# Insurance

**URL:** <https://forums.speedlife.net/t/insurance/81096>\
**Category:** SON240sx Automotive\
**Created:** [June 4, 2004, 12:36pm UTC](https://forums.speedlife.net/t/insurance/81096 "2004-06-04T12:36:35Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![nocwage](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nocwage/32/5489_2.png) [@nocwage](https://forums.speedlife.net/u/nocwage)\
**Post date:** [September 22, 2004, 7:50am UTC](https://forums.speedlife.net/t/insurance/81096/21 "2004-09-22T07:50:11Z")

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My Silvia only costs me $68/mo  
It’s classified as a “pleasure vehicle” and i’m limited to 12,000km a year.

I’m 23.

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**Author:** ![s14\_2Nv](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s14_2nv/32/5476_2.png) [@s14\_2Nv](https://forums.speedlife.net/u/s14_2Nv)\
**Post date:** [September 22, 2004, 7:55am UTC](https://forums.speedlife.net/t/insurance/81096/22 "2004-09-22T07:55:25Z")

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> [@DRE](#):
>
> Here’s a lotion for all those who;s car are over 12 years old. Get a POS beater and pay insurance on that, register your car as a hotrod… spend the money you save on insurance in modding the car, get it appraised and lounge paying 500 buz a year on your 240.
> 
> One of my customers did this with his fully customised, 687 whp 1981 Stingray. Costing him 375 a year insurance.
> 
> DRE

That lotion for 12 year olds??? Anyways it will only work for you if you have space for two cars. Not all of us have that luxury. I don’t even have anywhere to park my first car … I hate winter!

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**Author:** ![1gq2nv](https://avatars.discourse-cdn.com/v4/letter/1/7feea3/32.png) [@1gq2nv](https://forums.speedlife.net/u/1gq2nv)\
**Post date:** [September 22, 2004, 8:09am UTC](https://forums.speedlife.net/t/insurance/81096/23 "2004-09-22T08:09:51Z")

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True… there’s a bunch of limitations on that … but it’s soemthing to think about.

DRE

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**Author:** ![s14\_2Nv](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s14_2nv/32/5476_2.png) [@s14\_2Nv](https://forums.speedlife.net/u/s14_2Nv)\
**Post date:** [September 22, 2004, 8:37am UTC](https://forums.speedlife.net/t/insurance/81096/24 "2004-09-22T08:37:29Z")

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Even just insuring it as your secondary car you will save a lot. You can only drive one car at a time so…

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**Author:** ![kaon](https://avatars.discourse-cdn.com/v4/letter/k/919ad9/32.png) [@kaon](https://forums.speedlife.net/u/kaon)\
**Post date:** [September 22, 2004, 3:52pm UTC](https://forums.speedlife.net/t/insurance/81096/25 "2004-09-22T15:52:08Z")

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if you go to school in quebec, or live near quebec and have a relative that lives in quebec you’re in luck.

but you will have to have quebec plates, but hey, at least you don’t need a front one.

insurance is so much cheaper in quebec, right now im going to school at Bishop’s University in Quebec, and when i get my car i will register it here in qubec.

Thats what my uncle does, he used to live in Montreal, now in kingston and he still has his car registered in quebec for that exact reason

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**Author:** ![s14\_2Nv](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s14_2nv/32/5476_2.png) [@s14\_2Nv](https://forums.speedlife.net/u/s14_2Nv)\
**Post date:** [September 23, 2004, 5:56am UTC](https://forums.speedlife.net/t/insurance/81096/26 "2004-09-23T05:56:45Z")

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> [@kaon](#):
>
> if you go to school in quebec, or live near quebec and have a relative that lives in quebec you’re in luck.
> 
> but you will have to have quebec plates, but hey, at least you don’t need a front one.
> 
> insurance is so much cheaper in quebec, right now im going to school at Bishop’s University in Quebec, and when i get my car i will register it here in qubec.
> 
> Thats what my uncle does, he used to live in Montreal, now in kingston and he still has his car registered in quebec for that exact reason

That is somewhat illegal though. You have to have your primary residence listed as somewhere in Quebec (iirc). And if it isn’t you only have a set time period to change your plates to the correct ones.

