# Insurance

**URL:** <https://forums.speedlife.net/t/insurance/81096>\
**Category:** SON240sx Automotive\
**Created:** [June 4, 2004, 12:36pm UTC](https://forums.speedlife.net/t/insurance/81096 "2004-06-04T12:36:35Z")\
**Posts on this page:** 1\
**Showing post:** 189

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**Author:** ![GTS](https://avatars.discourse-cdn.com/v4/letter/g/82dd89/32.png) [@GTS](https://forums.speedlife.net/u/GTS)\
**Post date:** [July 14, 2009, 10:59am UTC](https://forums.speedlife.net/t/insurance/81096/189 "2009-07-14T10:59:08Z")

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> [@DeviousTSI robbed](https://forums.speedlife.net/t/devioustsi-robbed/23052/75):
>
> what I found weird was…  
> my friend drives a 91 mr2 turbo w/ AEM bodykit + hoodscoop (which he told the insurance company about) painted gunmetal… (= bait car)
> 
> he’s 20, G2, has been insured under his dad, but never his own name. he got insurance as primary driver for 207/month. i dont understand that.

One-way or full coverage?  
Deductible?

He might have told the insurance agent/broker all that info about the car, but did the agent/broker do their job correctly and ensured proper info was given to the company?

Which area do they live in?

Another possibility is that the father is getting a group policy insurance (which are slightly lower than personal policies).

All of these, and other factors determine the premium.

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