# Insurance

**URL:** <https://forums.speedlife.net/t/insurance/81096>\
**Category:** SON240sx Automotive\
**Created:** [June 4, 2004, 12:36pm UTC](https://forums.speedlife.net/t/insurance/81096 "2004-06-04T12:36:35Z")\
**Posts on this page:** 20\
**Page:** 7

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**Author:** ![jpod89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jpod89/32/5688_2.png) [@jpod89](https://forums.speedlife.net/u/jpod89)\
**Post date:** [April 10, 2008, 11:15am UTC](https://forums.speedlife.net/t/insurance/81096/121 "2008-04-10T11:15:52Z")

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> [@WTB: 92-95 Honda Civic](https://forums.speedlife.net/t/wtb-92-95-honda-civic/16222/3):
>
> $270 a month as of June when I turn 19 on a 180sx with
> 
> a 15 over ticket  
> 1 at fault accident  
> 1 not at fault accident.
> 
> Im pumped. This is what I was paying on my dodge stealth/3000GT even without the ticket.

And this is with what company?

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**Author:** ![Bibby](https://avatars.discourse-cdn.com/v4/letter/b/6bbea6/32.png) [@Bibby](https://forums.speedlife.net/u/Bibby)\
**Post date:** [April 27, 2008, 10:40pm UTC](https://forums.speedlife.net/t/insurance/81096/122 "2008-04-27T22:40:48Z")

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now, what happened if u dont care about the price, only care the insurance company wants pics of ur car which u cant really take pics of ur car due to body kits, exhaust system, and plus its lowered and rims?

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**Author:** ![jed240](https://avatars.discourse-cdn.com/v4/letter/j/a4c791/32.png) [@jed240](https://forums.speedlife.net/u/jed240)\
**Post date:** [April 27, 2008, 11:17pm UTC](https://forums.speedlife.net/t/insurance/81096/123 "2008-04-27T23:17:43Z")

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i m over 25 but i still pay 236/mth for a '91. however i have a g2. no other record.

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**Author:** ![Bibby](https://avatars.discourse-cdn.com/v4/letter/b/6bbea6/32.png) [@Bibby](https://forums.speedlife.net/u/Bibby)\
**Post date:** [April 28, 2008, 6:40am UTC](https://forums.speedlife.net/t/insurance/81096/124 "2008-04-28T06:40:26Z")

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do any of ur insurance companies ever asked for pictures?

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**Author:** ![CrypticNissan](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/crypticnissan/32/5663_2.png) [@CrypticNissan](https://forums.speedlife.net/u/CrypticNissan)\
**Post date:** [May 2, 2008, 5:54pm UTC](https://forums.speedlife.net/t/insurance/81096/125 "2008-05-02T17:54:49Z")

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g2, 92 HB 255.08 a month  
Belair.

🙂

and yes some companys ask for pics, apprasials and may even come to look at car.

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**Author:** ![superdaveosbourne](https://avatars.discourse-cdn.com/v4/letter/s/51bf81/32.png) [@superdaveosbourne](https://forums.speedlife.net/u/superdaveosbourne)\
**Post date:** [May 12, 2008, 10:02am UTC](https://forums.speedlife.net/t/insurance/81096/126 "2008-05-12T10:02:03Z")

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24, soon to be 25 (July) : '94 Audi S4, '92 Skyline GTR and '03 Ford F150 = $267/month, for all 3.

Skyline was appraised at $20 000 and the appraisal was needed for them to even touch it. I have 1 ticket for 25 over, no at fault accidents. Waterloo Insurance FTW!

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**Author:** ![Heatw](https://avatars.discourse-cdn.com/v4/letter/h/cdc98d/32.png) [@Heatw](https://forums.speedlife.net/u/Heatw)\
**Post date:** [May 13, 2008, 1:50am UTC](https://forums.speedlife.net/t/insurance/81096/127 "2008-05-13T01:50:49Z")

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supposing i get dealer plates, because i become a licenced car dealer… how does insurance work for those?

