# insurance!!!!!!!!!! **URL:** \ **Category:** Shift518 Automotive\ **Created:** [May 27, 2008, 7:10pm UTC](https://forums.speedlife.net/t/insurance/237039 "2008-05-27T19:10:28Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![Mazdaspeed6](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mazdaspeed6/32/6297_2.png) [@Mazdaspeed6](https://forums.speedlife.net/u/Mazdaspeed6)\ **Post date:** [May 27, 2008, 9:23pm UTC](https://forums.speedlife.net/t/insurance/237039/21 "2008-05-27T21:23:54Z")
hey thanks for the info geico looks the cheapest. i miss being on the parents insurance!!! yea idk im really looking for an 08 or 07 so insurance will be expensive but im taking a defensive driving course to drop it a little more. ---
**Author:** ![Mk4\_30R\_Ban](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mk4_30r_ban/32/6347_2.png) [@Mk4\_30R\_Ban](https://forums.speedlife.net/u/Mk4_30R_Ban)\ **Post date:** [May 27, 2008, 9:26pm UTC](https://forums.speedlife.net/t/insurance/237039/22 "2008-05-27T21:26:51Z")
> [@Hooked on K20](#): > > +1 > > but Brett, he’s going to PWN you on the streetz with his R33 Skyline and LS1 240 :ohnoes true. i forgot about that. i got so pwnt yo! :confused ---
**Author:** ![Hooked\_on\_240](https://avatars.discourse-cdn.com/v4/letter/h/b9e5f3/32.png) [@Hooked\_on\_240](https://forums.speedlife.net/u/Hooked_on_240)\ **Post date:** [May 27, 2008, 9:29pm UTC](https://forums.speedlife.net/t/insurance/237039/23 "2008-05-27T21:29:15Z")
> [@Cap N Coke](#): > > hey thanks for the info geico looks the cheapest. i miss being on the parents insurance!!! yea idk im really looking for an 08 or 07 so insurance will be expensive but im taking a defensive driving course to drop it a little more. new sentra is ugly 2002 sentra Spec V only ---
**Author:** ![bennyfizzle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bennyfizzle/32/6291_2.png) [@bennyfizzle](https://forums.speedlife.net/u/bennyfizzle)\ **Post date:** [May 27, 2008, 9:30pm UTC](https://forums.speedlife.net/t/insurance/237039/24 "2008-05-27T21:30:39Z")
My first car in my name, a 1995 325IS Insured with full comp/collision $500/$500/$0 glass deductible was $53x.xx a month for one full 6 month term, then it went down to $36x.xx a month…all through AIG, then I got eSurance which I have now, and pay ~$270 a month. Does it really go down at 21? I got my license at 18. Long story. ---
**Author:** ![votblindub](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/votblindub/32/6280_2.png) [@votblindub](https://forums.speedlife.net/u/votblindub)\ **Post date:** [May 28, 2008, 10:33am UTC](https://forums.speedlife.net/t/insurance/237039/25 "2008-05-28T10:33:14Z")
Semir, get yourself an Audi, they dont rust ;D ---
**Author:** ![Vovchandr](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/vovchandr/32/6275_2.png) [@Vovchandr](https://forums.speedlife.net/u/Vovchandr)\ **Post date:** [May 28, 2008, 10:35am UTC](https://forums.speedlife.net/t/insurance/237039/26 "2008-05-28T10:35:32Z")
> [@votblindub](#): > > Semir, get yourself an Audi, they dont rust ;D DeLoreans and Corvettes don’t rust…unlike Audis… ---
**Author:** ![votblindub](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/votblindub/32/6280_2.png) [@votblindub](https://forums.speedlife.net/u/votblindub)\ **Post date:** [May 28, 2008, 10:46am UTC](https://forums.speedlife.net/t/insurance/237039/27 "2008-05-28T10:46:44Z")
> [@Vovchandr](#): > > DeLoreans and Corvettes don’t rust…unlike Audis… older Saabs have fiberglass bodies, those are hard to find though ---
**Author:** ![GranMassaX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/granmassax/32/6299_2.png) [@GranMassaX](https://forums.speedlife.net/u/GranMassaX)\ **Post date:** [May 28, 2008, 10:49am UTC](https://forums.speedlife.net/t/insurance/237039/28 "2008-05-28T10:49:25Z")
two cars with collision for less than $100 a month through Allstate. I think I have some discount since my home insurance is through them too, but it’s still a damn good deal. ---
