# Insurance **URL:** \ **Category:** SON240sx Automotive\ **Created:** [May 19, 2006, 10:58am UTC](https://forums.speedlife.net/t/insurance/96119 "2006-05-19T10:58:32Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![DarkManX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/darkmanx/32/5569_2.png) [@DarkManX](https://forums.speedlife.net/u/DarkManX)\ **Post date:** [May 19, 2006, 10:58am UTC](https://forums.speedlife.net/t/insurance/96119/1 "2006-05-19T10:58:32Z")
Whats good guys, Anyways i went to the ministry today to get temp. plates but they said i needed insurance on my 240 in order to get teh 10 day permit. So here i am rushing through the yelow pages and cant get a hold of any brokers for a proper quote. All answering machines. But I was wondering what company is best to go with. Im looking to spend under $350, or even below $300 Heres my info: 17 years of age (18 in July) g2 licence clean record Want to get 3rd party insurance (dads reccomendation) or anything thats cheap under my name. ---
**Author:** ![Solarian](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/solarian/32/5514_2.png) [@Solarian](https://forums.speedlife.net/u/Solarian)\ **Post date:** [May 19, 2006, 11:21am UTC](https://forums.speedlife.net/t/insurance/96119/2 "2006-05-19T11:21:07Z")
By 3rd party, you mean you’ll be an occasional driver, or? If it’s your own policy, you will be paying more than 300 for sure, under 350 is possible. Either way, call Bel Air Direct, NOBODY comes close, everyone else quoted me double what they did. ---
**Author:** ![DarkManX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/darkmanx/32/5569_2.png) [@DarkManX](https://forums.speedlife.net/u/DarkManX)\ **Post date:** [May 19, 2006, 11:30am UTC](https://forums.speedlife.net/t/insurance/96119/3 "2006-05-19T11:30:07Z")
> [@Solarian](#): > > By 3rd party, you mean you’ll be an occasional driver, or? > If it’s your own policy, you will be paying more than 300 for sure, under 350 is possible. Either way, call Bel Air Direct, NOBODY comes close, everyone else quoted me double what they did. Sounds good. How much are you paying? the name is called Bell Air Direct? on the phone with them right now =] ---
**Author:** ![DarkManX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/darkmanx/32/5569_2.png) [@DarkManX](https://forums.speedlife.net/u/DarkManX)\ **Post date:** [May 19, 2006, 12:12pm UTC](https://forums.speedlife.net/t/insurance/96119/4 "2006-05-19T12:12:50Z")
**$385 /w Tax** , anyone know anything better? Give me a shout. I need this on the road asap ---
**Author:** ![s13Junkyard](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/s13junkyard/32/5502_2.png) [@s13Junkyard](https://forums.speedlife.net/u/s13Junkyard)\ **Post date:** [May 19, 2006, 12:16pm UTC](https://forums.speedlife.net/t/insurance/96119/5 "2006-05-19T12:16:30Z")
dude your 17 lol… you wont find cheap insurance in toronto ---
**Author:** ![DarkManX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/darkmanx/32/5569_2.png) [@DarkManX](https://forums.speedlife.net/u/DarkManX)\ **Post date:** [May 19, 2006, 12:34pm UTC](https://forums.speedlife.net/t/insurance/96119/6 "2006-05-19T12:34:42Z")
so is that a cheap quote?, think i should go with it or not… ---
**Author:** ![renman](https://avatars.discourse-cdn.com/v4/letter/r/ecb155/32.png) [@renman](https://forums.speedlife.net/u/renman)\ **Post date:** [May 19, 2006, 12:52pm UTC](https://forums.speedlife.net/t/insurance/96119/7 "2006-05-19T12:52:17Z")
> [@DarkManX](#): > > so is that a cheap quote?, think i should go with it or not… Why don’t you keep calling around? At least get three quotes. You should shop around. Then again, if you can afford it, then go for it. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [May 19, 2006, 12:56pm UTC](https://forums.speedlife.net/t/insurance/96119/8 "2006-05-19T12:56:26Z")
$385 is alot a month, but this may be good if you are putting insurance under your own name. I had a bit lower when i was 18. I’d personally call around a bit more to find a better rate, but if you are in a rush and want to go with this it’s your call. ---
**Author:** ![BlitzSix](https://avatars.discourse-cdn.com/v4/letter/b/dec6dc/32.png) [@BlitzSix](https://forums.speedlife.net/u/BlitzSix)\ **Post date:** [May 19, 2006, 12:58pm UTC](https://forums.speedlife.net/t/insurance/96119/9 "2006-05-19T12:58:22Z")
I’m paying 260 and i’m 18 w/ g (but same rate w/ g2) and a speeding ticket. belair FTW. To make it cheap just get only liabiljity and theft and only 500 000 worth of liability coverage instead of 1 million ---
**Author:** ![DarkManX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/darkmanx/32/5569_2.png) [@DarkManX](https://forums.speedlife.net/u/DarkManX)\ **Post date:** [May 19, 2006, 12:59pm UTC](https://forums.speedlife.net/t/insurance/96119/10 "2006-05-19T12:59:54Z")
Thanks renny ---