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**Author:** ![Solarian](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/solarian/32/5514_2.png) [@Solarian](https://forums.speedlife.net/u/Solarian)\
**Post date:** [May 15, 2008, 8:37am UTC](https://forums.speedlife.net/t/insurance/81096/128 "2008-05-15T08:37:49Z")

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I’d say the majority of you are getting burned hard…  
These are my stats:  
Address is Richmond Hill  
Full G Since 2004  
One at fault in Feb 2004, no other tickets, accidents  
Turning 23 in August  
2005 G35 Coupe, full coverage w/ $1000 deductible  
$276 a month.  
I’m with Desjardins, and no, I don’t have a friend there or anything, I heard their lame commercials on the radio, and called them up when my renewal came up last year from BelAir. I was paying $353/mth for the G last year, and this year I got a very significant cut to my premium. Berry happy =)

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**Author:** ![Cal-SoY](https://avatars.discourse-cdn.com/v4/letter/c/91b2a8/32.png) [@Cal-SoY](https://forums.speedlife.net/u/Cal-SoY)\
**Post date:** [May 22, 2008, 1:44am UTC](https://forums.speedlife.net/t/insurance/81096/129 "2008-05-22T01:44:37Z")

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18  
Richmond Hill  
G2 Since July 2006  
One at fault September 2006  
10 Over October 2007  
Turning 19 late 2008  
1992 240sx hatch, car is under my own name  
$225/month (2800 a year) This is in the GTA, when i live in waterloo 8 months of the year it drops $300 a year.  
I’m with The personal, and when i get my G (early june) it drops 10%…

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**Author:** ![imported\_Jared](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/imported_jared/32/5660_2.png) [@imported\_Jared](https://forums.speedlife.net/u/imported_Jared)\
**Post date:** [May 22, 2008, 3:27pm UTC](https://forums.speedlife.net/t/insurance/81096/130 "2008-05-22T15:27:35Z")

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**LISTEN UP KIDS**

I go to statefarm today for a couple things, find out they made a mistake when they gave me my quote and my rates are $610/MONTH! DOUBLE!. I’m right about to cancel insurance and leave till I say, "

I heard living in a different area can change ur rate, is this true?"

She says “definately”,

well I live in peterborough 8 months out of the year away at school…

so we check it out, I shit you NOT, it gets cut in HALF !!! $310 a month or something, no fucking lie. All I have to do is spend $30 and get my license and ownership changed to my peterborough address. Buying a car? Call William Fucking Matar (me) for a fucking petey address and cut your rates in half. Saved me like $2400. In the end im happy for some reason even though my rates went up like $5 a month. So ya, wtf… It makes a huge difference! So if you have a 2nd address check it out !!!

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**Author:** ![japdrifter](https://avatars.discourse-cdn.com/v4/letter/j/47e85d/32.png) [@japdrifter](https://forums.speedlife.net/u/japdrifter)\
**Post date:** [August 4, 2008, 5:05am UTC](https://forums.speedlife.net/t/insurance/81096/131 "2008-08-04T05:05:18Z")

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21, full G license, 1 at fault, 2 non at fault, quoted $510 from statefarm for a 180sx, guess i wont be driving my second car anytime soon

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**Author:** ![BRA\_GANZAAAAAA](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bra_ganzaaaaaa/32/5673_2.png) [@BRA\_GANZAAAAAA](https://forums.speedlife.net/u/BRA_GANZAAAAAA)\
**Post date:** [August 4, 2008, 3:15pm UTC](https://forums.speedlife.net/t/insurance/81096/132 "2008-08-04T15:15:48Z")

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ya i have 3 minor tickets 2 for 10over and 1 for “improper” stop average quotes i got were 500/ month,

But now i only 299/month, Award Insurance Brokers inc 203-7071 airport road mississauga on l4t-4j3 905-672-6200 i’ve tryed allota other place and she’s the cheapest. shit i just read the other posts and i’m 22 turning 23 and live in malton mississauga

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**Author:** ![Ian\_mc212](https://avatars.discourse-cdn.com/v4/letter/i/e19adc/32.png) [@Ian\_mc212](https://forums.speedlife.net/u/Ian_mc212)\
**Post date:** [August 5, 2008, 5:35am UTC](https://forums.speedlife.net/t/insurance/81096/133 "2008-08-05T05:35:33Z")

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I am paying $360/month for my Skyline GTS. Im 19 with a clean driving record, G2 and Drivers Ed. Not bad i guess for a Skyline