**Author:** ![Vovchandr](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/vovchandr/32/6275_2.png) [@Vovchandr](https://forums.speedlife.net/u/Vovchandr)\ **Post date:** [May 28, 2008, 10:52am UTC](https://forums.speedlife.net/t/insurance/237039/29 "2008-05-28T10:52:46Z")
My Crx used to cost me more to insure for 6 months then two motorcycles for a year. Go figure :confused ---
**Author:** ![tdi\_logik](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/tdi_logik/32/6310_2.png) [@tdi\_logik](https://forums.speedlife.net/u/tdi_logik)\ **Post date:** [May 28, 2008, 10:54am UTC](https://forums.speedlife.net/t/insurance/237039/30 "2008-05-28T10:54:26Z")
> [@Hooked on 240](#): > > new sentra is ugly 2002 sentra Spec V only i think the new se-r’s are pretty sweet! the rims look cool, its got some giddy-up… my mom’s got an 08 value edition sentra… its a pretty good car, no issues with it, rides nice, gets great mpg’s too…i think the last time she checked it was around 32-33 city and some highway… she’s got close to 4k on it now, mpg’s improved drastically after the first oil change… oh, i don’t see a need for full coverage on a 92 240 :confusedsx ![http://www.kbb.com/KBB/UsedCars/PricingReport.aspx?VehicleClass=UsedCar&ManufacturerId=35&YearId=1992&WebCategoryId=35&VehicleId=12444&PriceType=Retail&ModelId=464&Condition=Excellent&Mileage=88000&SelectionHistory=12444|26106|12110|0|0|431434|true](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/3X/e/1/e15de05e0c197a36fd9c84d8cff2e10e6ca26f38.aspx) value at 3500 in MINT condition… i gave ya the benefit of the doubt :nod ---
**Author:** ![votblindub](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/votblindub/32/6280_2.png) [@votblindub](https://forums.speedlife.net/u/votblindub)\ **Post date:** [May 28, 2008, 10:58am UTC](https://forums.speedlife.net/t/insurance/237039/31 "2008-05-28T10:58:07Z")
I dont find the new ones visually appealing. Even that yellow one, with the hop ups doesnt look that good to me. ---
**Author:** ![99FRC](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/99frc/32/6335_2.png) [@99FRC](https://forums.speedlife.net/u/99FRC)\ **Post date:** [May 28, 2008, 11:43am UTC](https://forums.speedlife.net/t/insurance/237039/32 "2008-05-28T11:43:46Z")
Insurance being high on Honda’s has nothing to do with it being a “sportscar”. It has to so with the fact that Honda has several models on the Top 10 list of cars to most likely be stolen. I worked in the Insurance industry for quite some time so I know what i’m talking about. When I was 18-19, I took all the courses and did all the things I possibly could to lower my rates. Right now im only paying $1200/yr for FULL coverage on the VR4 and bike. It sucks getting insurance at a young age but the rates in that age group are there for a reason. ---
**Author:** ![votblindub](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/votblindub/32/6280_2.png) [@votblindub](https://forums.speedlife.net/u/votblindub)\ **Post date:** [May 28, 2008, 11:48am UTC](https://forums.speedlife.net/t/insurance/237039/33 "2008-05-28T11:48:43Z")
> [@97VR4](#): > > Insurance being high on Honda’s has nothing to do with it being a “sportscar”. It has to so with the fact that Honda has several models on the Top 10 list of cars to most likely be stolen. I worked in the Insurance industry for quite some time so I know what i’m talking about. When I was 18-19, I took all the courses and did all the things I possibly could to lower my rates. Right now im only paying $1200/yr for FULL coverage on the VR4 and bike. > > It sucks getting insurance at a young age but the rates in that age group are there for a reason. good point right there! a thieve’s choice car is definitely gonna be more $$$, fast or slow ---
**Author:** ![votblindub](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/votblindub/32/6280_2.png) [@votblindub](https://forums.speedlife.net/u/votblindub)\ **Post date:** [May 28, 2008, 11:56am UTC](https://forums.speedlife.net/t/insurance/237039/34 "2008-05-28T11:56:08Z")
I’m not all about the Volvos in general, but this looks nice [http://autoreview.belproject.com/item/611](http://autoreview.belproject.com/item/611) ---
