# insurance **URL:** \ **Category:** PittSpeed Automotive\ **Created:** [December 28, 2005, 11:50am UTC](https://forums.speedlife.net/t/insurance/179112 "2005-12-28T11:50:37Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![2toneishot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/2toneishot/32/6010_2.png) [@2toneishot](https://forums.speedlife.net/u/2toneishot)\ **Post date:** [December 28, 2005, 11:50am UTC](https://forums.speedlife.net/t/insurance/179112/1 "2005-12-28T11:50:37Z")
im tryin to get a bike for this summer, but I need to find somewhere to get cheaper insurance. So far ive called progressive (who I have my car insurance through) and they want 2457/yr. for a 2003 kawasaki 636. Anyone know a good insurance company/ have good experience with a company. ---
**Author:** ![cleanquick306](https://avatars.discourse-cdn.com/v4/letter/c/48db29/32.png) [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)\ **Post date:** [December 28, 2005, 11:54am UTC](https://forums.speedlife.net/t/insurance/179112/2 "2005-12-28T11:54:12Z")
i pay around 650 a year through state farm for full coverage for a 2004 zx6r (636) just change ur car to be through them and they hook u up on bikes if i didnt have my car through them it would be double that so still better than u found edit: 750 a year ---
**Author:** ![cleanquick306](https://avatars.discourse-cdn.com/v4/letter/c/48db29/32.png) [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)\ **Post date:** [December 28, 2005, 11:55am UTC](https://forums.speedlife.net/t/insurance/179112/3 "2005-12-28T11:55:04Z")
also i pay aboput the same for my car, but thats not for full coverage ---
**Author:** ![2toneishot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/2toneishot/32/6010_2.png) [@2toneishot](https://forums.speedlife.net/u/2toneishot)\ **Post date:** [December 28, 2005, 11:57am UTC](https://forums.speedlife.net/t/insurance/179112/4 "2005-12-28T11:57:42Z")
my car runs me 1334 / yr but its not for full coverage either. i might have to look into state farm, cause i wanna buy this bike but im not if i have to pay that much / yr in insurance. ---
**Author:** ![cleanquick306](https://avatars.discourse-cdn.com/v4/letter/c/48db29/32.png) [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)\ **Post date:** [December 28, 2005, 12:03pm UTC](https://forums.speedlife.net/t/insurance/179112/5 "2005-12-28T12:03:36Z")
just looked at a bill…124 a month for both vehicles (the car is a 1990 mustang if that helps give u an idea of the car pricing) ---
**Author:** ![LaurenCBR](https://avatars.discourse-cdn.com/v4/letter/l/f19dbf/32.png) [@LaurenCBR](https://forums.speedlife.net/u/LaurenCBR)\ **Post date:** [December 28, 2005, 12:32pm UTC](https://forums.speedlife.net/t/insurance/179112/6 "2005-12-28T12:32:10Z")
> [@cleanquick306](#): > > i pay around 650 a year through state farm for full coverage for a 2004 zx6r (636) > > just change ur car to be through them and they hook u up on bikes > > if i didnt have my car through them it would be double that so still better than u found > > edit: 750 a year This is the best option. The other is to get one of your parents to be the primary driver on your insurance to lower the premium but I dont think anything could help you with your driving record, 2tone. Say hello to liability only dear. ---
**Author:** ![ZEX350Z](https://avatars.discourse-cdn.com/v4/letter/z/87869e/32.png) [@ZEX350Z](https://forums.speedlife.net/u/ZEX350Z)\ **Post date:** [December 28, 2005, 12:35pm UTC](https://forums.speedlife.net/t/insurance/179112/7 "2005-12-28T12:35:26Z")
i ha geiko bike insurance on a zx6…was hell cheap ---
