# Insurance **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [March 7, 2012, 12:36pm UTC](https://forums.speedlife.net/t/insurance/221038 "2012-03-07T12:36:32Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [March 7, 2012, 12:36pm UTC](https://forums.speedlife.net/t/insurance/221038/1 "2012-03-07T12:36:32Z")
I just dealt with State Farm over email today. Bought my first bike on my own and have not taken any classes. I was paying almost $145 a month with Progressive and after shopping around, I just finished my State Farm policy today and the same coverage is now less than $50 a month. Seriously anyone check them out if you are looking to save some money. Did it all over email and was the most simple process. I have no connection with these people and was hesitant since I couldn’t get a quote online but holy crap the savings are huge. Brian Pawlik, State Farm Insurance 7474 Transit Rd, Williamsville, NY 14221 Office: 716-630-6666 Fax: 716-630-0615 [megan.l.spiegelhoff.ry4k@statefarm.com](mailto:megan.l.spiegelhoff.ry4k@statefarm.com) ---
**Author:** ![Paulo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/paulo/32/7328_2.png) [@Paulo](https://forums.speedlife.net/u/Paulo)\ **Post date:** [March 7, 2012, 12:56pm UTC](https://forums.speedlife.net/t/insurance/221038/2 "2012-03-07T12:56:11Z")
Damn, I always thought progressive was the cheapest for bikes. I’ll be doing this. :tup: Thanks for the heads up. ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [March 7, 2012, 1:20pm UTC](https://forums.speedlife.net/t/insurance/221038/3 "2012-03-07T13:20:02Z")
That is what I thought too. I was blown away how cheap it was and I have heard that people who have taken classes and had their license longer are paying 1/2 that. ---
**Author:** ![livin4hockey](https://avatars.discourse-cdn.com/v4/letter/l/d2c977/32.png) [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)\ **Post date:** [March 7, 2012, 1:49pm UTC](https://forums.speedlife.net/t/insurance/221038/4 "2012-03-07T13:49:18Z")
Anyone shopping for insurance, I highly recommend this quick read: [http://www.zifflaw.com/books/motorcycle/](http://www.zifflaw.com/books/motorcycle/) Really opens your eyes to exactly what kind of policy you should be taking out for a motorcycle as well as what corners you could possibly be cutting with some of the “lower” rates. I’m not saying there aren’t some great rates to be had out there, but just do your homework first before just purchasing whatever is cheapest. ---
**Author:** ![Motocrossx23](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/motocrossx23/32/5120_2.png) [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)\ **Post date:** [March 7, 2012, 1:59pm UTC](https://forums.speedlife.net/t/insurance/221038/5 "2012-03-07T13:59:39Z")
Hmm, I’m sending him an email right now… ---
**Author:** ![KuntryQuestTSi](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kuntryquesttsi/32/5010_2.png) [@KuntryQuestTSi](https://forums.speedlife.net/u/KuntryQuestTSi)\ **Post date:** [March 7, 2012, 2:31pm UTC](https://forums.speedlife.net/t/insurance/221038/6 "2012-03-07T14:31:11Z")
I put ins on the CRF last week for $51.18 full coverage. 🤣 ---
**Author:** ![93gspeccivic](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/93gspeccivic/32/5137_2.png) [@93gspeccivic](https://forums.speedlife.net/u/93gspeccivic)\ **Post date:** [March 7, 2012, 3:52pm UTC](https://forums.speedlife.net/t/insurance/221038/7 "2012-03-07T15:52:08Z")
I just emailed them as well, I was paying 150/mo last year though allstate. ---
**Author:** ![XwalkerX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xwalkerx/32/7598_2.png) [@XwalkerX](https://forums.speedlife.net/u/XwalkerX)\ **Post date:** [March 7, 2012, 4:09pm UTC](https://forums.speedlife.net/t/insurance/221038/8 "2012-03-07T16:09:33Z")
i pay 37/mo for full coverage via progressive. ---
**Author:** ![livin4hockey](https://avatars.discourse-cdn.com/v4/letter/l/d2c977/32.png) [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)\ **Post date:** [March 7, 2012, 5:30pm UTC](https://forums.speedlife.net/t/insurance/221038/9 "2012-03-07T17:30:06Z")
FWIW I was paying $35/month a couple years ago through Progressive for full coverage, but in hindsight I think my limits may have been a little lower than I’m comfortable with. ---