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**Author:** ![02GD\_Wagon](https://avatars.discourse-cdn.com/v4/letter/0/cdc98d/32.png) [@02GD\_Wagon](https://forums.speedlife.net/u/02GD_Wagon)\
**Post date:** [August 10, 2008, 6:40pm UTC](https://forums.speedlife.net/t/insurance/81096/134 "2008-08-10T18:40:12Z")

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insurance is such a rape, im 17 g2, driving a tercel, secondary driver (clean record) and i pay like 1500 a year or 130 a month?.. on a 1991 tercel!!!

wtf man.

i cant imagine what a 240 is like for me (i dont need to wonder actually, as my dad is a dick and wont let me have one.) but i can get a sport bike… fail…

edit: how would insurance on a jdm rhd car compare? anyone tell us?

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**Author:** ![imported\_Jared](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/imported_jared/32/5660_2.png) [@imported\_Jared](https://forums.speedlife.net/u/imported_Jared)\
**Post date:** [August 24, 2008, 4:18pm UTC](https://forums.speedlife.net/t/insurance/81096/135 "2008-08-24T16:18:24Z")

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why are on son then? lol just curious. Insurance on rhd will ussually be substantially more, just because your options are wayyy cut down since most companies wont take them. Expect to pay 300 a month for a 240 and probably 400 / mon on any rhd car at 17g2 clean record.

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**Author:** ![drunkmunky](https://avatars.discourse-cdn.com/v4/letter/d/fbc32d/32.png) [@drunkmunky](https://forums.speedlife.net/u/drunkmunky)\
**Post date:** [August 24, 2008, 10:14pm UTC](https://forums.speedlife.net/t/insurance/81096/136 "2008-08-24T22:14:05Z")

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2200, 183 a month  
95 nissan altima

1 at fault 3 years ago  
totalled

1 ticket 2 months before the accident 3 years ago

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**Author:** ![i-Drift](https://avatars.discourse-cdn.com/v4/letter/i/cdc98d/32.png) [@i-Drift](https://forums.speedlife.net/u/i-Drift)\
**Post date:** [August 25, 2008, 5:54am UTC](https://forums.speedlife.net/t/insurance/81096/137 "2008-08-25T05:54:38Z")

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> [@hypotheticaly speaking, is it bad to...](https://forums.speedlife.net/t/hypotheticaly-speaking-is-it-bad-to/18051/5):
>
> 2200, 183 a month  
> 95 nissan altima
> 
> 1 at fault 3 years ago  
> totalled
> 
> 1 ticket 2 months before the accident 3 years ago

how old are you?

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**Author:** ![Sunny\_TK](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sunny_tk/32/5550_2.png) [@Sunny\_TK](https://forums.speedlife.net/u/Sunny_TK)\
**Post date:** [August 26, 2008, 5:17am UTC](https://forums.speedlife.net/t/insurance/81096/138 "2008-08-26T05:17:51Z")

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3000 a year, full coverage from statefarm. 1993 240sx

No accidents, clean record, 1 claim(supra on fire), 19 years old, Full G, Drivers ed.

\*Parents pay 😃

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**Author:** ![johnstonanthony](https://avatars.discourse-cdn.com/v4/letter/j/258eb7/32.png) [@johnstonanthony](https://forums.speedlife.net/u/johnstonanthony)\
**Post date:** [August 26, 2008, 6:41am UTC](https://forums.speedlife.net/t/insurance/81096/139 "2008-08-26T06:41:55Z")

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im 20, i pay $410/ month and have 7 tickets ranging from speeding 80+ (well reduced to 65+) to careless (reduced to “turn not in signal”?) im at cooperators, but i dont think they know about 3/4 of those tickets but they know about the 65+ for sure. i drive a '96 240.

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**Author:** ![johnstonanthony](https://avatars.discourse-cdn.com/v4/letter/j/258eb7/32.png) [@johnstonanthony](https://forums.speedlife.net/u/johnstonanthony)\
**Post date:** [August 26, 2008, 6:53am UTC](https://forums.speedlife.net/t/insurance/81096/140 "2008-08-26T06:53:32Z")

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oh and ive had a few claims as well lol

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