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**Author:** ![Jesse](https://avatars.discourse-cdn.com/v4/letter/j/c77e96/32.png) [@Jesse](https://forums.speedlife.net/u/Jesse)\
**Post date:** [September 23, 2004, 6:14am UTC](https://forums.speedlife.net/t/insurance/81096/27 "2004-09-23T06:14:36Z")

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> [@nocwage](#):
>
> My Silvia only costs me $68/mo  
> It’s classified as a “pleasure vehicle” and i’m limited to 12,000km a year.
> 
> I’m 23.

gah 12,000km!!! i put on over 40,000 last year… 😛

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**Author:** ![s14\_2Nv](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s14_2nv/32/5476_2.png) [@s14\_2Nv](https://forums.speedlife.net/u/s14_2Nv)\
**Post date:** [September 23, 2004, 6:23am UTC](https://forums.speedlife.net/t/insurance/81096/28 "2004-09-23T06:23:52Z")

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> [@2slo240](#):
>
> [quote=nocwage]My Silvia only costs me $68/mo  
> It’s classified as a “pleasure vehicle” and i’m limited to 12,000km a year.
> 
> I’m 23.

gah 12,000km!!! i put on over 40,000 last year… :P[/quote]

It’s not his only car, and I highly doubt that it is his daily driver.

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**Author:** ![kaon](https://avatars.discourse-cdn.com/v4/letter/k/919ad9/32.png) [@kaon](https://forums.speedlife.net/u/kaon)\
**Post date:** [September 23, 2004, 7:11am UTC](https://forums.speedlife.net/t/insurance/81096/29 "2004-09-23T07:11:28Z")

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eh well, ppl will go to extremes to save money.

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**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\
**Post date:** [September 23, 2004, 7:52am UTC](https://forums.speedlife.net/t/insurance/81096/30 "2004-09-23T07:52:22Z")

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Im turning 18.  
G2. Primary Driver on my 240  
$2,000,000 liability, no collision.

$276 / month.

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<div class="post-metadata">

**Author:** ![nocwage](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/nocwage/32/5489_2.png) [@nocwage](https://forums.speedlife.net/u/nocwage)\
**Post date:** [September 23, 2004, 8:28am UTC](https://forums.speedlife.net/t/insurance/81096/31 "2004-09-23T08:28:51Z")

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When I was 19 my 2001 Sentra was around $315/mo ☹  
But I was primary driver with like 40,000km a year.

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<div class="post-metadata">

**Author:** ![Polak182](https://avatars.discourse-cdn.com/v4/letter/p/7feea3/32.png) [@Polak182](https://forums.speedlife.net/u/Polak182)\
**Post date:** [October 4, 2004, 9:18pm UTC](https://forums.speedlife.net/t/insurance/81096/32 "2004-10-04T21:18:46Z")

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it could be the fact that this car is geting more popular, or the whole drifting thing.  
S14- quoted $300 a month, 18 years old, G licence.  
1989 dodge colt - $hittest car ever - $250/month.  
explain me that.

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**Author:** ![DarkForceJackal](https://avatars.discourse-cdn.com/v4/letter/d/b38774/32.png) [@DarkForceJackal](https://forums.speedlife.net/u/DarkForceJackal)\
**Post date:** [October 5, 2004, 5:28pm UTC](https://forums.speedlife.net/t/insurance/81096/33 "2004-10-05T17:28:17Z")

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> [@Polak182](#):
>
> it could be the fact that this car is geting more popular, or the whole drifting thing.  
> S14- quoted $300 a month, 18 years old, G licence.  
> 1989 dodge colt - $hittest car ever - $250/month.  
> explain me that.

It’s US that insurance is more interested in; the car is only a reasonable factor…so they are more worried about being a young male than exactly what car you drive. But again, the car can still be a big factor.