**Author:** ![BDR5oh](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bdr5oh/32/7315_2.png) [@BDR5oh](https://forums.speedlife.net/u/BDR5oh)\ **Post date:** [March 7, 2012, 5:37pm UTC](https://forums.speedlife.net/t/insurance/221038/10 "2012-03-07T17:37:16Z")
my warrior is 242 a year full coverage through geico ---
**Author:** ![XwalkerX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/xwalkerx/32/7598_2.png) [@XwalkerX](https://forums.speedlife.net/u/XwalkerX)\ **Post date:** [March 7, 2012, 6:36pm UTC](https://forums.speedlife.net/t/insurance/221038/11 "2012-03-07T18:36:55Z")
> [@livin4hockey](#): > > FWIW I was paying $35/month a couple years ago through Progressive for full coverage, but in hindsight I think my limits may have been a little lower than I’m comfortable with. i carry 100/300/100 on my auto/bike insurance ---
**Author:** ![ubengineering](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ubengineering/32/5171_2.png) [@ubengineering](https://forums.speedlife.net/u/ubengineering)\ **Post date:** [March 7, 2012, 6:44pm UTC](https://forums.speedlife.net/t/insurance/221038/12 "2012-03-07T18:44:45Z")
ill be checking this out ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [March 8, 2012, 6:07am UTC](https://forums.speedlife.net/t/insurance/221038/13 "2012-03-08T06:07:16Z")
I know some people who have been riding for a few years and have taken the MSF course and are paying less than $30 a month with State Farm so hopefully it works out for you people. ---
**Author:** ![KuntryQuestTSi](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kuntryquesttsi/32/5010_2.png) [@KuntryQuestTSi](https://forums.speedlife.net/u/KuntryQuestTSi)\ **Post date:** [March 9, 2012, 5:16am UTC](https://forums.speedlife.net/t/insurance/221038/14 "2012-03-09T05:16:47Z")
> [@KuntryQuestTSi](#): > > I put ins on the CRF last week for $51.18 full coverage. 🤣 I should mention this was for they YEAR ---
**Author:** ![Geoff](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/geoff/32/6104_2.png) [@Geoff](https://forums.speedlife.net/u/Geoff)\ **Post date:** [March 9, 2012, 5:28am UTC](https://forums.speedlife.net/t/insurance/221038/15 "2012-03-09T05:28:20Z")
:tup: Just sent them an email. I’m at $112/year without collision, and it jumps up to $242/year when I add collision for the riding season with Progressive. Let’s see if State Farm can do any better… ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [March 9, 2012, 6:10am UTC](https://forums.speedlife.net/t/insurance/221038/16 "2012-03-09T06:10:36Z")
^^ We gonna have riding lunch dates this summer? ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [March 12, 2012, 2:38pm UTC](https://forums.speedlife.net/t/insurance/221038/17 "2012-03-12T14:38:00Z")
> [@Motocrossx23](#): > > Hmm, I’m sending him an email right now… They must have done good for you. They sent me a card with a Applebee’s certificate in it because people randomly signed up for their policy. ---
**Author:** ![Motocrossx23](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/motocrossx23/32/5120_2.png) [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)\ **Post date:** [March 12, 2012, 2:42pm UTC](https://forums.speedlife.net/t/insurance/221038/18 "2012-03-12T14:42:37Z")
No go, Progressive was still cheaper ☹ ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [March 12, 2012, 8:49pm UTC](https://forums.speedlife.net/t/insurance/221038/19 "2012-03-12T20:49:07Z")
> [@Motocrossx23](#): > > No go, Progressive was still cheaper ☹ Your name was on the card. Dinner date at the Bees? ---
**Author:** ![Motocrossx23](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/motocrossx23/32/5120_2.png) [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)\ **Post date:** [March 12, 2012, 9:24pm UTC](https://forums.speedlife.net/t/insurance/221038/20 "2012-03-12T21:24:23Z")
I’m always game for that, regardless of insurance lol.