# Insurance

**URL:** <https://forums.speedlife.net/t/insurance/81096>\
**Category:** SON240sx Automotive\
**Created:** [June 4, 2004, 12:36pm UTC](https://forums.speedlife.net/t/insurance/81096 "2004-06-04T12:36:35Z")\
**Posts on this page:** 20\
**Page:** 9

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**Author:** ![spynn56](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/spynn56/32/5638_2.png) [@spynn56](https://forums.speedlife.net/u/spynn56)\
**Post date:** [March 25, 2009, 6:59pm UTC](https://forums.speedlife.net/t/insurance/81096/161 "2009-03-25T18:59:40Z")

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Its still fraud.

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**Author:** ![5cott](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/5cott/32/5737_2.png) [@5cott](https://forums.speedlife.net/u/5cott)\
**Post date:** [March 25, 2009, 7:04pm UTC](https://forums.speedlife.net/t/insurance/81096/162 "2009-03-25T19:04:45Z")

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> [@M@M's precious Lambo gets walked by our american vette!!](https://forums.speedlife.net/t/m-ms-precious-lambo-gets-walked-by-our-american-vette/21046/14):
>
> Its still fraud.

How so? they ask for a billing address, you give them it.

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**Author:** ![em\_5ive](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/em_5ive/32/5707_2.png) [@em\_5ive](https://forums.speedlife.net/u/em_5ive)\
**Post date:** [June 3, 2009, 10:47am UTC](https://forums.speedlife.net/t/insurance/81096/163 "2009-06-03T10:47:15Z")

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^ Scott is this you first policy ever or were you a secondary before?

The Personal  
$360/ month  
20 yrs old  
Primary Driver  
Just Liability

Record:  
15 over limit. to be removed from record this fall.

First policy ever. That’s why its so high…

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**Author:** ![jeff93eg](https://avatars.discourse-cdn.com/v4/letter/j/58956e/32.png) [@jeff93eg](https://forums.speedlife.net/u/jeff93eg)\
**Post date:** [June 4, 2009, 5:23pm UTC](https://forums.speedlife.net/t/insurance/81096/164 "2009-06-04T17:23:16Z")

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21 Years old  
TD insurance  
93 240sx SE Hatch and 98 Civic 4 door Myself as the primary driver on the 240 and my girlfriend who has only had her G2 for 6-8 months primary driver on the Civic, both cars in my name.  
261.xx Per Month for both cars  
1 speeding ticket at 38 over 2 summers ago that i mentioned on the phone while getting a quote and dont know if they recorded it…No claims, No accidents  
Shanty Bay (just north of Barrie) address (Parents house)  
1,000,000 Dollar liability on both cars nothing else.

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**Author:** ![em\_5ive](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/em_5ive/32/5707_2.png) [@em\_5ive](https://forums.speedlife.net/u/em_5ive)\
**Post date:** [June 5, 2009, 1:42pm UTC](https://forums.speedlife.net/t/insurance/81096/165 "2009-06-05T13:42:02Z")

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^good rates.

> [@Saddam Hussein, 1937~2006, Executed](https://forums.speedlife.net/t/saddam-hussein-1937-2006-executed/22311/58):
>
> ^ Scott is this you first policy ever or were you a secondary before?
> 
> The Personal  
> $360/ month  
> 20 yrs old  
> Primary Driver  
> Just Liability
> 
> Record:  
> 15 over limit. to be removed from record this fall.
> 
> First policy ever. That’s why its so high…

Brought it down to $300 even a month. Kicker is I live in Scarborough.

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**Author:** ![Tarz](https://avatars.discourse-cdn.com/v4/letter/t/43a26b/32.png) [@Tarz](https://forums.speedlife.net/u/Tarz)\
**Post date:** [June 5, 2009, 1:44pm UTC](https://forums.speedlife.net/t/insurance/81096/166 "2009-06-05T13:44:03Z")

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lets just say i pay 250 a month on my mom’s jeep not even my own car im a secondary driver

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**Author:** ![corpse](https://avatars.discourse-cdn.com/v4/letter/c/ed655f/32.png) [@corpse](https://forums.speedlife.net/u/corpse)\
**Post date:** [June 6, 2009, 7:25am UTC](https://forums.speedlife.net/t/insurance/81096/167 "2009-06-06T07:25:04Z")

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i was quoted $1500/ year from belair for minimum coverage but they said they need to inspect my vehicle before they will insure it…

24  
GM  
clean record (7 star)  
and i live in etobicoke

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**Author:** ![CSK-240-R1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/csk-240-r1/32/5698_2.png) [@CSK-240-R1](https://forums.speedlife.net/u/CSK-240-R1)\
**Post date:** [June 6, 2009, 9:23pm UTC](https://forums.speedlife.net/t/insurance/81096/168 "2009-06-06T21:23:22Z")

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189 a month on the gtr 19 bucks more then the 240

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**Author:** ![Singh](https://avatars.discourse-cdn.com/v4/letter/s/43a26b/32.png) [@Singh](https://forums.speedlife.net/u/Singh)\
**Post date:** [June 6, 2009, 10:08pm UTC](https://forums.speedlife.net/t/insurance/81096/169 "2009-06-06T22:08:32Z")

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State Farm Insurance, 3rd party, Primary Driver, 21, no tickets, 140/month

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**Author:** ![Driftacular](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/driftacular/32/5724_2.png) [@Driftacular](https://forums.speedlife.net/u/Driftacular)\
**Post date:** [June 6, 2009, 10:38pm UTC](https://forums.speedlife.net/t/insurance/81096/170 "2009-06-06T22:38:38Z")

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AllState  
Primary Driver  
17  
clean record  
295$/month  
full coverage

btw em\_5ive… come on, you should get it cheaper.

