# Insurance

**URL:** <https://forums.speedlife.net/t/insurance/81096>\
**Category:** SON240sx Automotive\
**Created:** [June 4, 2004, 12:36pm UTC](https://forums.speedlife.net/t/insurance/81096 "2004-06-04T12:36:35Z")\
**Posts on this page:** 20\
**Page:** 5

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**Author:** ![Fargus](https://avatars.discourse-cdn.com/v4/letter/f/43a26b/32.png) [@Fargus](https://forums.speedlife.net/u/Fargus)\
**Post date:** [September 19, 2007, 10:37am UTC](https://forums.speedlife.net/t/insurance/81096/81 "2007-09-19T10:37:04Z")

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> [@WTB: Car ~$2-3k](https://forums.speedlife.net/t/wtb-car-2-3k/8081/15):
>
> My car needs paint…im wanting to go from black to a red. Reason being is because the black was stupidly hard to keep clean…and i want something that hides future dents and dings. 50% of everyone say it will go up the other say very little will happen. What do you guys think before i call in saying im painting the car red?

isn’t your car already mostly red? wouldn’t it have been classified as red?

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**Author:** ![ronnys13](https://avatars.discourse-cdn.com/v4/letter/r/ee7513/32.png) [@ronnys13](https://forums.speedlife.net/u/ronnys13)\
**Post date:** [September 19, 2007, 2:08pm UTC](https://forums.speedlife.net/t/insurance/81096/82 "2007-09-19T14:08:56Z")

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just put my 90 s13 on my insurance and im now paying 212$ a month for 2 vehicles under my name

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**Author:** ![rc3932](https://avatars.discourse-cdn.com/v4/letter/r/ad7895/32.png) [@rc3932](https://forums.speedlife.net/u/rc3932)\
**Post date:** [September 20, 2007, 8:03pm UTC](https://forums.speedlife.net/t/insurance/81096/83 "2007-09-20T20:03:08Z")

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mann i ran a quote on belair for my s13 that i just got…  
this is BS how 2nd vehicle does not receive any… discount?  
WHEN IM THE ONLY DRIVER? like wtf, i can only drive both cars so much,  
shouldn’t my 2nd vehicle be cheaper? or at least one of them?  
i got 95 nissan pickup which i’m paying 258 for, and if i add the s13  
it’s gonna b extra 280 bux/month  
BS? i’d like to think so

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**Author:** ![ls6s13](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ls6s13/32/5657_2.png) [@ls6s13](https://forums.speedlife.net/u/ls6s13)\
**Post date:** [September 21, 2007, 12:24am UTC](https://forums.speedlife.net/t/insurance/81096/84 "2007-09-21T00:24:44Z")

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Man i feel lucky im payin 68$ a month for an 89 hatch, it pays to live at home i guess under ur mothers insurance…as long as the sr20 doesnt get discoverd i think im safe for a feww years.

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**Author:** ![Zagatto](https://avatars.discourse-cdn.com/v4/letter/z/87869e/32.png) [@Zagatto](https://forums.speedlife.net/u/Zagatto)\
**Post date:** [September 21, 2007, 5:09am UTC](https://forums.speedlife.net/t/insurance/81096/85 "2007-09-21T05:09:04Z")

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Back in '89 I was paying $450/mth for a 12 year old Corolla… I was 19 years old then.  
Now I’m paying $70/mth for a 6 year old Corolla.

When I moved from Hamilton to Waterloo last year my insurance dropped from $90/mth just because of the location. Sometimes I think that insurance brokers have a wheel they spin and just pick whatever price they think they can get away with.

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**Author:** ![VA\_Green](https://avatars.discourse-cdn.com/v4/letter/v/3be4f8/32.png) [@VA\_Green](https://forums.speedlife.net/u/VA_Green)\
**Post date:** [January 1, 2008, 6:05pm UTC](https://forums.speedlife.net/t/insurance/81096/86 "2008-01-01T18:05:08Z")

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anybody know how or if my US driving record will transfer to canada?