**Author:** ![2toneishot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/2toneishot/32/6010_2.png) [@2toneishot](https://forums.speedlife.net/u/2toneishot)\ **Post date:** [December 28, 2005, 12:39pm UTC](https://forums.speedlife.net/t/insurance/179112/8 "2005-12-28T12:39:29Z")
> [@LaurenCBR](#): > > This is the best option. The other is to get one of your parents to be the primary driver on your insurance to lower the premium but I dont think anything could help you with your driving record, 2tone. Say hello to liability only dear. well id be down for that but parents arent a fan of teh bike in the first place so theres not a chance in hell theyre gonna do anything to better the situation, and 2 i was kicked off my parents insurance when i rolled my 2nd car :embarassd and since in gonna be financing the bike i cant do liabiltiy, im assuming. and 3. way to post finally lauren =) im honored its in my thread as your first one. ---
**Author:** ![rmrider897](https://avatars.discourse-cdn.com/v4/letter/r/aeb1de/32.png) [@rmrider897](https://forums.speedlife.net/u/rmrider897)\ **Post date:** [December 28, 2005, 12:42pm UTC](https://forums.speedlife.net/t/insurance/179112/9 "2005-12-28T12:42:11Z")
> [@2toneishot](#): > > well id be down for that but parents arent a fan of teh bike in the first place so theres not a chance in hell theyre gonna do anything to better the situation, and 2 i was kicked off my parents insurance when i rolled my 2nd car :embarassd and since in gonna be financing the bike i cant do liabiltiy, im assuming. and 3. way to post finally lauren =) im honored its in my thread as your first one. I got progressive its for liability only. Its cheap. But i heard state farm is decent on full coverage with bikes. 1. way to post finally lauren =) ---
**Author:** ![LaurenCBR](https://avatars.discourse-cdn.com/v4/letter/l/f19dbf/32.png) [@LaurenCBR](https://forums.speedlife.net/u/LaurenCBR)\ **Post date:** [December 28, 2005, 12:42pm UTC](https://forums.speedlife.net/t/insurance/179112/10 "2005-12-28T12:42:29Z")
> [@2toneishot](#): > > well id be down for that but parents arent a fan of teh bike in the first place so theres not a chance in hell theyre gonna do anything to better the situation, and 2 i was kicked off my parents insurance when i rolled my 2nd car :embarassd and since in gonna be financing the bike i cant do liabiltiy, im assuming. not unless you take out a personal loan to finance it but then youre gonna get killed on the interest rates. In your case you either have to man up and pay the insurance or save up and pay cash for your bike. no money + bad driving record= no bike ---
**Author:** ![ZEX350Z](https://avatars.discourse-cdn.com/v4/letter/z/87869e/32.png) [@ZEX350Z](https://forums.speedlife.net/u/ZEX350Z)\ **Post date:** [December 28, 2005, 12:42pm UTC](https://forums.speedlife.net/t/insurance/179112/11 "2005-12-28T12:42:49Z")
kawasaki has a credit program where they give you a credit card instead of financing you through a bank so you don’t have to have full coverage… ---
**Author:** ![Jeff95TA](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeff95ta/32/5935_2.png) [@Jeff95TA](https://forums.speedlife.net/u/Jeff95TA)\ **Post date:** [December 28, 2005, 12:43pm UTC](https://forums.speedlife.net/t/insurance/179112/12 "2005-12-28T12:43:28Z")
I had Geico for my CBR. ---
**Author:** ![LaurenCBR](https://avatars.discourse-cdn.com/v4/letter/l/f19dbf/32.png) [@LaurenCBR](https://forums.speedlife.net/u/LaurenCBR)\ **Post date:** [December 28, 2005, 12:44pm UTC](https://forums.speedlife.net/t/insurance/179112/13 "2005-12-28T12:44:00Z")
> [@rmrider897](#): > > I got progressive its for liability only. Its cheap. But i heard state farm is decent on full coverage with bikes. > > 1. way to post finally lauren =) i try 😃 ---
**Author:** ![fshowcars](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fshowcars/32/5937_2.png) [@fshowcars](https://forums.speedlife.net/u/fshowcars)\ **Post date:** [December 28, 2005, 12:49pm UTC](https://forums.speedlife.net/t/insurance/179112/14 "2005-12-28T12:49:01Z")
you’ve rolled 2 cars and now want a bike… think about it. 🙂 ---