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**Author:** ![Solarian](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/solarian/32/5514_2.png) [@Solarian](https://forums.speedlife.net/u/Solarian)\
**Post date:** [October 5, 2004, 6:00pm UTC](https://forums.speedlife.net/t/insurance/81096/34 "2004-10-05T18:00:20Z")

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Heh, yea, it’d be a lot cheaper for a girl, I know how much some of them pay for insurance… hooooly… I can only dream.  
And you can’t totally look at the car from a piece by piece basis. WRX STi is a 4 door sedan, seats five. Highest insurance out of any car except for exotics. (I read this somewhere… I think it was the net thou, so might be wrong :D)

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**Author:** ![jiro](https://avatars.discourse-cdn.com/v4/letter/j/4491bb/32.png) [@jiro](https://forums.speedlife.net/u/jiro)\
**Post date:** [November 17, 2004, 8:36am UTC](https://forums.speedlife.net/t/insurance/81096/35 "2004-11-17T08:36:33Z")

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Talk about dreaming… i wish my insurance was 400 dollars month…

That would be cheap… Hell i don’t even have insurance on my 240sx… it just sits in a garage now… how sad.

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**Author:** ![s14\_2Nv](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s14_2nv/32/5476_2.png) [@s14\_2Nv](https://forums.speedlife.net/u/s14_2Nv)\
**Post date:** [November 17, 2004, 8:48am UTC](https://forums.speedlife.net/t/insurance/81096/36 "2004-11-17T08:48:26Z")

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> [@Solarian](#):
>
> Heh, yea, it’d be a lot cheaper for a girl, I know how much some of them pay for insurance… hooooly… I can only dream.  
> And you can’t totally look at the car from a piece by piece basis. WRX STi is a 4 door sedan, seats five. Highest insurance out of any car except for exotics. (I read this somewhere… I think it was the net thou, so might be wrong :D)

WRX STi is also all wheel drive and over 200 hp which increases insurance rates.

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<div class="post-metadata">

**Author:** ![bing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bing/32/7211_2.png) [@bing](https://forums.speedlife.net/u/bing)\
**Post date:** [November 17, 2004, 9:16am UTC](https://forums.speedlife.net/t/insurance/81096/37 "2004-11-17T09:16:31Z")

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…

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<div class="post-metadata">

**Author:** ![Polak182](https://avatars.discourse-cdn.com/v4/letter/p/7feea3/32.png) [@Polak182](https://forums.speedlife.net/u/Polak182)\
**Post date:** [November 17, 2004, 12:30pm UTC](https://forums.speedlife.net/t/insurance/81096/38 "2004-11-17T12:30:10Z")

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> [@bing](#):
>
> insurance is stupid.
> 
> …

Yea, In Quebec, its provincialized, and they pay $250. Ready for this one? PER YEAR!

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<div class="post-metadata">

**Author:** ![s14\_2Nv](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s14_2nv/32/5476_2.png) [@s14\_2Nv](https://forums.speedlife.net/u/s14_2Nv)\
**Post date:** [November 17, 2004, 12:51pm UTC](https://forums.speedlife.net/t/insurance/81096/39 "2004-11-17T12:51:38Z")

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> [@Polak182](#):
>
> [quote=bing]insurance is stupid.
> 
> …

Yea, In Quebec, its provincialized, and they pay $250. Ready for this one? PER YEAR![/quote]

… what the hell is “provincialized”???

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<div class="post-metadata">

**Author:** ![Polak182](https://avatars.discourse-cdn.com/v4/letter/p/7feea3/32.png) [@Polak182](https://forums.speedlife.net/u/Polak182)\
**Post date:** [November 17, 2004, 12:59pm UTC](https://forums.speedlife.net/t/insurance/81096/40 "2004-11-17T12:59:45Z")

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> [@s14\_2Nv](#):
>
> [quote=Polak182][quote=bing]insurance is stupid.
> 
> …

Yea, In Quebec, its provincialized, and they pay $250. Ready for this one? PER YEAR![/quote]

… what the hell is “provincialized”???[/quote]

owned by the government

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