# insurance...wow...im screwed. **URL:** \ **Category:** SON240sx Off Topic\ **Created:** [December 27, 2005, 9:42am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417 "2005-12-27T09:42:51Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![spilner](https://avatars.discourse-cdn.com/v4/letter/s/f17d59/32.png) [@spilner](https://forums.speedlife.net/u/spilner)\ **Post date:** [December 27, 2005, 9:42am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/1 "2005-12-27T09:42:51Z")
Well now that insurance knows of my dad’s passing away, they’ve fucked me over. We used to have my 240 in my moms name with him as the second driver and me as the third, that was pretty cheap. Now that there are now only two drivers in the house Im forced to find insurance myself. The cheapest quote I’ve had is $587 a month which is out of the question. So it’s either I fake an address out in the boonies… I drive with fake insurance… or I sell my 240 and get something older I really love my car and I dont want to sell it. Help. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [December 27, 2005, 9:48am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/2 "2005-12-27T09:48:53Z")
I hear the boonies method works pretty good ---
**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\ **Post date:** [December 27, 2005, 9:52am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/3 "2005-12-27T09:52:50Z")
montreal bitch… or just drive without insurance. it will be cheaper after 8 months even with the fine, if you get one. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [December 27, 2005, 10:00am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/4 "2005-12-27T10:00:41Z")
Do not drive with out insurance, what happens if there was a accident and then someone wanted to sue, a little more then what 8 months of insurance will cost you. Why is your quote so high?? It will be harder to get insurance in montreal, they want more then just an adddress, hell i would insure my car with my cottege address if it was that easy. Just DO NOT drive with out it. ---
**Author:** ![dip](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dip/32/5479_2.png) [@dip](https://forums.speedlife.net/u/dip)\ **Post date:** [December 27, 2005, 10:02am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/5 "2005-12-27T10:02:59Z")
> [@bing](#): > > montreal bitch… > > or just drive without insurance. it will be cheaper after 8 months even with the fine, if you get one. ok but after you get the fine and only the high risk insurance company will insure you for 12k a year, it wont be cheaper anymore ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [December 27, 2005, 10:06am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/6 "2005-12-27T10:06:37Z")
High FIVE Derek ---
**Author:** ![spd-dmn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/spd-dmn/32/5513_2.png) [@spd-dmn](https://forums.speedlife.net/u/spd-dmn)\ **Post date:** [December 27, 2005, 10:38am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/7 "2005-12-27T10:38:10Z")
what is your driving history like? ---
**Author:** ![slipperysilvia](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/slipperysilvia/32/5485_2.png) [@slipperysilvia](https://forums.speedlife.net/u/slipperysilvia)\ **Post date:** [December 27, 2005, 11:00am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/8 "2005-12-27T11:00:25Z")
marry a milf and put it under her name, just make sure u deal with the prenupt. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [December 27, 2005, 11:20am UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/9 "2005-12-27T11:20:06Z")
High Fine Varun Go too Club 54 in burlington during the week and you will find them ---
**Author:** ![GT1](https://avatars.discourse-cdn.com/v4/letter/g/b5e925/32.png) [@GT1](https://forums.speedlife.net/u/GT1)\ **Post date:** [December 27, 2005, 12:02pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/10 "2005-12-27T12:02:54Z")
search around im sure itll be cheaper somehwere else. i had to hunt too. GT ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [December 27, 2005, 12:05pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/11 "2005-12-27T12:05:53Z")
you can alwaus try [www.insurancehotline.com](http://www.insurancehotline.com) and see what kind of quote you get, it checks 30 different companys ---