**Author:** ![PJB](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/pjb/32/6389_2.png) [@PJB](https://forums.speedlife.net/u/PJB)\ **Post date:** [May 28, 2008, 11:56am UTC](https://forums.speedlife.net/t/insurance/237039/35 "2008-05-28T11:56:18Z")
Im 26 and Im paying $156 a month for my '05 Hyundai Elantra (full coverage) and my '92 Ford Mustang (comprehensive) thru Kemper. The Mustang is only about $500 a year because its my second vehicle on the policy. I saved money by switching from Progressive (same agent) and I had looked all over before going with Progressive and at the time it was cheaper. I was 21 when I got my own insurance. My insurance went down a bit in the past year due to me being over 25 now. My license and driving record are spotless- no accidents or tickets. BTW- the original poster isnt Semir. He’s Captain Morgan. ---
**Author:** ![votblindub](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/votblindub/32/6280_2.png) [@votblindub](https://forums.speedlife.net/u/votblindub)\ **Post date:** [May 28, 2008, 12:08pm UTC](https://forums.speedlife.net/t/insurance/237039/36 "2008-05-28T12:08:33Z")
> [@PJB](#): > > Im 26 and Im paying $156 a month for my '05 Hyundai Elantra (full coverage) and my '92 Ford Mustang (comprehensive) thru Kemper. The Mustang is only about $500 a year because its my second vehicle on the policy. > I saved money by switching from Progressive (same agent) and I had looked all over before going with Progressive and at the time it was cheaper. I was 21 when I got my own insurance. > > My insurance went down a bit in the past year due to me being over 25 now. > > My license and driving record are spotless- no accidents or tickets. > > BTW- the original poster isnt Semir. He’s Captain Morgan. i thought that IS Semir, no? ---
**Author:** ![Jimmerz](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jimmerz/32/6370_2.png) [@Jimmerz](https://forums.speedlife.net/u/Jimmerz)\ **Post date:** [May 28, 2008, 6:11pm UTC](https://forums.speedlife.net/t/insurance/237039/37 "2008-05-28T18:11:16Z")
> [@Hooked on E36](#): > > ~$270 a month. > > Does it really go down at 21? > > I got my license at 18. Long story. same deal as me i didnt get my license till i was 18… :🙂 and no mine didnt go down at 21 :headbang but it went down 40 dollars a month when i got married :wtf you would think when a dude gets married they would raise that shit knowing he will either murder the bitch or commit suicide LOL… im still paying 222 a month. ---
**Author:** ![idipskoalmint](https://avatars.discourse-cdn.com/v4/letter/i/ebca7d/32.png) [@idipskoalmint](https://forums.speedlife.net/u/idipskoalmint)\ **Post date:** [May 28, 2008, 7:23pm UTC](https://forums.speedlife.net/t/insurance/237039/38 "2008-05-28T19:23:48Z")
> [@Hooked on E36](#): > > Does it really go down at 21? Yes - in NY, you have 5 years driving experience (theoretically). Therefore, you’re a more responsible driver. However, 21 also means your DWI chances go up much higher, so :confused > [@Hooked on E36](#): > > I got my license at 18. Long story. Me too :🙂 ---
**Author:** ![bennyfizzle](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bennyfizzle/32/6291_2.png) [@bennyfizzle](https://forums.speedlife.net/u/bennyfizzle)\ **Post date:** [May 28, 2008, 7:39pm UTC](https://forums.speedlife.net/t/insurance/237039/39 "2008-05-28T19:39:51Z")
Ok so that makes more sense, it goes down when you have 5 years experience, and at 25? so 23/25 for us. yipee! only 2 more years :shifty :sad ---
**Author:** ![idipskoalmint](https://avatars.discourse-cdn.com/v4/letter/i/ebca7d/32.png) [@idipskoalmint](https://forums.speedlife.net/u/idipskoalmint)\ **Post date:** [May 28, 2008, 8:28pm UTC](https://forums.speedlife.net/t/insurance/237039/40 "2008-05-28T20:28:45Z")
> [@Hooked on E36](#): > > Ok so that makes more sense, it goes down when you have 5 years experience, and at 25? > > so 23/25 for us. yipee! > > only 2 more years :shifty :sad It’s not 5 years experience necessarily - in NY, you can get your learners permit @ 16, so at age 21, you “have 5 years driving experience” in the insurance companies eyes. As for the 25, I believe that’s just before you “have 10 years driving experience” 😉 [Previous page](https://forums.speedlife.net/t/insurance/237039.md?page=1) [Next page](https://forums.speedlife.net/t/insurance/237039.md?page=3)