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**Author:** ![s13\_coupe](https://avatars.discourse-cdn.com/v4/letter/s/898d66/32.png) [@s13\_coupe](https://forums.speedlife.net/u/s13_coupe)\
**Post date:** [January 1, 2008, 8:06pm UTC](https://forums.speedlife.net/t/insurance/81096/87 "2008-01-01T20:06:01Z")

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im 21, i been insured under my own insurance since i was 17 with the same company. i pay $400/month (only liability) for my s13 coupe with a few 15km/hr over tickets

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**Author:** ![OneEightZero](https://avatars.discourse-cdn.com/v4/letter/o/c6cbf5/32.png) [@OneEightZero](https://forums.speedlife.net/u/OneEightZero)\
**Post date:** [January 3, 2008, 10:09am UTC](https://forums.speedlife.net/t/insurance/81096/88 "2008-01-03T10:09:05Z")

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I’m 16 , in 2 months, and just reading all that scared the crap outa me , i guess ill just take my time shoping…

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**Author:** ![oneeightseven](https://avatars.discourse-cdn.com/v4/letter/o/f07891/32.png) [@oneeightseven](https://forums.speedlife.net/u/oneeightseven)\
**Post date:** [January 3, 2008, 12:28pm UTC](https://forums.speedlife.net/t/insurance/81096/89 "2008-01-03T12:28:15Z")

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im eighteen with one minor ticket, insured under my name, certas direct for basic coverage at 390/month, best i could find after months of searching

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**Author:** ![Specialblend](https://avatars.discourse-cdn.com/v4/letter/s/2bfe46/32.png) [@Specialblend](https://forums.speedlife.net/u/Specialblend)\
**Post date:** [January 6, 2008, 1:39pm UTC](https://forums.speedlife.net/t/insurance/81096/90 "2008-01-06T13:39:49Z")

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i pay 247 for full coverage on a 91. state farm is a great place to go if you find a good agent.

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**Author:** ![I\_Drift\_PC](https://avatars.discourse-cdn.com/v4/letter/i/c67d28/32.png) [@I\_Drift\_PC](https://forums.speedlife.net/u/I_Drift_PC)\
**Post date:** [January 6, 2008, 2:37pm UTC](https://forums.speedlife.net/t/insurance/81096/91 "2008-01-06T14:37:06Z")

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got a quote from belairdirect awhile ago,233 a month on a '92 HB,and im 18 with my G2 …dont wet your pants yet, far as i know, belairdirect is a high risk insurance company aka get 1 ticket and your screwed

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**Author:** ![NoSkillz](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/noskillz/32/5606_2.png) [@NoSkillz](https://forums.speedlife.net/u/NoSkillz)\
**Post date:** [January 6, 2008, 3:08pm UTC](https://forums.speedlife.net/t/insurance/81096/92 "2008-01-06T15:08:11Z")

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1990 hatch paid 240 a month till i moved to Puslinch and now i pay 140 a month primary, G2 license, 20 years old… Had one speeding ticket three years ago but i don’t think they ever saw it cause my rates never changed.

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**Author:** ![240sx\_driftnut](https://avatars.discourse-cdn.com/v4/letter/2/f08c70/32.png) [@240sx\_driftnut](https://forums.speedlife.net/u/240sx_driftnut)\
**Post date:** [January 8, 2008, 7:21pm UTC](https://forums.speedlife.net/t/insurance/81096/93 "2008-01-08T19:21:31Z")

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it desnt matter man once you turn 25 the goverment thinks aahhaa this guys matured lets drop his insurance…aahh well the govt shitty i hate politics lets have a cold one lol

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**Author:** ![touge8](https://avatars.discourse-cdn.com/v4/letter/t/d6d6ee/32.png) [@touge8](https://forums.speedlife.net/u/touge8)\
**Post date:** [January 19, 2008, 2:38am UTC](https://forums.speedlife.net/t/insurance/81096/94 "2008-01-19T02:38:51Z")

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> [@WTB: OEM 1g DSM oil filter](https://forums.speedlife.net/t/wtb-oem-1g-dsm-oil-filter/1073/10):
>
> Here’s a lotion for all those who;s car are over 12 years old. Get a POS beater and pay insurance on that, register your car as a hotrod… spend the money you save on insurance in modding the car, get it appraised and lounge paying 500 buz a year on your 240.
> 
> One of my customers did this with his fully customised, 687 whp 1981 Stingray. Costing him 375 a year insurance.
> 
> DRE

what kind of rules do you have to abide by in order to get your car registered under a hotrod? Has anyone on SON done this with their car’s?