**Author:** ![2toneishot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/2toneishot/32/6010_2.png) [@2toneishot](https://forums.speedlife.net/u/2toneishot)\ **Post date:** [December 28, 2005, 12:50pm UTC](https://forums.speedlife.net/t/insurance/179112/15 "2005-12-28T12:50:10Z")
> [@LaurenCBR](#): > > not unless you take out a personal loan to finance it but then youre gonna get killed on the interest rates. In your case you either have to man up and pay the insurance or save up and pay cash for your bike. no money + bad driving record= no bike theyre not that bad…i have one out on my car at 5.5 % the only problem is theyre not fixed so i could wake up tomrorow and it could be at 30billion % for all i know. but it doesnt usually fluxuate(sp) that much ---
**Author:** ![2toneishot](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/2toneishot/32/6010_2.png) [@2toneishot](https://forums.speedlife.net/u/2toneishot)\ **Post date:** [December 28, 2005, 12:53pm UTC](https://forums.speedlife.net/t/insurance/179112/16 "2005-12-28T12:53:42Z")
> [@fshowcars](#): > > you’ve rolled 2 cars and now want a bike… think about it. > > 🙂 lol no ive rolled 1 car it was my second car… sorry shoulda been more specific with that one. either way its a bad thing. ---
**Author:** ![cleanquick306](https://avatars.discourse-cdn.com/v4/letter/c/48db29/32.png) [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)\ **Post date:** [December 28, 2005, 12:53pm UTC](https://forums.speedlife.net/t/insurance/179112/17 "2005-12-28T12:53:47Z")
> [@ZEXaccord](#): > > kawasaki has a credit program where they give you a credit card instead of financing you through a bank so you don’t have to have full coverage… for 60 bucks a month its worth just to have the full coverage… anyone who is looking at these quotes but has a larger engine bike, fyi: state farm does their bikes based 100% on engine size and doesnt look at the style of the bike as well (my buddy was going to be paying over twice as much for an 02 suzuki intruder 1400)\<–which is a “cruiser” not a sport bike ---
**Author:** ![LaurenCBR](https://avatars.discourse-cdn.com/v4/letter/l/f19dbf/32.png) [@LaurenCBR](https://forums.speedlife.net/u/LaurenCBR)\ **Post date:** [December 28, 2005, 1:04pm UTC](https://forums.speedlife.net/t/insurance/179112/18 "2005-12-28T13:04:12Z")
> [@cleanquick306](#): > > for 60 bucks a month its worth just to have the full coverage… > > anyone who is looking at these quotes but has a larger engine bike, fyi: > state farm does their bikes based 100% on engine size and doesnt look at the style of the bike as well (my buddy was going to be paying over twice as much for an 02 suzuki intruder 1400)\<–which is a “cruiser” not a sport bike This is true but i know for a fact that some companies base it off whether its a sport bike or a cruiser. A girl I was in class with (same age, same driving record, same insurance co. as me) had some honda 600 cruiser and paid almost 600 less than i do. ---
**Author:** ![imported\_SINISTER](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/imported_sinister/32/5970_2.png) [@imported\_SINISTER](https://forums.speedlife.net/u/imported_SINISTER)\ **Post date:** [December 28, 2005, 1:18pm UTC](https://forums.speedlife.net/t/insurance/179112/19 "2005-12-28T13:18:02Z")
yep call b&W insurence in washington everyone i know that has a bike goes through them quoted me at 323 a year for a hayabusa 724-222-4540 ---
**Author:** ![LaurenCBR](https://avatars.discourse-cdn.com/v4/letter/l/f19dbf/32.png) [@LaurenCBR](https://forums.speedlife.net/u/LaurenCBR)\ **Post date:** [December 28, 2005, 1:24pm UTC](https://forums.speedlife.net/t/insurance/179112/20 "2005-12-28T13:24:57Z")
> [@SINISTER](#): > > yep > > call b&W insurence in washington everyone i know that has a bike goes through them > > quoted me at 323 a year for a hayabusa > > 724-222-4540 :eek3: i got quoted for a 954 and it was $3700. guess they dont like 22 year old chicks riding 1000ccs… [Next page](https://forums.speedlife.net/t/insurance/179112.md?page=2)