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**Author:** ![em\_5ive](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/em_5ive/32/5707_2.png) [@em\_5ive](https://forums.speedlife.net/u/em_5ive)\
**Post date:** [June 7, 2009, 10:49am UTC](https://forums.speedlife.net/t/insurance/81096/171 "2009-06-07T10:49:10Z")

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^ I know man, looked around for over two weeks. +20 companies, no lie. Originally $240 a month which isn’t too bad but went up to $300 due to my one ticket. They explained the main reasons was b/c of my area and no insurance history. (0 star rating). boo.

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**Author:** ![white2abbit](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/white2abbit/32/5602_2.png) [@white2abbit](https://forums.speedlife.net/u/white2abbit)\
**Post date:** [June 8, 2009, 5:17pm UTC](https://forums.speedlife.net/t/insurance/81096/172 "2009-06-08T17:17:24Z")

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Anyone know any good brokers?

I’m 22, full G license, and have a careless driving on my record as well as a 50% at-fault accident (which counts as 100% apparently)…

I’m paying $660/month with Kingsway right now…but set to renew in August, any help greatly appreciated!

Oh ya, I live in R.Hill btw.

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**Author:** ![em\_5ive](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/em_5ive/32/5707_2.png) [@em\_5ive](https://forums.speedlife.net/u/em_5ive)\
**Post date:** [June 8, 2009, 9:16pm UTC](https://forums.speedlife.net/t/insurance/81096/173 "2009-06-08T21:16:57Z")

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^ ouch man!

I was going to say Kingsway. Try Wawanesa, canada broker link…

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**Author:** ![accelr8](https://avatars.discourse-cdn.com/v4/letter/a/e99b99/32.png) [@accelr8](https://forums.speedlife.net/u/accelr8)\
**Post date:** [June 11, 2009, 3:57am UTC](https://forums.speedlife.net/t/insurance/81096/174 "2009-06-11T03:57:11Z")

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kingsway.what a rip off. try other insurance brokers. i’ve been quoted $175 full coverage with td insurance.one at fault accident.i’m 25 and have a G lisence.also try presidents choice.

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**Author:** ![accelr8](https://avatars.discourse-cdn.com/v4/letter/a/e99b99/32.png) [@accelr8](https://forums.speedlife.net/u/accelr8)\
**Post date:** [June 11, 2009, 4:02am UTC](https://forums.speedlife.net/t/insurance/81096/175 "2009-06-11T04:02:13Z")

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white2abbit .shold have taken the bus instead,save you alot more money lol.i was paying $500 a month with basic coverage with kingsways back in 2003.damn paying $7920 a year for a s13 or s14 really sucks.

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**Author:** ![Philly](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/philly/32/5748_2.png) [@Philly](https://forums.speedlife.net/u/Philly)\
**Post date:** [June 11, 2009, 4:04am UTC](https://forums.speedlife.net/t/insurance/81096/176 "2009-06-11T04:04:55Z")

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> [@white2abbit"](#):
>
> Anyone know any good brokers?
> 
> I’m 22, full G license, and have a careless driving on my record as well as a 50% at-fault accident (which counts as 100% apparently)…
> 
> I’m paying $660/month with Kingsway right now…but set to renew in August, any help greatly appreciated!
> 
> Oh ya, I live in R.Hill btw.

Holy shit, thats crazy!!

Honestly try www.Kinetix.ca or [www.insurancehotline.com](http://www.insurancehotline.com).

Those are seriously your best bet, at one point I had three speeding tickets and one partialy at fault accident. I ended up paying $240/month which was good considering I was 22. I actually called around for about a week to different companies too, and the closest I could get was $295/month.

I can’t wait to renew this year. CLEAN RECORD!!! (knocks on wood) Kanetix quoted me $135/month and I’m 24.

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**Author:** ![DarkManX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/darkmanx/32/5569_2.png) [@DarkManX](https://forums.speedlife.net/u/DarkManX)\
**Post date:** [June 11, 2009, 2:30pm UTC](https://forums.speedlife.net/t/insurance/81096/177 "2009-06-11T14:30:58Z")

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Apparently im a “high risk driver” and my entire policy got canceled Today. Looks like im going to have to do some digging around. Anyone know a good place to call? I hear individual brokers are best to deal with.

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**Author:** ![DYSEKT](https://avatars.discourse-cdn.com/v4/letter/d/db5fbb/32.png) [@DYSEKT](https://forums.speedlife.net/u/DYSEKT)\
**Post date:** [June 11, 2009, 11:10pm UTC](https://forums.speedlife.net/t/insurance/81096/178 "2009-06-11T23:10:45Z")

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anyone know any good insurance companies that don’t do “pre-insurance inspections” its kinda tough with an sr…

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**Author:** ![gone\_rippin](https://avatars.discourse-cdn.com/v4/letter/g/f14d63/32.png) [@gone\_rippin](https://forums.speedlife.net/u/gone_rippin)\
**Post date:** [June 14, 2009, 4:17pm UTC](https://forums.speedlife.net/t/insurance/81096/179 "2009-06-14T16:17:28Z")

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me and another guy on here. deal with this guy at rbc in missasauga, ill shoot you his number when i can get it tomorrow hopefully.

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**Author:** ![CSK-240-R1](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/csk-240-r1/32/5698_2.png) [@CSK-240-R1](https://forums.speedlife.net/u/CSK-240-R1)\
**Post date:** [June 14, 2009, 4:49pm UTC](https://forums.speedlife.net/t/insurance/81096/180 "2009-06-14T16:49:44Z")

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your a few days late he already contacted me bro…

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