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**Author:** ![touge8](https://avatars.discourse-cdn.com/v4/letter/t/d6d6ee/32.png) [@touge8](https://forums.speedlife.net/u/touge8)\
**Post date:** [January 19, 2008, 3:00am UTC](https://forums.speedlife.net/t/insurance/81096/95 "2008-01-19T03:00:03Z")

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> [@My sweet new ribbon](https://forums.speedlife.net/t/my-sweet-new-ribbon/1081/16):
>
> My Silvia only costs me $68/mo  
> It’s classified as a “pleasure vehicle” and i’m limited to 12,000km a year.
> 
> I’m 23.

What company are you with? And would the company check your km’s each year, since your limited?

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**Author:** ![RED\_LINE](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/red_line/32/5656_2.png) [@RED\_LINE](https://forums.speedlife.net/u/RED_LINE)\
**Post date:** [January 21, 2008, 3:19pm UTC](https://forums.speedlife.net/t/insurance/81096/96 "2008-01-21T15:19:31Z")

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^ lol, good luck my man 🙂

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**Author:** ![SR\_240\_driver](https://avatars.discourse-cdn.com/v4/letter/s/87869e/32.png) [@SR\_240\_driver](https://forums.speedlife.net/u/SR_240_driver)\
**Post date:** [January 21, 2008, 3:46pm UTC](https://forums.speedlife.net/t/insurance/81096/97 "2008-01-21T15:46:22Z")

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hey when u get the quote make sure u tell them that ur planing to buy the car cause if u tell them its already in ur name they automatically raise the insurance rates because there is a chance u have driven the car on the road WITHOUT INSURANCE thats why the rates change cause my insurance tried to do that to me cause i registered the car and then got insurance and for how much more the the rates go im not sure  
anyways that was experience with the insurance company  
i hope this will help u with finding a good quote

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**Author:** ![spooolin](https://avatars.discourse-cdn.com/v4/letter/s/48db29/32.png) [@spooolin](https://forums.speedlife.net/u/spooolin)\
**Post date:** [February 3, 2008, 12:32pm UTC](https://forums.speedlife.net/t/insurance/81096/98 "2008-02-03T12:32:22Z")

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I love being 25 lol… My insurance on my kouki is $78 a month and my 04  
CBR600RR bike is only like 82 a month… I love getting older!

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**Author:** ![s13\_coupe](https://avatars.discourse-cdn.com/v4/letter/s/898d66/32.png) [@s13\_coupe](https://forums.speedlife.net/u/s13_coupe)\
**Post date:** [February 3, 2008, 1:17pm UTC](https://forums.speedlife.net/t/insurance/81096/99 "2008-02-03T13:17:54Z")

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^^ your a bastard! im gettin raped, im 21, full G liscence for the past 3 years, been driving and under my own policy since i was 17 and i still pay 400/month for my s13

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**Author:** ![spooolin](https://avatars.discourse-cdn.com/v4/letter/s/48db29/32.png) [@spooolin](https://forums.speedlife.net/u/spooolin)\
**Post date:** [February 4, 2008, 6:51am UTC](https://forums.speedlife.net/t/insurance/81096/100 "2008-02-04T06:51:20Z")

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LOL WOW that sucks… haha… All i can say Is get married… lol… IM not… but if i do it would drop even more lol…

LOL I priced out a 95 nissan 300ZX TT and it was even cheaper at like 69 a month… lol

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