**Author:** ![KoukiS14](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/koukis14/32/5522_2.png) [@KoukiS14](https://forums.speedlife.net/u/KoukiS14)\ **Post date:** [December 27, 2005, 12:09pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/12 "2005-12-27T12:09:49Z")
Tyler, I would HIGHLY suggest you bite the bullet and pay whatever its going to cost you. I know it sucks but my cousin got into an accident and was using a fake address. After some investigation, insurance did not pay out his claim and he is being sued for over 100,000 large. On top of that his car was modified so he got no sympathy from the insurance at all. This is still being drawn out in court and its been over a year since the accident. He says its the worst experience hes had in his life. You can take your chances, as alot of people do but is it really worth the 3-4K per year when sh1t like that happens. PS - I hate insurance companies with a passion, if there was a sure way to scam them Id be the first to do it. ---
**Author:** ![spilner](https://avatars.discourse-cdn.com/v4/letter/s/f17d59/32.png) [@spilner](https://forums.speedlife.net/u/spilner)\ **Post date:** [December 27, 2005, 12:36pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/13 "2005-12-27T12:36:18Z")
where are u guys insured??? im 20, no accidents, no tickets (on record lol) ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [December 27, 2005, 12:38pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/14 "2005-12-27T12:38:46Z")
I am part of ING Halifax Benson Insurance but go two that site, if you like the quote it gives you, they can send you the name of the company and then will also send the broker the quote so they will honor it ---
**Author:** ![spilner](https://avatars.discourse-cdn.com/v4/letter/s/f17d59/32.png) [@spilner](https://forums.speedlife.net/u/spilner)\ **Post date:** [December 27, 2005, 12:50pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/15 "2005-12-27T12:50:10Z")
> [@Benson240sx](#): > > I am part of ING Halifax > Benson Insurance > > but go two that site, if you like the quote it gives you, they can send you the name of the company and then will also send the broker the quote so they will honor it i went to it, lowest quote was $587 ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [December 27, 2005, 12:58pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/16 "2005-12-27T12:58:23Z")
Eeeeeeeeeeeeeeee I am out of Ideas. how recent are you tickets??? ---
**Author:** ![spilner](https://avatars.discourse-cdn.com/v4/letter/s/f17d59/32.png) [@spilner](https://forums.speedlife.net/u/spilner)\ **Post date:** [December 27, 2005, 1:18pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/17 "2005-12-27T13:18:27Z")
I have zero tickets on my record. I got 8 this summer that are all pending trial. These terrible rates dont even incorporate these tickets, I can only imagine what would happen if I didnt get them thrown out. With my luck I’ll be fine tho lol still, I need to find a cheap insurance company asap. ---
**Author:** ![Theo23](https://avatars.discourse-cdn.com/v4/letter/t/43a26b/32.png) [@Theo23](https://forums.speedlife.net/u/Theo23)\ **Post date:** [December 27, 2005, 1:52pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/18 "2005-12-27T13:52:20Z")
8 Tickets? Holy crap dude. Well, I am with State Farm and they are great but I have a pretty good multiple car discount. They are good for customer service if that matters in your case. Good luck man, I hope you can find something reasonable (that is a realative term when speaking of insurance). I would hate to see yo have to sell that Kouki… but if you have to… PART IT OUT!!! Sorry man, I couldn’t resist. I am kidding though… ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [December 27, 2005, 1:59pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/19 "2005-12-27T13:59:45Z")
Then what is making your rates soo hi if there are no tickets?? ---
**Author:** ![spilner](https://avatars.discourse-cdn.com/v4/letter/s/f17d59/32.png) [@spilner](https://forums.speedlife.net/u/spilner)\ **Post date:** [December 27, 2005, 2:13pm UTC](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417/20 "2005-12-27T14:13:12Z")
> [@Benson240sx](#): > > Then what is making your rates soo hi if there are no tickets?? the whole “who’s gonna stop us from doing it” thing that insurance companies tend to do to people. they are just dicks, thats the only reason. Im “supposed” to be a high risk driver. they want people my age to drive better, give them low rates so they’ll have to be super cautious. theo has dibbs on my car btw 😉 [Next page](https://forums.speedlife.net/t/insurance-wow-im-screwed/91417.md?page=2)