.net/u/JackdUp)\ **Post date:** [October 17, 2006, 7:14am UTC](https://forums.speedlife.net/t/insurance-suggestions/185646/5 "2006-10-17T07:14:57Z")
> [@CHODA Project for 2007 - FINAL UPDATE - IM DONE - TONS OF PIX](https://forums.speedlife.net/t/choda-project-for-2007-final-update-im-done-tons-of-pix/25083/34): > > …yea that f-ing blows… :down: Did you try talking to Erie yet? ---
**Author:** ![xlogic](https://avatars.discourse-cdn.com/v4/letter/x/59ef9b/32.png) [@xlogic](https://forums.speedlife.net/u/xlogic)\ **Post date:** [October 17, 2006, 7:16am UTC](https://forums.speedlife.net/t/insurance-suggestions/185646/6 "2006-10-17T07:16:40Z")
i was never on my parents insurance lol. And my mom is also insured with state farm…think they would want me to pay the 474 before i could get put on her policy…safe auto i’ll check thme out and see what they are talking about…only if i had another car…a beater that i could get liability on ---
**Author:** ![mustang03gt](https://avatars.discourse-cdn.com/v4/letter/m/35a633/32.png) [@mustang03gt](https://forums.speedlife.net/u/mustang03gt)\ **Post date:** [October 17, 2006, 11:58am UTC](https://forums.speedlife.net/t/insurance-suggestions/185646/7 "2006-10-17T11:58:27Z")
Erie was always the least when I was comparing quotes, until they raped me on having a V8…a few hundred extra a year bc of its curb ratio weight, eh something to that effect. I quoted for progressive, and my yearly rate at erie was what they were going to charge me for 6 months. Good luck! ---
**Author:** ![xlogic](https://avatars.discourse-cdn.com/v4/letter/x/59ef9b/32.png) [@xlogic](https://forums.speedlife.net/u/xlogic)\ **Post date:** [October 17, 2006, 1:51pm UTC](https://forums.speedlife.net/t/insurance-suggestions/185646/8 "2006-10-17T13:51:43Z")
Failed to mention…my car has 4200 in damages…crackhead with no insurance hit me…so yea it has to be fixed IF i keep it which brings me to my next solution…should i just get rid of the damn car save up two paychecks and dump it on a mullet or something like that so that i can get liability until i fix it up and get full coverage??