**Author:** ![Jedi\_Car\_Fan](https://avatars.discourse-cdn.com/v4/letter/j/b9e5f3/32.png) [@Jedi\_Car\_Fan](https://forums.speedlife.net/u/Jedi_Car_Fan)\ **Post date:** [May 19, 2006, 1:19pm UTC](https://forums.speedlife.net/t/insurance/96119/11 "2006-05-19T13:19:54Z")
> [@BlitzSix](#): > > To make it cheap just get only liabiljity and theft and only 500 000 worth of liability coverage instead of 1 million You get insured with either 1-2 million dollar libability for a reason you know… and its not smart to be driving around with anything under 1 million because if you do hurt someone and they decide to sue, you can bet your ass they wont sue you for $400,000 to stay under your “$500,000 Limit” and say they sued you for 1 million and you lose well your personally liable now for the other $500,000 not a smart move (in my opinion) ---
**Author:** ![SDragon](https://avatars.discourse-cdn.com/v4/letter/s/b9e5f3/32.png) [@SDragon](https://forums.speedlife.net/u/SDragon)\ **Post date:** [May 19, 2006, 2:14pm UTC](https://forums.speedlife.net/t/insurance/96119/12 "2006-05-19T14:14:10Z")
I am with Belair. It is the cheapest place I found. Half of what I was paying at TD. ---
**Author:** ![DarkManX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/darkmanx/32/5569_2.png) [@DarkManX](https://forums.speedlife.net/u/DarkManX)\ **Post date:** [May 19, 2006, 2:25pm UTC](https://forums.speedlife.net/t/insurance/96119/13 "2006-05-19T14:25:27Z")
Bel air is pretty sweet actually. they have $0 deductibles now. I asked them about the $500,000 coverage but it only took of $15 dollars. Allstate quoted me $450 im pretty much fucked. ---
**Author:** ![SDragon](https://avatars.discourse-cdn.com/v4/letter/s/b9e5f3/32.png) [@SDragon](https://forums.speedlife.net/u/SDragon)\ **Post date:** [May 19, 2006, 4:25pm UTC](https://forums.speedlife.net/t/insurance/96119/14 "2006-05-19T16:25:32Z")
Do you NEED to get the 10 asap? If not, I would wait until July (when you turn Eighteen) and then get your G. Those will lower it some. ---
**Author:** ![Nissan](https://avatars.discourse-cdn.com/v4/letter/n/e68b1a/32.png) [@Nissan](https://forums.speedlife.net/u/Nissan)\ **Post date:** [May 19, 2006, 5:07pm UTC](https://forums.speedlife.net/t/insurance/96119/15 "2006-05-19T17:07:59Z")
Woot $263.58 a month 17. G2 since Feb3rd 1990 240sx 2 million liability Primary Clean record ---
**Author:** ![Bero](https://avatars.discourse-cdn.com/v4/letter/b/e8c25b/32.png) [@Bero](https://forums.speedlife.net/u/Bero)\ **Post date:** [May 19, 2006, 5:45pm UTC](https://forums.speedlife.net/t/insurance/96119/16 "2006-05-19T17:45:44Z")
heh… 80 bucks a month bitches. AND its under my name, with 2 tickets, one being rather…er…high. thank you winnipeg. ---
**Author:** ![renman](https://avatars.discourse-cdn.com/v4/letter/r/ecb155/32.png) [@renman](https://forums.speedlife.net/u/renman)\ **Post date:** [May 19, 2006, 6:52pm UTC](https://forums.speedlife.net/t/insurance/96119/17 "2006-05-19T18:52:39Z")
> [@DarkManX](#): > > Thanks renny You’re welcome. > [@DarkManX](#): > > Bel air is pretty sweet actually. they have $0 deductibles now. I asked them about the $500,000 coverage but it only took of $15 dollars. Allstate quoted me $450 > > im pretty much boinked. Don’t go with a 0 deductible if you are looking for the cheapest quote. I’m with Meloche Monnex (U of T alumni group plan) and for the 240, I got $1000 deductible. The higher the deductible, the lower the premium. Also, I would keep the liability at $1,000,000 for reasons stated earlier. ---
**Author:** ![Uniac](https://avatars.discourse-cdn.com/v4/letter/u/34f0e0/32.png) [@Uniac](https://forums.speedlife.net/u/Uniac)\ **Post date:** [May 19, 2006, 7:03pm UTC](https://forums.speedlife.net/t/insurance/96119/18 "2006-05-19T19:03:11Z")
> [@Bero](#): > > heh… 80 bucks a month bitches. > AND its under my name, with 2 tickets, one being rather…er…high. > > thank you winnipeg. sucks to be you haha i’m $80/month if i switch to my YJ. $280/month for the cefiro…i fear this will be my last year with her…atleast on the road. ---
**Author:** ![atutt](https://avatars.discourse-cdn.com/v4/letter/a/c4cdca/32.png) [@atutt](https://forums.speedlife.net/u/atutt)\ **Post date:** [May 19, 2006, 10:54pm UTC](https://forums.speedlife.net/t/insurance/96119/19 "2006-05-19T22:54:36Z")
> [@Solarian](#): > > By 3rd party, you mean you’ll be an occasional driver, or? > If it’s your own policy, you will be paying more than 300 for sure, under 350 is possible. Either way, call Bel Air Direct, NOBODY comes close, everyone else quoted me double what they did. i’m with ING and i’m primary driver under my own policy with my full G and D-E no records or accidents and i’m 19 (turning 20 May 23) and i’m paying 345$ a month ---
**Author:** ![shinkutat](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shinkutat/32/3203_2.png) [@shinkutat](https://forums.speedlife.net/u/shinkutat)\ **Post date:** [May 22, 2006, 6:40pm UTC](https://forums.speedlife.net/t/insurance/96119/20 "2006-05-22T18:40:41Z")
I’m with Echelon, I’m looking to switch and save; my rate was $220/month, but now it’s almost $250… for no reason. I’m still officially living in Sudbury, no accidents, no speeding tickets, not even a parking ticket and the bastards raised my rate. :evil: I’m 22, G license, no accidents or tickets, primary and only driver. EDIT: I just looked up Belair Direct ($1600/yr) and Meloche Monnex ($2300/yr) so I’m gonna go with the former, gonna call them tomorrow. 😃 [Next page](https://forums.speedlife.net/t/insurance/96119.md?page=2)